$352,000
SOLD JUL 18, 2025
3 Beds
2 Baths
1,574 Sq Ft
0.31 Acres

Recently Sold

$224 Per Sq Ft

6% Below List Price

56 Days on Market

Highlights

  • No HOA
  • Eat-In Kitchen
  • Bathtub with Shower
  • 2 Car Attached Garage
  • Solid Wood Cabinet
  • Tile Flooring

About This Home

As of July 2025

NO HOA, and one of the most sought-after subdivisions in St Cloud, located near the Florida Turnpike, shopping, restaurants, and the city pool, civic center, ball fields, and skate park. Along with this great location, you get this solid 3 bed, 2 bath home that is move-in ready and includes an updated kitchen and an all-new primary bathroom that you need to see to believe. The split plan also boasts a large, enclosed back porch facing the expansive backyard. Enjoy the gorgeous trees and flowering plants that enhance the mature and picturesque subdivision of Pine Lake Estates.

Last Agent to Sell the Property

Dawn Grigsby

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3424533 Listed on: 05/01/2025

EXP REALTY LLC

Last Buyer's Agent

Vincent Cumberbatch

KELLER WILLIAMS ADVANTAGE III License #3290411

KELLER WILLIAMS ADVANTAGE III

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,991

Year Built

  • Built in 1981

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 100x140
  • North Facing Home
  • Property is zoned SR1A

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,574 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Combination Dining and Living Room
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Outdoor Features

  • Private Mailbox

Schools

  • Neptune Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Well
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Pine Lake Estates Unit 6 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,991

Year Built

Built in 1981

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1574
  • Lot Size Acres: 0.31
  • New Construction: No
  • Year Built: 1981
  • Building Area Total: 2627
  • Lot Size Sq Ft: 13460
  • Directions to Property: Highway 192 East into St. Cloud, turn right onto Old Canoe Creek Road. Turn left onto Mutter Road, then left onto Cherrywood Ct. Right onto Peach Tree Blvd., home will be on your right.
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: St. Cloud
  • Escrow Postal Code: 34769
  • Escrow State: FL
  • Escrow Street Name: Budinger Avenue
  • Escrow Street Number: 1401
  • List Office Head Office Key Nume: 1041803
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 223.63
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Solid Wood Cabinets, Split Bedroom, Thermostat
  • Appliances Included: Dishwasher, Disposal, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 2007
  • Living Area Meters: 146.23
  • Room Count: 8

Exterior Features

  • Direction Faces: North
  • Exterior Features: Private Mailbox, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public, Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Neptune Elementary
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1A
  • Parcel Number: 04-26-30-0912-0001-0130
  • Additional Parcels: No
  • Lot Dimensions: 100x140
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1250

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4991.49
  • Tax Block: 1
  • Tax Book Number: 2-213
  • Tax Lot: 13

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Jul 18, 2025
Sold by
Conowal Mark A and Conowal Michael P
Bought by
Armstrong Dustin and Armstrong Eugenia
Seller's Agent
Dawn Grigsby
EXP REALTY LLC
Buyer's Agent
Vincent Cumberbatch
KELLER WILLIAMS ADVANTAGE III
List Price
$375,000
Sold Price
$352,000
Premium/Discount to List
-$23,000
-6.13%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.29%
Original Mortgage
$343,660
Outstanding Balance
$343,078
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$10,756
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $352,000 Stewart Title Company
Warranty Deed $352,000 Stewart Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $343,660 FHA
Closed $343,660 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/18/2025 07/18/25 Sold $352,000 -1.4% $224 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
06/16/2025 06/16/25 Price Changed $357,000 -4.8% $227 / Sq Ft
05/01/2025 05/01/25 For Sale $375,000 -- $238 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,573 $313,300 $60,000 $253,300
2023 $5,573 $309,200 $60,000 $249,200
2022 $862 $102,026 $0 $0
2021 $838 $99,055 $0 $0
2020 $823 $97,688 $0 $0
2019 $798 $95,492 $0 $0
2018 $777 $93,712 $0 $0
2017 $764 $91,785 $0 $0
2016 $738 $89,898 $0 $0
2015 $751 $89,274 $0 $0
2014 $743 $88,566 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6303778

Stellar MLS

APN: 04-26-30-0912-0001-0130