$1,520,000
SOLD OCT 30, 2025

20081 Chapel Trace Estero, FL 33928

4 Beds
3 Baths
2,680 Sq Ft
0.36 Acres

Recently Sold

$567 Per Sq Ft

7% Below List Price

125 Days on Market

Highlights

  • Boat Ramp
  • Golf Course Community
  • Gated with Attendant
  • Pinewoods Elementary School Rated A-
  • Fitness Center
  • Heated Pool and Spa

About This Home

As of October 2025

Welcome to the ultimate expression of Florida living in the prestigious, amenity-rich West Bay Club—where every detail is designed for comfort, elegance, and the effortless enjoyment of life. This beautifully upgraded and professionally decorated home stands out with a newer roof, hurricane-impact windows, roll-down shades, updated flooring, and an attic fan system, offering unmatched storm protection, efficiency, and style. Remarkably, it has never taken on water from any hurricane and features an expansive outdoor kitchen with a built-in gas grill, sink, and prep space—perfect for cookouts, family gatherings, and evenings under the stars. Offering 4 bedrooms, 3 bathrooms, and situated on a peaceful preserve lot in one of Estero’s most exclusive golf and beach communities, this residence is designed with the sought-after Bardmoore floorplan by Rutenberg, blending timeless design with modern upgrades and the relaxed sophistication of a true Southwest Florida lifestyle. Inside, soaring ceilings, elegant architectural details, and a flowing open layout create an inviting atmosphere, with natural light enhancing every space. The refreshed kitchen is a chef’s dream with quartz countertops, center work island, natural gas cooktop, stainless steel appliances (2021), wine cooler, reverse osmosis system, and roll-out cabinetry—making meal preparation both functional and enjoyable. The home’s thoughtful layout offers privacy and comfort for family and guests alike, with generously sized bedrooms and spa-like baths. The primary suite is a serene retreat with tranquil preserve views, a luxurious en suite bath with dual vanities and soaking tub, and abundant storage. Additional upgrades—such as electric storm shutters, a tankless water heater, central vacuum, exterior wall pest system, well for irrigation, security system with cameras, landscape lighting, and a pest misting system—ensure everyday living is effortless and worry-free. Step outside and you’ll find an entertainer’s paradise and peaceful sanctuary all in one, with an eastern-exposure screened lanai showcasing a sparkling pool and spa, abundant lounging areas, and a fully equipped outdoor kitchen, all framed by the lush preserve backdrop that creates total privacy. From sunrise coffee to sunset cocktails, this is a space designed to be lived in year-round. Beyond the home, West Bay Club offers a lifestyle unmatched in Southwest Florida, with a private Beach Club on the Gulf of Mexico, championship golf course, Har-Tru tennis courts, pickleball, a boat launch with Gulf access, resort-style pool and spa, state-of-the-art fitness center, and a clubhouse featuring both fine and casual dining. Located west of US-41, the community’s prime location places you minutes from Coconut Point Mall, Miromar Outlets, Hertz Arena, FGCU, and just 20 minutes to RSW International Airport, making this the perfect retreat for seasonal residents and an incredible place to call home year-round.

Last Agent to Sell the Property

Joseph Pavich

Realty World J. PAVICH R.E. License #0706269 Listed on: 06/27/2025

Realty World J. PAVICH R.E.

Last Buyer's Agent

Steven Horn

West Bay Realty LLC License #283003326

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,431

Year Built

  • Built in 2006

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 88 x 196 x 72 x 229
  • West Facing Home
  • Rectangular Lot
  • Sprinkler System
  • Property is zoned RPD

HOA Fees

  • $812 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Tile Roof
  • Stucco

Interior Spaces

  • 2,680 Sq Ft Home
  • 1-Story Property
  • Wired For Sound
  • Built-In Features
  • High Ceiling
  • Electric Shutters
  • Double Hung Windows
  • Sliding Windows
  • French Doors
  • Entrance Foyer
  • Great Room
  • Formal Dining Room
  • Screened Porch
  • Views of Woods
  • Laundry Tub

Kitchen

  • Breakfast Area or Nook
  • Built-In Self-Cleaning Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Dual Sinks
  • Bathtub
  • Separate Shower

Home Security

  • Security Gate
  • Fire and Smoke Detector

Pool

  • Heated Pool and Spa
  • Heated In Ground Pool
  • In Ground Spa
  • Screen Enclosure

Outdoor Features

  • Screened Patio
  • Outdoor Kitchen

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Purifier
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 3 / E
  • Assessor Parcel Number 32-46-25-E1-0700E.0030

Community Details

Overview

  • Association fees include management, cable TV, internet, security
  • Private Membership Available
  • Association Phone (239) 444-2366
  • West Bay Club Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Restaurant
  • Clubhouse
  • Billiard Room

Recreation

  • Boat Ramp
  • Pier or Dock
  • RV or Boat Storage in Community
  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Dog Park

Security

  • Gated with Attendant

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,431

Year Built

Built in 2006

Lot Details

0

HOA Fees

$812 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.364
  • Lot Size: 88 x 196 x 72 x 229
  • Ownership: Single Family
  • Subdivision Name: WEST BAY CLUB
  • Architectural Style: Ranch, One Story, Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Building Stories: 1
  • Year Built: 2006
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Unfurnished
  • Spa Features: In Ground, Screened
  • Private Spa: Yes
  • Appliances: Built-In Oven, Dishwasher, Gas Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Self Cleaning Oven, Wine Cooler, Water Purifier
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Flooring: Carpet, Tile
  • Interior Amenities: Built-in Features, Bedroom on Main Level, Breakfast Area, Bathtub, Separate/Formal Dining Room, Dual Sinks, Entrance Foyer, French Door(s)/Atrium Door(s), High Ceilings, Kitchen Island, Main Level Primary, Pantry, Separate Shower, Cable TV, Wired for Sound, Window Treatments, High Speed Internet, Split Bedrooms
  • Living Area: 2680.0
  • Dining Room Type: Screened Porch, Great Room
  • Stories: 1
  • Window Features: Double Hung, Sliding, Window Coverings

Exterior Features

  • Lot Features: Rectangular Lot, Sprinklers Automatic
  • Pool Features: Electric Heat, Heated, In Ground, Screen Enclosure, Community, Pool/Spa Combo
  • Pool Private: Yes
  • View: Trees/Woods
  • Waterfront Features: None
  • Waterfront: No
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: West
  • Exterior Features: Sprinkler/Irrigation, Outdoor Kitchen, Shutters Electric
  • Patio And Porch Features: Lanai, Porch, Screened
  • Property Condition: Resale
  • Roof: Tile

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Paved, Two Spaces, Garage Door Opener

Utilities

  • Laundry Features: Inside, Laundry Tub
  • Security: Security Gate, Gated with Guard, Gated Community, Security Guard, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Natural Gas Available, High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Golf, Gated, Tennis Court(s), Street Lights
  • Senior Community: No
  • Amenities: Beach Rights, Bocce Court, Billiard Room, Boat Ramp, Clubhouse, Dog Park, Fitness Center, Golf Course, Barbecue, Picnic Area, Pier, Playground, Pickleball, Park, Private Membership, Pool, RV/Boat Storage, Restaurant, Spa/Hot Tub, Sidewalks, Tennis Court(s)
  • Association Fee: 2435.0
  • Association Fee Frequency: Quarterly
  • Phone: (239) 444-2366
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Internet, Security

Lot Info

  • Parcel #: 32-46-25-E1-0700E.0030
  • Zoning Description: RPD

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 8431.32
  • Tax Block: E
  • Tax Lot: 3
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Oct 30, 2025
Sold by
Rinella Michael A and Rinella Elizabeth F
Bought by
David J Loellke Revocable Living Trust and Stacey A Loellke Revocable Living Trust
Seller's Agent
Joseph Pavich
Realty World J. PAVICH R.E.
Buyer's Agent
Steven Horn
West Bay Realty LLC
List Price
$1,639,900
Sold Price
$1,520,000
Premium/Discount to List
-$119,900
-7.31%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.67%

Purchase Details

Closed on
May 20, 2011
Sold by
Spencer Alison L
Bought by
Rinella Michael A and Rinnella Elizabeth T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 2011
Sold by
Spencer Alison L
Bought by
Suntrust Mortgage Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 2006
Sold by
Lyons Land Corp Llc
Bought by
Spencer Alison L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$720,000
Interest Rate
6.62%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,520,000 Legacy Title
Warranty Deed $565,000 Mls Title
Trustee Deed $404,500 None Available
Warranty Deed $970,400 Title Services Of Sw Fl Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $417,000 New Conventional
Previous Owner $720,000 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Sold $1,520,000 -7.3% $567 / Sq Ft
10/30/2025 10/30/25 Pending -- -- --
06/27/2025 06/27/25 For Sale $1,639,900 -- $612 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,659 $699,917 -- --
2024 $8,659 $680,191 -- --
2023 $8,431 $660,380 $0 $0
2022 $8,359 $641,146 $0 $0
2021 $8,353 $622,472 $149,535 $472,937
2020 $9,258 $640,350 $146,750 $493,600
2019 $8,711 $597,554 $205,000 $392,554
2018 $8,961 $603,228 $205,000 $398,228
2017 $9,541 $625,816 $190,000 $435,816
2016 $9,052 $580,786 $190,000 $390,786
2015 $8,726 $542,185 $146,000 $396,185
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 225052623

Florida Gulf Coast Multiple Listing Service

APN: 32-46-25-E1-0700E.0030