$565,000
SOLD AUG 4, 2025

20098 Fern Glen Blvd N Forest Lake, MN 55025

5 Beds
3.5 Baths
3,360 Sq Ft
9,199 Sq Ft Lot

Recently Sold

$168 Per Sq Ft

2% Below List Price

99 Days on Market

Highlights

  • Home Theater
  • Sitting Room
  • The kitchen features windows
  • No HOA
  • Stainless Steel Appliances
  • 3 Car Attached Garage

About This Home

As of August 2025

Fantastic 2 story home in the high demand Headwaters neighborhood! Great 5 bedroom, 4 bathroom floor plan. High end finishes and beautifully decorated. You are welcomed in to a large foyer and living area with rich wood flooring that opens up to a generous family room and a dream kitchen! Large windows overlooking nature views and a large low maintenance deck off the dining area will be a favorite relaxing spot for sure! The large heated 3 car garage enters into the home to a back mud room area with custom built ins for your shoes and jackets plus a convenient 1/2 bath. The upper level has 4 spacious bedrooms, a large full bathroom and features a huge primary suite with a walk-in closet, luxury bath, featuring a deep jetted tub and separate shower plus a double vanity. There is also a loft/flex area upstairs and a convenient laundry room! The lower level is fully finished with a 3/4 bath, large family room equipped with a theatre screen and projector, a large wet bar, a sizeable 5th bedroom with a walk-in closet, storage in the utility room and a full walk-out patio door to the backyard. This is a wonderful home and only available due to a relocation.

Last Agent to Sell the Property

Jeanne Hauser

Counselor Realty, Inc Listed on: 04/03/2025

Counselor Realty, Inc

Last Buyer's Agent

Jenner Moretto

Counselor Realty, Inc.

Counselor Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,808

Year Built

  • Built in 2014

Lot Details

  • 9,199 Sq Ft Lot
  • Lot Dimensions are 65x125x85x123

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Sitting Room
  • Combination Kitchen and Dining Room
  • Home Theater
  • Storage Room
  • Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Basement Storage
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • 150 Amp Service
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Headwaters Third Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2003221330078

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,808

Year Built

Built in 2014

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 2014
  • Above Grade Finished Sq Ft: 2539
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Drain Tiled, 8 ft+ Pour, Egress Window(s), Finished, Full, Concrete, Storage Space, Sump Pump, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 3360
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 821
  • Basement YN: Yes
  • Dining Room Type: Foyer, Sitting Room, Family Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Media Room, Bar/Wet Bar Room, Utility Room, Living Room, Walk In Closet, Storage

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less
  • PoolFeatures: None
  • Fencing: None
  • ConstructionMaterialsDesc: Concrete,Frame
  • PatioPorchType: Composite Decking,Deck

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage Square Feet: 635
  • Garage Door Height: 7

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 150 Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Cable,Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Paneled Doors,Security Lights,Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Forest Lake
  • SchoolDistrictNumber: 831
  • SchoolDistrictPhone: 651-982-8103

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 65x125x85x123
  • Lot Size Sq Ft: 9199
  • Land Lease: No
  • Lot Features: Some Trees, Underground Utilities
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 2003221330078
  • Tax Annual Amount: 5808
  • TaxWithAssessments: 5808.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
Aug 4, 2025
Sold by
Combs Justin L and Combs Abby L
Bought by
Phillippi Kristy and Phillippi Michael
Seller's Agent
Jeanne Hauser
Counselor Realty, Inc
Buyer's Agent
Jenner Moretto
Counselor Realty, Inc.
List Price
$575,000
Sold Price
$565,000
Premium/Discount to List
-$10,000
-1.74%
Views
80

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.88%
Original Mortgage
$452,000
Outstanding Balance
$451,611
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$107,384

Purchase Details

Closed on
Jun 20, 2014
Sold by
Mattamy Minneapolis Partnership
Bought by
Combs Justin L and Combs Abby L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$281,900
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 28, 2013
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $565,000 Title Specialists
Warranty Deed $352,433 Dca Title
Deed $1,015,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $452,000 New Conventional
Previous Owner $281,900 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Sold $565,000 +0.9% $168 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
06/30/2025 06/30/25 Price Changed $560,000 -1.7% $167 / Sq Ft
06/30/2025 06/30/25 Price Changed $569,900 -0.9% $170 / Sq Ft
05/27/2025 05/27/25 Price Changed $575,000 0.0% $171 / Sq Ft
05/27/2025 05/27/25 For Sale $575,000 +1.8% $171 / Sq Ft
05/23/2025 05/23/25 Off Market $565,000 -- --
04/24/2025 04/24/25 Price Changed $589,900 -1.7% $176 / Sq Ft
04/10/2025 04/10/25 For Sale $599,900 -- $179 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,808 $538,000 $100,000 $438,000
2023 $5,808 $544,700 $112,000 $432,700
2022 $4,782 $539,300 $102,800 $436,500
2021 $4,990 $419,700 $80,000 $339,700
2020 $4,888 $431,000 $100,000 $331,000
2019 $4,814 $415,000 $80,000 $335,000
2018 $4,410 $400,000 $80,000 $320,000
2017 $4,104 $383,000 $70,000 $313,000
2016 $3,656 $335,000 $60,000 $275,000
2015 $408 $33,000 $33,000 $0
2013 -- $50,400 $50,400 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6697183

NorthstarMLS

APN: 20-032-21-33-0078