201 N Water St Chestertown, MD 21620
4
Beds
4.5
Baths
5,195
Sq Ft
0.39
Acres
Highlights
- 134 Feet of Waterfront
- Gourmet Kitchen
- Curved or Spiral Staircase
- Fishing Allowed
- River View
- Colonial Architecture
About This Home
As of October 2024SMITH-RINGGOLD HOUSE. ca. 1750
OWNER IS MEETING THE MARKET for this rare property WITH PRICE NOW AT $1,6500,000.
This exceptional property is a rare find: an authentic waterfront 18th century home with 21st century comfort in heart of Historic Districtnof Chestertown on Maryland's Eastern Shore. Originally a merchant’s home , the Smith-Ringgold house has been tastefully modified representing four defined periods and enlarged over the course of its 250-year history. William Ringgold added rooms toward the River in about 1759 that doubled the space. (Often, one would find 18th c. additions such as this creating a telescope style design. )
The present owner took two-years to restore the home from foundation to attic. A river-side sun-porch/breakfact room was added. ,The cedar shingle roof, , plumbing, wiring, heat and A/C systems were added or replaced. Wood floors throughout the house have been beautifully restored. Modern storm windows are energy efficient and all but eliminate street sounds. Aside from your own personal touches, this house awaits our arrival anf iss prepared for the next century.
The ground floor has a large double parlor, serene sitting room, formal dining room, breakfast room, and a stunning Chef’s kitchen. An important feature is the hand painted dining room mural by noted artist Jack Schroeder. The front hall, redesigned in about 1860, replaced a steep stairway with a grand and gracefully curving staircase. The second floor contains three large en-suite bedrooms and a laundry room that is also accessible from the kitchen via a “secret” staff stairway. The third floor has a large sitting room, bathroom, and fourth bedroom. A setion of the home’s original c. 1750 roof has been restored forming a unique design element. The backyard was extensively terraced, probably in the late 1700s, in descending levels down to the Chester River eliminating the fear of flooding. The free-standing brick garage dates from the early 20th century, when car garages replaced horse barns. This structure could easily be repurposed as an artist’s studio or home workshop. A wide driveway area provides additional off-street parking.
Truly an inviting residence for intimate family evenings or grand parties. Perfect setting for one's collection of antiques or for the simplicity of contemporary furniture which emphasizes the wonderful architecture.
CHESTERTOWN IN THE COUNTY OF KENT
Chestertown was founded in 1706 on the broad Chester River and served as an important shipping hub for trade with England and between the colonies. As the U.S. population center moved westward, Kent County settled into two hundred years of quiet agricultural and commercial fishing activities. Chestertown is home to a surprisingly large number of elegant, historical Georgian homes as well as Victorian “painted ladies.” With a population of 5,600, Chestertown is only an hour from Annapolis or Wilmington, about two hours from Baltimore, Philadelphia or Washington, and under four hours from New York City. Chestertown in the County of Kent is "a place where one would rather be".
Centrally located Washington College (founded in 1782 with the personal support of George Washington) provides Chestertown a mix of athletic competitions, music and drama, adult education, and visiting speakers. The town boasts a weekly Farmers Market, excellent coffee bars, restaurants, and art galleries—but no big box stores. The Chester River Yacht & Country Club offers an 18-hole golf course as well as a sailing program. The whole community supports major events like the annual Tea Party, commemorating a Revolutionary War protest; a Dickens Christmas Street Fair; and Down-rigging Weekend, when tall ships offer tours and sails on the Chester River. Today, Chestertown, is a vibrant mix of old families, newcomers, college students, full time residents with children, and involved weekenders.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $18,947
Year Built
- Built in 1760 | Remodeled in 2012
Lot Details
- 0.39 Acre Lot
- 134 Feet of Waterfront
- Home fronts navigable water
- West Facing Home
- Corner Lot
- Historic Home
- Property is in excellent condition
- Property is zoned R-3
Parking
- 2 Car Detached Garage
- 2 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
- Brick Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Colonial Architecture
- Georgian Architecture
- Brick Exterior Construction
- Brick Foundation
- Permanent Foundation
- Stone Foundation
- Poured Concrete
- Wood Roof
Interior Spaces
- Property has 4 Levels
- Traditional Floor Plan
- Curved or Spiral Staircase
- Dual Staircase
- Built-In Features
- Chair Railings
- Crown Molding
- Beamed Ceilings
- Ceiling Fan
- Skylights
- Recessed Lighting
- 7 Fireplaces
- Non-Functioning Fireplace
- Fireplace Mantel
- Electric Fireplace
- Gas Fireplace
- Transom Windows
- Wood Frame Window
- Six Panel Doors
- Entrance Foyer
- Sitting Room
- Living Room
- Dining Room
- Den
- Utility Room
- Wood Flooring
- River Views
- Exterior Cameras
- Attic
Kitchen
- Gourmet Kitchen
- Breakfast Room
- Built-In Range
- Stove
- Built-In Microwave
- Extra Refrigerator or Freezer
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
Laundry
- Laundry on upper level
- Dryer
- Front Loading Washer
Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Exterior Basement Entry
- Sump Pump
- Shelving
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- River Nearby
- Swimming Allowed
- Stream or River on Lot
- Powered Boats Permitted
- Exterior Lighting
- Porch
Location
- Flood Risk
Schools
- Garnett Elementary School
- Chestertown Middle School
- Kent County High School
Utilities
- Zoned Cooling
- Ductless Heating Or Cooling System
- Radiator
- Air Source Heat Pump
- Heating System Powered By Owned Propane
- Propane
- Electric Water Heater
Listing and Financial Details
- Tax Lot 1552
- Assessor Parcel Number 1504011554
Community Details
Overview
- No Home Owners Association
- Historic Chestertown Subdivision
Recreation
- Fishing Allowed
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/16/2024 10/16/24 | Sold | $1,362,500 | -17.4% | $262 / Sq Ft |
| 05/28/2024 05/28/24 | Price Changed | $1,650,000 | -4.3% | $318 / Sq Ft |
| 08/27/2023 08/27/23 | Price Changed | $1,725,000 | -9.2% | $332 / Sq Ft |
| 06/21/2023 06/21/23 | For Sale | $1,900,000 | +261.9% | $366 / Sq Ft |
| 03/14/2012 03/14/12 | Sold | $525,000 | -4.5% | $105 / Sq Ft |
| 10/27/2011 10/27/11 | Pending | -- | -- | -- |
| 06/26/2011 06/26/11 | Price Changed | $550,000 | -20.3% | $110 / Sq Ft |
| 05/17/2011 05/17/11 | For Sale | $690,000 | -- | $137 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $19,797 | $1,263,200 | $0 | $0 |
| 2023 | $17,983 | $1,209,000 | $0 | $0 |
| 2022 | $17,983 | $1,154,800 | $511,900 | $642,900 |
| 2021 | $17,960 | $1,150,400 | $0 | $0 |
| 2020 | $17,960 | $1,146,000 | $0 | $0 |
| 2019 | $17,855 | $1,141,600 | $511,900 | $629,700 |
| 2018 | $17,740 | $1,141,600 | $511,900 | $629,700 |
| 2017 | $17,170 | $1,141,600 | $0 | $0 |
| 2016 | -- | $1,152,900 | $0 | $0 |
| 2015 | $14,768 | $1,099,667 | $0 | $0 |
| 2014 | $14,768 | $1,046,433 | $0 | $0 |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,000,000 | New Conventional | |
| Previous Owner | $417,000 | New Conventional |
Source: Public Records
Deed History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,362,500 | Eastern Shore Title | |
| Deed | -- | None Available | |
| Deed | $525,000 | Eastern Shore Title Company | |
| Deed | -- | -- |
Source: Public Records
Similar Homes in Chestertown, MD
Source: Bright MLS
MLS Number: MDKE2002790
APN: 04-011554
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.
Nearby Homes
- 117 N Water St Unit 1A
- 117 N Water St Unit 2A
- 117 N Water St Unit 3B
- 129 N Queen St
- 107 N Queen St
- 108 N Queen St
- 105 High St
- 228 S Water St
- 110 Philosophers Terrace
- 206 Cannon St
- 226 S Water St
- 349 & 351 High St
- 349 High St
- 101 S Mill St
- 211 David Dr
- 101 Birch Run Rd
- 116 Pine Chip Rd
- 619 Cannon St
- 306 Cedar St
- 132 Prospect St