Seller's Agent in 2025
Christine Pandolf
Premier South
(315) 794-9333
38 Total Sales
20105 Henderson Rd Unit J Cornelius, NC 28031
2
Beds
2
Baths
1,046
Sq Ft
$283/mo
HOA Fee
Highlights
- Water Views
- Access To Lake
- Balcony
- Bailey Middle School Rated A-
- Community Pool
- Laundry Room
About This Home
As of September 2025TENANT OCCUPIED! Great investment property!!!Lake Norman Waterfront Condo!!! Beautifully updated 2-bedroom, 2-bathroom condo in Cornelius! This home features new LVP flooring, fresh paint, updated light fixtures, granite countertops, stainless steel appliances, and a cozy wood-burning fireplace. The open floor plan is perfect for entertaining, while the primary suite includes a walk-in closet and ensuite bath.**Community Amenities:Enjoy lakeside living with a pool, waterfront beaches, paddleboard/kayak launch, day docks, lighted boardwalks, sidewalks to a marina and restaurant, plus RV/boat storage. HOA fees cover trash, water, sewer, exterior maintenance, landscaping, and pool access. Additional storage options available for a fee.Important Notes:Due to pending litigation on behalf of the HOA, only cash offers will be considered at this time.Contact HOA and see notes in attachments. Live like you're on vacation every day on Lake Norman! Seller is licensed real estate agent in Florida.
Last Agent to Sell the Property
Premier South Brokerage Phone: 704-829-3518 License #328260 Listed on: 12/18/2024
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,870
Year Built
- Built in 1987
HOA Fees
- $283 Monthly HOA Fees
Parking
- 1 Car Garage
- 1 Assigned Parking Space
Home Design
- Entry on the 2nd floor
- Slab Foundation
- Hardboard
Interior Spaces
- 1,046 Sq Ft Home
- 1-Story Property
- Wood Burning Fireplace
- Water Views
- Laundry Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Access To Lake
- Balcony
Schools
- Cornelius Elementary School
- Bradley Middle School
- William Amos Hough High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 00150357
Community Details
Overview
- Windward At Holiday Harbor Condo Assn Association
- Windward Subdivision
- Mandatory home owners association
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 22, 2021
Closed on
Jan 14, 2022
Sold by
Hartman George C and Hartman Charleen M
Bought by
Vela Elsa Patricia Nor
Seller's Agent
John Rhodes
Norwood Realty Group LLC
Buyer's Agent
Christine Pandolf
Premier South
List Price
$290,000
Sold Price
$291,000
Premium/Discount to List
$1,000
0.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.83%
Original Mortgage
$232,800
Outstanding Balance
$214,827
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$96,308
Purchase Details
Closed on
Aug 17, 2015
Sold by
Miller Katrina V and Miller Calvin
Bought by
Hartman George C and Hartman Charlene M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
4.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 15, 2010
Sold by
Miller Calvin H and Miller Katrina V
Bought by
Miller Katrina
Purchase Details
Closed on
Sep 6, 2001
Sold by
Miller Calvin H and Miller Katrina V
Bought by
Miller Calvin H and Miller Katrina
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $582 | Investors Title | |
| Warranty Deed | $135,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $232,800 | New Conventional | |
| Previous Owner | $108,000 | New Conventional | |
| Previous Owner | $82,600 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/17/2025 09/17/25 | Sold | $280,000 | 0.0% | $268 / Sq Ft |
| 04/30/2025 04/30/25 | Rented | $1,650 | 0.0% | -- |
| 04/16/2025 04/16/25 | Price Changed | $1,650 | -2.9% | $2 / Sq Ft |
| 03/28/2025 03/28/25 | For Rent | $1,700 | 0.0% | -- |
| 03/06/2025 03/06/25 | Price Changed | $310,000 | -1.6% | $296 / Sq Ft |
| 02/07/2025 02/07/25 | Price Changed | $315,000 | -1.6% | $301 / Sq Ft |
| 12/18/2024 12/18/24 | For Sale | $320,000 | 0.0% | $306 / Sq Ft |
| 12/12/2024 12/12/24 | Off Market | $1,700 | -- | -- |
| 11/01/2024 11/01/24 | Price Changed | $1,700 | -5.6% | $2 / Sq Ft |
| 08/16/2024 08/16/24 | For Rent | $1,800 | +12.5% | -- |
| 02/22/2023 02/22/23 | Rented | $1,600 | -5.9% | -- |
| 01/04/2023 01/04/23 | For Rent | $1,700 | 0.0% | -- |
| 01/14/2022 01/14/22 | Sold | $291,000 | +0.3% | $284 / Sq Ft |
| 11/15/2021 11/15/21 | Pending | -- | -- | -- |
| 10/22/2021 10/22/21 | For Sale | $290,000 | 0.0% | $283 / Sq Ft |
| 12/10/2019 12/10/19 | Rented | $1,200 | 0.0% | -- |
| 11/15/2019 11/15/19 | For Rent | $1,200 | -- | -- |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,870 | $277,382 | -- | $277,382 |
| 2024 | $1,870 | $277,382 | -- | $277,382 |
| 2023 | $1,837 | $277,382 | $0 | $277,382 |
| 2022 | $1,371 | $156,800 | $0 | $156,800 |
| 2021 | $1,355 | $156,800 | $0 | $156,800 |
| 2020 | $1,355 | $156,800 | $0 | $156,800 |
| 2019 | $1,349 | $156,800 | $0 | $156,800 |
| 2018 | $1,443 | $131,300 | $35,000 | $96,300 |
| 2017 | $1,430 | $131,300 | $35,000 | $96,300 |
| 2016 | $1,426 | $131,300 | $35,000 | $96,300 |
| 2015 | $1,403 | $131,300 | $35,000 | $96,300 |
| 2014 | $1,401 | $131,300 | $35,000 | $96,300 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Pandolf
-
Angela Berrong
A
Seller's Agent in 2025
Angela Berrong
Lake Norman Realty Inc
(704) 662-6049
-
Michael Spicola
M
Seller Co-Listing Agent in 2025
Michael Spicola
Lake Norman Realty Inc
(704) 662-6049
-
Renee Keller
Buyer's Agent in 2025
Renee Keller
Southern Homes of the Carolinas, Inc
(704) 458-7421
50 Total Sales
-
Debbie Monroe
Buyer's Agent in 2025
Debbie Monroe
Lake Norman Realty, Inc.
(704) 533-0444
177 Total Sales
-
Amanda J. Crosby
Buyer's Agent in 2023
Amanda J. Crosby
Lake Norman Realty, Inc.
(704) 584-9595
51 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4207746
APN: 001-503-57
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