$350,000
SOLD MAY 16, 2022

20123 Henderson Rd Unit L Cornelius, NC 28031

2 Beds
2 Baths
1,154 Sq Ft
$257/mo HOA Fee

Recently Sold

$303 Per Sq Ft

26 Days on Market

Highlights

  • Waterfront
  • Deck
  • Wooded Lot
  • Bailey Middle School Rated A-
  • Living Room with Fireplace
  • Balcony

About This Home

As of April 2025

Waterfront!!! Penthouse condo at Windward. Walk to Holiday Marina, restaurant, pool, beach!! Enjoy the lake life with open cove views!! Private covered deck/balcony, 2 bedrooms down, 1 large bedroom up with an open loft area that can be used as office or bonus area. Custom kitchen with granite counters and stainless steel appliances. Wood burning fireplace and lots of windows in the large living/dining area.

Last Agent to Sell the Property

Kim Ramsey

Lake Norman Realty, Inc. License #181535 Listed on: 04/02/2022

Lake Norman Realty, Inc.

Last Buyer's Agent

Sherry Hickman

Ivester Jackson Properties License #236020

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,425

Year Built

  • Built in 1986

Lot Details

  • Waterfront
  • Wooded Lot

HOA Fees

  • $257 Monthly HOA Fees

Parking

  • Assigned Parking

Home Design

  • Slab Foundation
  • Wood Siding

Interior Spaces

  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Tile Flooring
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Balcony
  • Deck

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Heating
  • Heat Pump System
  • Cable TV Available

Community Details

  • Cams Association, Phone Number (877) 672-2267
  • Windward Condos
  • Windward Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 001-503-11

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,425

Year Built

Built in 1986

Lot Details

0

HOA Fees

$257 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1986
  • Restrictions: No Representation
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Unit Floor Level: 3
  • Road Surface Type: None
  • Structure Type: One Story
  • ResoPropertyType: Residential
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Flooring: Carpet, Tile
  • Interior Amenities: Cable Available, Vaulted Ceiling, Walk-In Closet(s)
  • Fixture Exception Yn: 0
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1026
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 128
  • Porch: Balcony,Covered,Deck
  • Appliances: Cable Prewire, Ceiling Fan(s), Dishwasher, Disposal, Electric Range, Microwave
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Living Room, Wood Burning
  • Living Area: 1154
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Half Bathrooms: 0
  • Full Bathrooms: 0
  • Total Bedrooms: 1
  • Half Bathrooms: 0

Exterior Features

  • New Construction: No
  • Construction Status: Complete
  • Tax Location: No City Taxes Paid
  • Construction Type: Site Built
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Public, Boat Slip – Community, Paddlesport Launch Site - Community
  • Construction Type: Wood Siding

Garage/Parking

  • Main Level Garage YN: 0
  • Parking Features: Assigned

Utilities

  • Heating: Central, Heat Pump, Heat Pump
  • Sewer: Public Sewer
  • Water Heater: Electric
  • Laundry Features: Main Level, In Kitchen
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 257.4
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Windward
  • Association Name: CAMS
  • Phone: 877-672-2267
  • ResoAssociationFeeFrequency: Monthly

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required
  • HOA Email: www.camsmgt.com

Lot Info

  • Lot Features: Lake On Property, Lake Access, Wooded, Views, Water View, Waterfront, Year Round View
  • Lot Size Units: Acres
  • Parcel Number: 001-503-11
  • Land Included Yn: 0
  • Zoning Description: NR

Rental Info

  • Pets Allowed: Conditional

Tax Info

  • RATIO List Price By Tax Amount: 2.23214

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2025
Closed on
May 1, 2025
Sold by
Murzakhmetov Alibek and Adiyeva Maryam
Bought by
Murzakhmetova Gulnara
Seller's Agent
Grace Cunningham
RE/MAX Properties Plus, Inc.
Buyer's Agent
Anna Grigoryeva
Premier South
List Price
$270,000
Sold Price
$260,500
Premium/Discount to List
-$9,500
-3.52%
Total Days on Market
26
Views
70

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
133.13%

Purchase Details

Listed on
Mar 4, 2025
Closed on
Apr 22, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Murzakhmetov Alibek and Murzakhmetova Gulnara
Seller's Agent
Grace Cunningham
RE/MAX Properties Plus, Inc.
Buyer's Agent
Anna Grigoryeva
Premier South
List Price
$270,000
Sold Price
$260,500
Premium/Discount to List
-$9,500
-3.52%
Views
70

Purchase Details

Closed on
Jul 12, 2024
Sold by
Shellpoint Mortgage Servicing and Newrez Llc
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Jun 18, 2024
Sold by
Substitute Trustee Svc Inc
Bought by
Shellpoint Mortgage Servicing and Newrez Llc

Purchase Details

Listed on
Apr 2, 2022
Closed on
May 10, 2022
Sold by
Eric H Dyer And Betsy M Dyer Living Trus
Bought by
Gauss Jill Angelique and Gauss Jason Andrew
Seller's Agent
Kim Ramsey
Lake Norman Realty, Inc.
Buyer's Agent
Sherry Hickman
Ivester Jackson Properties
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.58%
Original Mortgage
$343,660
Interest Rate
5%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 12, 2018
Closed on
Dec 6, 2018
Sold by
Dyer Eric H and Dyer Betsy
Bought by
Dyer Eric Hay and Dyer Betsy Mclain
Seller's Agent
Kim Ramsey
Lake Norman Realty Inc
Buyer's Agent
Kim Ramsey
Lake Norman Realty Inc
Sold Price
$1,400

Purchase Details

Closed on
Jul 14, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Dyer Betsy and Dyer Eric

Purchase Details

Closed on
Nov 10, 2009
Sold by
Hereford John R and Smith Melanie Evans
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Aug 18, 2000
Sold by
Fine Richard A and Fine Lilly O
Bought by
Hereford John R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,567
Interest Rate
9.14%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Special Warranty Deed $260,500 Hockey Title Insurance Llc
Special Warranty Deed -- Servicelink
Trustee Deed $322,710 None Listed On Document
Warranty Deed -- Meridian Title
Warranty Deed $350,000 Meridian Title
Interfamily Deed Transfer -- None Available
Special Warranty Deed -- None Available
Trustee Deed $132,822 None Available
Warranty Deed $132,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $343,660 FHA
Previous Owner $94,500 New Conventional
Previous Owner $131,500 Unknown
Previous Owner $15,000 Credit Line Revolving
Previous Owner $119,567 Purchase Money Mortgage
Closed $343,660 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2025 04/23/25 Sold $260,500 -3.5% $254 / Sq Ft
03/04/2025 03/04/25 For Sale $270,000 -22.9% $263 / Sq Ft
05/16/2022 05/16/22 Sold $350,000 0.0% $303 / Sq Ft
04/28/2022 04/28/22 Pending -- -- --
04/02/2022 04/02/22 For Sale $350,000 0.0% $303 / Sq Ft
04/16/2019 04/16/19 Rented $1,350 -3.6% --
02/04/2019 02/04/19 For Rent $1,400 0.0% --
10/19/2018 10/19/18 Rented $1,400 0.0% --
10/12/2018 10/12/18 For Rent $1,400 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,425 $362,066 -- $362,066
2023 $2,384 $362,066 $0 $362,066
2022 $1,371 $156,800 $0 $156,800
2021 $1,355 $156,800 $0 $156,800
2020 $1,355 $156,800 $0 $156,800
2019 $1,349 $156,800 $0 $156,800
2018 $1,443 $131,300 $35,000 $96,300
2017 $1,430 $131,300 $35,000 $96,300
2016 $1,426 $131,300 $35,000 $96,300
2015 $1,403 $131,300 $35,000 $96,300
2014 $1,401 $131,300 $35,000 $96,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3845326

Canopy MLS (Canopy Realtor® Association)

APN: 001-503-11