Marty Pennell
Responds Quickly
Weichert, Realtors - Team Metro
(704) 325-8726
240 Total Sales
1 in Cornelius
$425,000 Price
20127 Beard St Cornelius, NC 28031
Cornelius AreaEstimated Value: $548,524 - $557,000
4
Beds
2.5
Baths
2,765
Sq Ft
$200/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Community Pool
- Front Porch
- Bailey Middle School Rated A-
- Tennis Courts
- 2 Car Attached Garage
About This Home
As of May 2026This beautifully kept 2-story, 4-bedroom plus bonus room, 2.5-bath home with a BRAND NEW ROOF is nestled in the highly desirable Victoria Bay community in the heart of charming old town Cornelius! The inviting front porch offers plenty of room for cozy seating—perfect for relaxing and meeting neighbors. Inside, the foyer with ceramic wood tile leads to the elegant formal dining room, featuring an eye-catching octagonal tray ceiling, and flows into a stunning 2-story great room with a large gas-log fireplace. The bright and open kitchen is a dream for any chef, offering granite countertops, maple cabinets, stainless steel appliances, and tile flooring. The spacious PRIMARY suite is conveniently located on the MAIN level and features another lovely tray ceiling. The primary bath boasts dual sinks, a garden tub, a separate shower, and a large walk-in closet. Upstairs, you’ll find three generously sized bedrooms with newer carpet, a full bath, a versatile 17’x11’ bonus room, and a flexible loft space—ideal for an office or play area. Outside, enjoy the 22’x11’ back patio, fully fenced yard, and mature landscaping—perfect for entertaining or relaxing. Victoria Bay offers great community amenities, including tennis and basketball courts, an outdoor pool, a playground, sidewalks, and a picturesque lakefront nature trail. Ideally located with a walking path across the street to Lake Cornelius, it’s just 2 minutes to I-77 and downtown Cornelius. You can also walk to the Cain Center for the Arts, the library, shopping, and restaurants.
Last Agent to Sell the Property
Ivester Jackson Christie's Brokerage Email: sherry@ivesterjackson.com License #236020 Listed on: 10/23/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 7,841 Sq Ft Lot
- Back Yard Fenced
- Property is zoned R4, NR
HOA Fees
- $79 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Gas Log Fireplace
- Sliding Doors
- Entrance Foyer
- Great Room with Fireplace
- Pull Down Stairs to Attic
- Fire and Smoke Detector
Kitchen
- Electric Range
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Soaking Tub
- Garden Bath
Laundry
- Laundry in Mud Room
- Laundry Room
- Laundry on main level
- Electric Dryer Hookup
Outdoor Features
- Patio
- Front Porch
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 003-195-61
Community Details
Overview
- Main Street Management Association, Phone Number (704) 255-1266
- Victoria Bay Subdivision
- Mandatory home owners association
Recreation
- Tennis Courts
- Pickleball Courts
- Indoor Game Court
- Community Playground
- Community Pool
- Trails
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2025
Closed on
May 13, 2026
Sold by
Stephen Koch
Bought by
Seller's Agent
Sherry Hickman
Ivester Jackson Christie's
Buyer's Agent
Bob Bunzey
NorthGroup Real Estate LLC
List Price
$600,000
Sold Price
$555,000
Premium/Discount to List
-$45,000
-7.5%
Views
221
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,119
Avg. Annual Appreciation
-1.27%
Original Mortgage
$444,000
Outstanding Balance
$443,595
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$109,286
Purchase Details
Closed on
Jul 13, 2007
Sold by
Liberate Financial Llc
Bought by
Cassino Carol and Koch Stephen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,200
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 6, 2007
Sold by
Barrett Renee H
Bought by
Liberate Financial Llc
Purchase Details
Closed on
Apr 25, 2003
Sold by
Pulte Home Corp
Bought by
Barrett Renee H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,410
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cornelius, NC
-
Marty Pennell
-
Kevin Cox
Kevin Cox
Berkshire Hathaway HomeServices Carolinas Realty
(980) 447-2703
67 Total Sales
6 in Cornelius
$390K - $875K Price Range
-
Lisette Missler
Lisette Missler
Century 21 Echelon
(980) 580-7439
41 Total Sales
4 in Cornelius
$415K - $707K Price Range
-
Robin Kielar
Robin Kielar
Keller Williams Unified
(980) 825-4171
63 Total Sales
9 in Cornelius
$280K - $2.1M Price Range
-
Rachel Lewis
Rachel Lewis
Lewis And Kirk Realty LLC
(704) 486-1340
101 Total Sales
2 in Cornelius
$575K - $695K Price Range
-
Keith Knight
Keith Knight
Wallace Realty
(980) 446-2863
199 Total Sales
1 in Cornelius
$387,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $555,000 | Nh Title Group | ||
| Cassino Carol | $249,000 | None Available | |
| Liberate Financial Llc | $193,000 | None Available | |
| Barrett Renee H | $185,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $444,000 | ||
| Previous Owner | Koch Stephen | $220,000 | |
| Previous Owner | Cassino Carol | $15,000 | |
| Previous Owner | Cassino Carol | $214,000 | |
| Previous Owner | Cassino Carol | $200,000 | |
| Previous Owner | Cassino Carol | $194,400 | |
| Previous Owner | Cassino Carol | $199,200 | |
| Previous Owner | Barrett Renee H | $162,400 | |
| Previous Owner | Barrett Renee H | $20,300 | |
| Previous Owner | Barrett Renee H | $166,410 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $555,000 | -2.6% | $201 / Sq Ft |
| 03/24/2026 03/24/26 | Price Changed | $569,900 | -0.9% | $206 / Sq Ft |
| 03/12/2026 03/12/26 | Price Changed | $575,000 | -0.9% | $208 / Sq Ft |
| 11/21/2025 11/21/25 | Price Changed | $580,000 | -3.3% | $210 / Sq Ft |
| 10/23/2025 10/23/25 | For Sale | $600,000 | -- | $217 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,358 | $496,100 | $95,000 | $401,100 |
| 2024 | $3,305 | $496,100 | $95,000 | $401,100 |
| 2023 | $3,250 | $496,100 | $95,000 | $401,100 |
| 2022 | $2,622 | $304,200 | $85,000 | $219,200 |
| 2021 | $2,591 | $304,200 | $85,000 | $219,200 |
| 2020 | $2,591 | $304,200 | $85,000 | $219,200 |
| 2019 | $2,585 | $304,200 | $85,000 | $219,200 |
| 2018 | $2,477 | $227,200 | $40,000 | $187,200 |
| 2017 | $2,457 | $227,200 | $40,000 | $187,200 |
| 2016 | $2,453 | $227,200 | $40,000 | $187,200 |
| 2015 | $2,416 | $227,200 | $40,000 | $187,200 |
| 2014 | $2,414 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sherry Hickman
Seller's Agent in 2026
Sherry Hickman
Ivester Jackson Christie's
(704) 728-1905
65 Total Sales
-
Bob Bunzey
Buyer's Agent in 2026
Bob Bunzey
NorthGroup Real Estate LLC
(704) 907-4131
63 Total Sales
Map
Source: Canopy MLS
MLS Number: 4315027
APN: 003-195-61
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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