NOT LISTED FOR SALE

20128 Torch Key Way Estero, FL 33928

Estimated Value: $442,731 - $477,000

2 Beds
2 Baths
1,544 Sq Ft
$301/Sq Ft Est. Value

Last Sold June 23, 2025

Last sale price $475,000 $308 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,393/month

63 Days on Market

Highlights

  • Community Cabanas
  • Gated Community
  • Clubhouse
  • Pinewoods Elementary School Rated A-
  • Lake View
  • Vaulted Ceiling

About This Home

As of June 2025

Welcome to this beautifully maintained 2-bedroom + den, 2-bath villa in Tidewater by Del Webb, Estero's premier 55+ community. Located with western exposure, this villa offers serene lake views and a private, peaceful atmosphere. The home boasts an extended lanai, perfect for enjoying sunsets and outdoor living. Inside, you'll find neutral painted walls, quartz countertops, and a stylish backsplash in the kitchen, complemented by tile flooring throughout for a seamless, modern feel. The split-bedroom floor plan ensures privacy, while the private den offers a versatile space for a home office, hobby room, or additional guest area.
This villa also features a 2-car garage for added convenience. A short walk from the home will take you to the amenity center, where you can enjoy tennis, pickleball, or bocce. Relax by the cabana and pool, and take advantage of the vibrant, active lifestyle that Tidewater offers. Located in a fantastic location, just minutes from Miromar Outlets, Hertz Arena, and I-75, this villa provides easy access to shopping, dining, and entertainment. Don’t miss your chance to experience this beautiful home in one of the most desirable 55+ communities in the area!

Last Agent to Sell the Property

Kylie Fowler

Compass Florida, LLC License #BEAR-3389666 Listed on: 03/26/2025

Compass Florida, LLC

Last Buyer's Agent

Danielle Allen

Keller Williams Elevate Luxury

Keller Williams Elevate Luxury

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,845

Year Built

  • Built in 2017

Lot Details

  • 4,291 Sq Ft Lot
  • Lot Dimensions: 34
  • End Unit
  • West Facing Home
  • Gated Home
  • Privacy Fence
  • Landscaped
  • Sprinkler System

HOA Fees

  • $474 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Duplex
  • Villa
  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 1,544 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Single Hung Windows
  • Sliding Windows
  • French Doors
  • Family or Dining Combination
  • Den
  • Tile Flooring
  • Lake Views

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • High Impact Windows
  • High Impact Door
  • Fire and Smoke Detector

Pool

  • Lap Pool
  • Room in yard for a pool

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 26-46-25-E2-35000.1650

Community Details

Overview

  • $2,500 Secondary HOA Transfer Fee
  • 2 Units
  • Tidewater Condos
  • Tidewater Community
  • Mandatory home owners association

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Business Center
  • Community Library
  • Recreation Room

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Exercise Course
  • Community Cabanas
  • Community Pool or Spa Combo

Pet Policy

  • Call for details about the types of pets allowed
  • 3 Pets Allowed

Security

  • Gated Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,845

Year Built

Built in 2017

Lot Details

0

HOA Fees

$474 per month

Parking

2

Listing Details

  • Legal Description: TIDEWATER AS DESC IN INST# 2015000254670 LOT 165
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.44487858292002$-81.77546172972284$261.58$13.33$1.00$niRgpNv9PmtG_d7JnlTh2Q
  • Building Design: Villa Attached
  • Building Description: 1 Story/Ranch, Duplex, End-Unit
  • Storm Protection: Impact Resistant Doors, Impact Resistant Windows
  • Year Built: 2017
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Num Unit Floor: 1
  • Price Per Sq Ft: 307.64
  • Total Floors: 1
  • Additional Rooms: Den/Study, Laundry in Residence
  • Estimated Living Area: 1544
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedroom Description: First Floor Bedroom, Split Bedrooms
  • Bedrooms: 2+Den
  • Total Bedrooms: 2
  • Dining Room: Breakfast Bar, Family Dining
  • Equipment: Auto Garage Door, Cooktop - Gas, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Washer
  • Flooring: Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Cable Prewire, French Doors, Internet Available, Pantry, Smoke Detectors, Tray Ceiling, Volume Ceiling, Walk-In Closet, Window Coverings
  • Kitchen: Pantry
  • Primary Bathroom: Dual Sinks, Shower Only
  • Windows: Impact Resistant, Single Hung, Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Central
  • View: Lake, Landscaped Area
  • Exterior Features: Privacy Wall, Room for Pool, Sprinkler Auto
  • Exterior Finish: Stucco

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Gated
  • Sewer: Central
  • Water: Central
  • Gas Description: Natural

Condo/Co-op/Association

  • Approval: Application Fee, Buyer, Tenant
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Architectural, No Commercial, No RV
  • Sub Condo Name: TIDEWATER
  • Maintenance: Lawn/Land Maintenance, Manager, Master Association Fee Incl, Recreational Facilities, Reserve, Security, Street Lights, Street Maintenance
  • Master Hoa Fee: 1422
  • Master HOA Fee Frequency: Quarterly
  • Development Name: TIDEWATER

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 3
  • Development: Tidewater
  • Amenities: BBQ - Picnic, Bocce Court, Business Center, Cabana, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Internet Access, Lap Pool, Library, Pickleball, Sidewalk, Streetlight, Tennis Court, Underground Utility
  • Community Type: Gated, Tennis
  • Units In Building: 2
  • Total Number of Units: 385

Fee Information

  • Transfer Fees: 2500.00
  • Application Fee: 100.00

Lot Info

  • Builder Product: No
  • Section: 26
  • Total Area: 1971
  • Waterfront: No
  • Zoning Code: MPD
  • Acres: 0.0985
  • Rear Exposure: West
  • Lot Description: Other
  • Lot Dimensions: 34 X 128
  • Parcel Number: 26-46-25-E2-35000.1650

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 2
  • Min Days Of Lease: 90

Tax Info

  • Tax Description: County Only
  • Taxes: 5844.99
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
Jun 17, 2025
Sold by
Orlando Family Irrevocable Trust and Orlando Michael J
Bought by
Seitz Joyce M
Seller's Agent
Kylie Fowler
Compass Florida, LLC
Buyer's Agent
Danielle Allen
Keller Williams Elevate Luxury
List Price
$499,999
Sold Price
$475,000
Premium/Discount to List
-$24,999
-5%
Views
5
Current Estimated Value
$464,183

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,817
Avg. Annual Appreciation
-4.88%
Original Mortgage
$300,000
Outstanding Balance
$298,960
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$165,223

Purchase Details

Closed on
May 26, 2017
Sold by
Pulte Home Co Llc
Bought by
Orlando Michale J and Orlando Judy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,572
Interest Rate
3.97%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Seitz Joyce M $475,000 Cottrell Title
Orlando Michale J $348,215 Roal Gulf Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Seitz Joyce M $300,000
Previous Owner Orlando Michale J $278,572
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/23/2025 06/23/25 Sold $475,000 -5.0% $308 / Sq Ft
05/28/2025 05/28/25 Pending -- -- --
03/26/2025 03/26/25 For Sale $499,999 -- $324 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,845 $385,102 $79,458 $303,765
2024 $5,845 $424,057 $60,634 $360,931
2023 $5,772 $417,513 $56,196 $359,791
2022 $4,401 $294,115 $0 $0
2021 $3,909 $267,377 $47,130 $220,247
2020 $4,096 $273,731 $46,250 $227,481
2019 $4,150 $276,159 $43,000 $233,159
2018 $4,251 $277,775 $43,000 $234,775
2017 $961 $52,488 $52,488 $0
2016 $653 $42,900 $42,900 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 225031904

Multiple Listing Service of Bonita Springs-Estero

APN: 26-46-25-E2-35000.1650