NOT LISTED FOR SALE

2017 Cardinal Harbour Rd Prospect, KY 40059

Estimated Value: $588,000 - $871,000

3 Beds
3.5 Baths
4,249 Sq Ft
$164/Sq Ft Est. Value

Last Sold September 16, 2022

Last sale price $580,000 $137 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $4,490/month

10 Days on Market

Highlights

  • Tennis Courts
  • 2 Fireplaces
  • 2 Car Attached Garage
  • Harmony Elementary School Rated A
  • Porch
  • Patio

About This Home

As of September 2022

Welcome to beautiful 2017 Cardinal Harbour. This is your lucky day because homes in this subdivision for sale are few and far between. And we are the only currently listed home with a gorgeous in-ground pool! This home also boasts one of the most beautiful lots in the subdivision because it backs up to the common area and is very private and serene. Our lot is 1.3 acres but looking back over the common area behind our lot, we are able to enjoy a space that appears three times it's size! Walk to the community clubhouse located a stones throw away. Meet up with neighbors for some tennis or enjoy the community pool. Have a boat? The community offers a place for boat storage and the boat ramp ONLY for Cardinal Harbour families is located just across the street! Have a horse? The community has a barn where you can board horses for a minimal monthly fee! There are over 80 acres of common grounds including areas along the Ohio River. This tucked away gem of a neighborhood is also located in one of Oldham counties very desirable school districts which is another real bonus feature! Homes in this district are in high demand. The meandering front sidewalk winds past fresh beautiful landscaping and a well manicured lawn. The home is meticulously maintained both inside and out! You couldn't ask for a cleaner or better maintained home. Enter the foyer with hardwood floors and crown molding and doorways with fluted jambs. There are new light fixtures in the foyer, dining room and kitchen! Once inside your eye will immediately be taken through the floor to ceiling casement windows in the dining room where you have a grand view of the beautiful pool, pool deck and patio! The dining room is the perfect space for those more formal family dinners. Huge kitchen has sturdy solid Mouser hardwood cabinets and drawers with updated pulls, gorgeous hardwood floors, beautiful travertine backsplash, beautiful solid surface granite countertops and even a pantry too! GE Stainless stove, GE stainless dishwasher and stainless sink round off this side of the kitchen, there are two refrigerators, a stainless in the garage and another one currently in the kitchen and both will remain for the new buyer. On the opposite side of the kitchen is the eat in dining table with a pretty bay window overlooking the pool and breathtakingly beautiful yard! The mudroom off the kitchen has two exits, one to the pool patio/deck and one to the oversized garage with plenty of room for your cars, your tractor or a workbench. The in ground pool is 18x40 and 3 foot deep in the shallow end and 5'10" in the deep end. The pool pump motor was just replaced this month so has lots of life left on it! Seller will leave the pool cover, the pool hoses, skimmer pole and pool brush The 10x12 shed conveniently stores all your pool equipment and/or your tractor and other yard tools. Back inside you will enjoy a lovely majestic yet cozy family room with a wood burning stone fireplace, gorgeous wood all the way from the mantle to the ceiling, massive approx. 12 x 8 inch wood beams that run the full length of the family room, contemporary style spot lighting and ceiling fan. There is an open railing stairway leading to the upstairs loft perfect for your home office or a place for entertaining or hanging out with family and friends. Casement windows throughout the home are floor to ceiling so the home has lots of beautiful natural light! Three bedrooms including the primary suite bedroom are all located on the first floor so this home is much like a rambling ranch with a wonderful added loft. Two of the bedrooms share a completely remodeled jack/jill bath with all new tile floors, vanity tops, commodes, fixtures, mirrors and lighting. Tub/shower combination has all new subway tile and lovely accent tile surround. There is a nice size linen/towel closet in this bathroom as well as two vanities and two commodes (one for each bedroom) sharing only the shower/tub. The first floor primary suite has a gorgeous remodeled primary ensuite with new tile floors, solid surface countertops and double sinks in the vanity. There is new shower surround and toilet. There is a large double closet in the primary ensuite bath! Primary bedroom has trey ceiling, ceiling fan, wood burning fireplace with mantle, two huge walk-in closets and a wonderful area you could make your own special reading nook in front of the window. Neutral carpeting in the areas that are not hardwood and 9 closets round out the first floor! Basement is huge with a large family room plenty big enough for all your exercise equipment as well as a big sectional and movie screen! Basement also has a full bathroom with a shower, vanity and commode. There are two other extra large rooms, one with large double closet and the other room with a large walk-in closet. These rooms have been used as sleeping rooms in the past (no egress). Lastly don't forget the bountiful storage area which everyone needs! Its hard to find a gem like this, clean as a whistle and neat as a pin! One of North Oldhams most desirable neighborhoods with one of the most desirable school districts too! Short walk to the river and even enjoy some river view from your front porch. The desirable North Oldham middle and high school campus as well as Harmony Elementary is only a 5 minute drive! Grocery stores less than 10 minutes or so, Creasy Mahan Nature preserve with lots of hiking Trails a few minutes up the road. So if you are a boater, hiker, swimmer, horse back rider, tennis player and love the one story life with added bonus of a loft and finished basement close to everything and in a great school district, you do not want to miss 2017 Cardinal Harbour! Make this your dream home today! Last home in this neighborhood with a pool (not as large) sold over $630k and homes in nearby neighborhoods over an acre under contract over $700k! Here is your opportunity....don't miss it! Open Sunday 2-5!

Last Listed By

Cindy Shannon

Semonin REALTORS License #188117 Listed on: 07/20/2022

Semonin REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,181

Year Built

  • Built in 1986

Lot Details

  • Property is Fully Fenced
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Side or Rear Entrance to Parking

Home Design

  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • 2 Fireplaces
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Tennis Courts
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Property has a Home Owners Association
  • Cardinal Harbour Subdivision

Listing and Financial Details

  • Legal Lot and Block 28 / Sec 2
  • Assessor Parcel Number 0402B0228
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,181

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: CARDINAL HARBOUR
  • Above Grade Finished Sq Ft: 2634.0
  • Architectural Style: Contemporary
  • Dining Room Level: First
  • Full Bathroom Level: First
  • Half Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Pool Features In Ground: Yes
  • Sewer:Public Sewer: Yes
  • Architectural Style:Contemporary: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Partially Finished
  • Fireplaces Level 1: 2
  • Bedroom Level: First
  • Breakfast Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Loft Level: Second
  • Office Level: Basement
  • Other Level: Basement
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1615.0
  • Fireplaces: 2
  • Total Bedrooms: 17
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Partially Finished: Yes
  • Other Rooms:Office: Yes
  • Other Rooms:Breakfast Room: Yes

Exterior Features

  • Fencing: Other, Full, Wood
  • Roof: Shingle
  • Acres: 1.03
  • Construction Type: Wood Frame
  • Exterior Features: See Remarks, Tennis Court
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio, Porch
  • Exterior Features:Fencing - Full: Yes
  • Construction:Frame - Wood2: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Side
  • General Property Description:Garage Spaces: 2
  • GarageParking:Attached: Yes

Utilities

  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 1100.0
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 44866.8
  • ResoLotSizeUnits: Acres
  • Parcel #: 0402B0228
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1986

Tax Info

  • Tax Block: Sec 2
  • Tax Lot: 28

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2022
Closed on
Sep 16, 2022
Sold by
Mitchell David E and Mitchell Kim H
Bought by
Mcsweeney Kavin and Mcsweeney Donna
Seller's Agent
Cindy Shannon
Semonin REALTORS
Buyer's Agent
Jeff Ryan
United Real Estate Louisville
List Price
$589,000
Sold Price
$580,000
Premium/Discount to List
-$9,000
-1.53%
Total Days on Market
10
Current Estimated Value
$695,307

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,307
Avg. Annual Appreciation
5.43%
Original Mortgage
$420,000
Outstanding Balance
$406,068
Interest Rate
6.02%
Estimated Equity
$262,948

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcsweeney Kavin $580,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcsweeney Kavin $420,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2022 09/16/22 Sold $580,000 -1.5% $137 / Sq Ft
07/30/2022 07/30/22 Pending -- -- --
07/20/2022 07/20/22 For Sale $589,000 -- $139 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,181 $580,000 $70,000 $510,000
2023 $7,215 $580,000 $70,000 $510,000
2022 $3,721 $340,000 $60,000 $280,000
2021 $3,697 $340,000 $60,000 $280,000
2020 $3,720 $340,000 $60,000 $280,000
2019 $3,677 $300,000 $60,000 $240,000
2018 $3,679 $300,000 $0 $0
2017 $3,653 $300,000 $0 $0
2013 $3,295 $300,000 $60,000 $240,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1617980

Metro Search (Greater Louisville Association of REALTORS®)

APN: 04-02B-02-28