NOT LISTED FOR SALE

20183 Torch Key Way Estero, FL 33928

Estimated Value: $420,500 - $450,000

2 Beds
2 Baths
1,544 Sq Ft
$377/mo HOA Fee

Last Sold December 14, 2021

Last sale price $429,900 $278 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,116/month

4 Days on Market

Highlights

  • Lap Pool
  • Clubhouse
  • Screened Porch
  • Pinewoods Elementary School Rated A-
  • Great Room
  • Tennis Courts

About This Home

As of December 2021

This attached Villa in Tidewater by Del Webb is the perfect spot for a winter getaway, or year round living. Offering 2 Bedrooms + Den, 2 Full baths, EXTENDED COVERED LANAI, Upgraded cabinets and Quartz countertops throughout. The open concept interior flows seamlessly to the outdoors, where you will find an extended, fully covered lanai with privacy walls on both sides for complete privacy. This well taken care of villa looks brand new! Enjoy this convenient location in Estero, close to RSW, FGCU, Miromar Outlets, Hertz Arena, dining, shopping, and just a short 20 minute drive to the beach! Paradise awaits!

Last Agent to Sell the Property

Deborah Potok

Douglas Elliman Florida,LLC Listed on: 11/16/2021

Douglas Elliman Florida,LLC

Co-Listed By

Brittany Skotak

Douglas Elliman Florida,LLC

Last Buyer's Agent

Christopher Reetz P.A.

Local Real Estate LLC License #BEAR-3438661

Local Real Estate LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,402

Year Built

  • Built in 2016

Lot Details

  • Lot Dimensions: 38
  • Northeast Facing Home
  • Gated Home
  • Privacy Fence
  • Sprinkler System

HOA Fees

  • $377 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Deeded Parking

Home Design

  • Villa
  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 1,544 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Shutters
  • Double Hung Windows
  • Sliding Windows
  • French Doors
  • Great Room
  • Family or Dining Combination
  • Den
  • Screened Porch

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Home Security

Pool

  • Lap Pool

Schools

  • School Of Choice Elementary And Middle School
  • School Of Choice High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 26-46-25-E2-35000.0220

Community Details

Overview

  • $1,500 Secondary HOA Transfer Fee
  • 2 Units
  • Tidewater Condos

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Community Library

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Exercise Course
  • Community Pool or Spa Combo
  • Dog Park

Pet Policy

  • Call for details about the types of pets allowed
  • 3 Pets Allowed

Security

  • High Impact Windows
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,402

Year Built

Built in 2016

Lot Details

0

HOA Fees

$377 per month

Parking

2

Listing Details

  • Legal Description: TIDEWATER AS DESC IN INST# 2015000254670 LOT 22
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.443508$-81.775387$17.99$13.33$1.00$st1kacusRPw1Z1zb-whn6g
  • Building Design: Villa Attached
  • Building Description: 1 Story/Ranch
  • Storm Protection: Impact Resistant Windows, Shutters - Manual
  • Year Built: 2016
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Num Unit Floor: 1
  • Price Per Sq Ft: 278.43
  • Total Floors: 1
  • Additional Rooms: Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch, Den/Study
  • Estimated Living Area: 1544
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedroom Description: First Floor Bedroom, Master BR Ground, Split Bedrooms
  • Bedrooms: 2+Den
  • Total Bedrooms: 2
  • Dining Room: Breakfast Bar, Family Dining
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Washer
  • Flooring: Carpet, Tile
  • Floor Plan: Great Room, Split Bedrooms
  • Interior Amenities: Built-In Cabinets, Cable Prewire, French Doors, High Speed Available, Laundry Tub, Pantry, Pull Down Stairs, Smoke Detectors, Walk-In Closet, Window Coverings
  • Kitchen: Gas Available, Pantry
  • Primary Bathroom: Dual Sinks, Shower Only
  • Windows: Double Hung, Impact Resistant, Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Central
  • Road: Paved Road
  • View: Landscaped Area, Privacy Wall
  • Exterior Features: Privacy Wall, Sprinkler Auto
  • Exterior Finish: Stucco

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: Driveway Paved

Utilities

  • Cable Available: No
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Gated
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-949-0340
  • Approval: Application Fee, Buyer, Tenant
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Architectural, Deeded, No Commercial, No RV
  • Sub Condo Name: TIDEWATER
  • Maintenance: Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Master Association Fee Incl, Reserve, Street Lights
  • Master Hoa Fee: 1130
  • Master HOA Fee Frequency: Quarterly

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 3
  • Development: Tidewater
  • Amenities: BBQ - Picnic, Bocce Court, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Dog Park, Exercise Room, Internet Access, Lap Pool, Library, Pickleball, Sidewalk, Streetlight, Tennis Court, Underground Utility
  • Community Type: Gated, Tennis
  • Units In Building: 2
  • Total Number of Units: 385

Fee Information

  • Transfer Fees: 1500.00
  • Application Fee: 100.00

Schools

  • Elementary School: SCHOOL OF CHOICE
  • Middle School: SCHOOL OF CHOICE
  • High School: SCHOOL OF CHOICE
  • Elementary School: School Of Choice
  • High School: School Of Choice
  • Middle School: School Of Choice

Lot Info

  • Builder Product: No
  • Lot Back: 34
  • Lot Frontage: 38
  • Lot Left: 128
  • Lot Right: 128
  • Lot Unit: 22
  • Section: 26
  • Total Area: 2249
  • Waterfront: No
  • Zoning Code: MPD
  • Acres: 0.1057
  • Rear Exposure: Northeast
  • Lot Description: Regular
  • Lot Dimensions: 38 X 128 X 34 X 128
  • Parcel Number: 26-46-25-E2-35000.0220

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 2
  • Min Days Of Lease: 90

Tax Info

  • Tax Description: County Only, Homestead
  • Taxes: 3402.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 16, 2021
Closed on
Dec 3, 2021
Sold by
Cosgrove Terry J and Cosgrove Robin G
Bought by
Rogowski Roberta L
Seller's Agent
Deborah Potok
Douglas Elliman Florida,LLC
Buyer's Agent
Christopher Reetz P.A.
Local Real Estate LLC
List Price
$429,900
Sold Price
$429,900
Current Estimated Value
$438,875

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,975
Avg. Annual Appreciation
0.54%
Original Mortgage
$339,621
Outstanding Balance
$312,487
Interest Rate
3.14%
Mortgage Type
New Conventional
Estimated Equity
$126,388

Purchase Details

Closed on
Sep 16, 2016
Sold by
Pulte Home Corporation
Bought by
Cosgrove Terry J and Cosgrove Robin G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$226,908
Interest Rate
3.43%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rogowski Roberta L $429,900 Bonita Title Inc
Cosgrove Terry J $302,600 Pgp Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rogowski Roberta L $339,621
Previous Owner Cosgrove Terry J $226,908
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/14/2021 12/14/21 Sold $429,900 0.0% $278 / Sq Ft
11/20/2021 11/20/21 Pending -- -- --
11/16/2021 11/16/21 For Sale $429,900 -- $278 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,290 $357,493 $76,809 $280,248
2024 $4,944 $375,509 -- --
2023 $4,944 $341,372 $0 $0
2022 $4,397 $310,355 $44,865 $265,490
2021 $3,240 $248,974 $44,865 $204,109
2020 $3,402 $255,178 $43,850 $211,328
2019 $3,439 $256,793 $40,890 $215,903
2018 $3,539 $259,214 $39,150 $220,064
2017 $3,914 $247,902 $38,500 $209,402
2016 $797 $38,500 $38,500 $0
Source: Public Records

Agents Affiliated with this Home

  • Deborah Potok

    Seller's Agent in 2021

    Deborah Potok

    Douglas Elliman Florida,LLC

    (248) 701-1845

    46 Total Sales

    Deborah Potok
    Section Image
  • Brittany Skotak

    Seller Co-Listing Agent in 2021

    Brittany Skotak

    Douglas Elliman Florida,LLC

    (239) 290-5409

    311 Total Sales

    Brittany Skotak
    Section Image

  • C

    Buyer's Agent in 2021

    Christopher Reetz P.A.

    Local Real Estate LLC

    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 221080639

Naples Area Board of REALTORS®

APN: 26-46-25-E2-35000.0220

Florida Lee County Estero 33928

20183 Torch Key Way, Estero, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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