$155,000
SOLD DEC 23, 2020

202 Clay St Erlanger, KY 41018

2 Beds
1 Bath
853 Sq Ft
8,851 Sq Ft Lot

Recently Sold

$182 Per Sq Ft

6% Below List Price

14 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Ranch Style House
  • Granite Flooring
  • Property is near public transit
  • 2-minute walk to Silverlake Park

About This Home

As of September 2023

Beautiful Cottage with Cozy Front Porch, Remodeled from Top to Bottom, A Chef's Dream with a New Kitchen complete with Gas Range, White cabinets, Granite tops, Tiled Floors, and Stainless Appliances! New Bath with tile, tub and Rainfall Shower! New Metal Roof, New Vinyl Siding and Gutters! Great yard and a Detached 2 car garage with opener, Backporch with composite decking and railings! Minutes to Everything! Comes with One Year Home Warranty for New Buyer through HSA! This one is truly a must see!

Last Agent to Sell the Property

Micah Preston

Cahill Real Estate Services License #209562 Listed on: 10/27/2020

Cahill Real Estate Services

Last Buyer's Agent

Kathy Santangelo

Coldwell Banker Realty FM License #193593

Coldwell Banker Realty FM

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,710

Year Built

  • 1930

Lot Details

  • 8,851 Sq Ft Lot
  • Partially Fenced Property
  • Level Lot

Parking

  • 2 Car Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 853 Sq Ft Home
  • Ceiling Fan
  • Chandelier
  • Insulated Windows
  • Formal Dining Room
  • Views of Woods
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Concrete
  • Granite
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Porch

Location

  • Property is near public transit

Schools

  • Aj Lindeman Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Clarks Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 015-10-03-023.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,710

Year Built

1930

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.2
  • Year Built (Public Record): -7979
  • Lot Size: ~50x177
  • Road Frontage Type: City Street
  • Subdivision Name: Clarks Add
  • Directions: Dixie to Crescent Ave, L on Clay
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: AJ Lindeman Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: ~50x177
  • General Property Description:Approx SqFt2: 853.0
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.2032
  • General Property Description:Living Area: 853.0
  • General Property Description:Lot Size Square Feet: 8851.39
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 015-10-03-023.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • View:TreesWoods: Yes
  • Fencing:Partial2: Yes
  • Roof:Metal3: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 853.0
  • Window Features: Insulated Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Unfinished2: Yes
  • Basement:Concrete Flooring: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Dining Room Features:Chandelier: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Kitchen Features:Marble Flooring2: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes
  • Kitchen Features:Granite Flooring2: Yes
  • Kitchen Features:Slate Flooring2: Yes
  • Dining Room Features:Carpet Flooring3: Yes

Exterior Features

  • View: Trees/Woods
  • Fencing: Partial
  • Roof: Metal
  • Lot Features: Level, Near Public Transit
  • View: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: AJ Lindeman Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 8851.39
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2023
Closed on
Sep 8, 2023
Sold by
Steinbis Nathaniel Gerhard
Bought by
Searp Maycee Nichole
Seller's Agent
Jade Redden
Coldwell Banker Realty FM
Buyer's Agent
David Stoppelwerth
Keller Williams Realty Servs
List Price
$197,000
Sold Price
$203,000
Premium/Discount to List
$6,000
3.05%
Total Days on Market
14
Views
43
Current Estimated Value
$224,684

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,684
Avg. Annual Appreciation
6.04%
Original Mortgage
$196,910
Outstanding Balance
$193,750
Interest Rate
7.12%
Estimated Equity
$30,934

Purchase Details

Listed on
Oct 27, 2020
Closed on
Dec 23, 2020
Sold by
Perkins Adam R and Perkins Deanna
Bought by
Steinbis Nathaniel Gerhard
Seller's Agent
Micah Preston
Cahill Real Estate Services
Buyer's Agent
Kathy Santangelo
Coldwell Banker Realty FM
List Price
$165,000
Sold Price
$155,000
Premium/Discount to List
-$10,000
-6.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.47%
Original Mortgage
$158,565
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Closed on
Dec 12, 2012
Sold by
The Secretary & Urban Development
Bought by
Perkins Adam R

Purchase Details

Closed on
Jul 18, 2011
Sold by
Goins Brian K
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Oct 26, 2007
Sold by
Moore Aaron Martin and Moore Robin Lynn
Bought by
Goins Brian K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,176
Interest Rate
6.27%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 27, 2004
Sold by
Simon Gary L and Simon Heather
Bought by
Moore Aaron Martin and Perkins Robin Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 9, 2003
Sold by
Hutchison Cynthia Jo
Bought by
Simon Gary L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,500
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $203,000 Cosmopolitan Title
Warranty Deed $155,000 Springdale Title Llc
Deed $26,900 Regional First Title Group
Commissioners Deed $56,767 None Available
Warranty Deed $105,000 Heritage Title Services
Deed $95,800 Kentucky Land Title Agency
Deed $83,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,910 No Value Available
Previous Owner $158,565 VA
Previous Owner $42,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $104,176 FHA
Previous Owner $4,200 Unknown
Previous Owner $97,000 Purchase Money Mortgage
Previous Owner $83,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2023 09/08/23 Sold $203,000 +3.0% $238 / Sq Ft
08/08/2023 08/08/23 Pending -- -- --
08/07/2023 08/07/23 For Sale $197,000 +27.1% $231 / Sq Ft
12/23/2020 12/23/20 Sold $155,000 -6.1% $182 / Sq Ft
11/10/2020 11/10/20 Pending -- -- --
10/27/2020 10/27/20 For Sale $165,000 -- $193 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,710 $203,000 $25,000 $178,000
2023 $2,013 $155,000 $25,000 $130,000
2022 $2,271 $155,000 $15,000 $140,000
2021 $2,304 $155,000 $15,000 $140,000
2020 $861 $55,000 $15,000 $40,000
2019 $848 $55,000 $15,000 $40,000
2018 $793 $50,000 $15,000 $35,000
2017 $698 $50,000 $15,000 $35,000
2015 $665 $50,000 $15,000 $35,000
2014 $347 $26,900 $15,000 $11,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 543210

Northern Kentucky Multiple Listing Service

APN: 015-10-03-023.00