202 Clay St Erlanger, KY 41018
2
Beds
1
Bath
853
Sq Ft
8,850
Sq Ft Lot
Highlights
- Deck
- Wood Flooring
- No HOA
- Ranch Style House
- Granite Countertops
- 2-minute walk to Silverlake Park
About This Home
As of September 2023Must see updated 2bed/1bath home in Erlanger*Updated kitchen with granite counter tops, soft close cabinet drawers & SS Appliances*Updated bath*Oversized 2 car detached garage*Newer roof*Level yard with a poured concrete pad ready for a firepit*Composite front porch and deck*Unfinished lower level w/ walk-out*
Last Agent to Sell the Property
Coldwell Banker Realty FM License #216164 Listed on: 08/07/2023
Last Buyer's Agent
David Stoppelwerth
Keller Williams Realty Servs License #221249
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,710
Lot Details
- 8,850 Sq Ft Lot
Parking
- 2 Car Detached Garage
- Driveway
Home Design
- Ranch Style House
- Block Foundation
- Shingle Roof
- Metal Roof
- Vinyl Siding
Interior Spaces
- 853 Sq Ft Home
- Ceiling Fan
- Fireplace
- Vinyl Clad Windows
- Living Room
Kitchen
- Gas Oven
- Gas Range
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
- Patio
- Porch
Schools
- Aj Lindeman Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 015-10-03-023.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 7, 2023
Closed on
Sep 8, 2023
Sold by
Steinbis Nathaniel Gerhard
Bought by
Searp Maycee Nichole
Seller's Agent
Jade Redden
Coldwell Banker Realty FM
Buyer's Agent
David Stoppelwerth
Keller Williams Realty Servs
List Price
$197,000
Sold Price
$203,000
Premium/Discount to List
$6,000
3.05%
Views
43
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,259
Avg. Annual Appreciation
4.66%
Original Mortgage
$196,910
Outstanding Balance
$193,750
Interest Rate
7.12%
Estimated Equity
$27,509
Purchase Details
Listed on
Oct 27, 2020
Closed on
Dec 23, 2020
Sold by
Perkins Adam R and Perkins Deanna
Bought by
Steinbis Nathaniel Gerhard
Seller's Agent
Micah Preston
Cahill Real Estate Services
Buyer's Agent
Kathy Santangelo
Coldwell Banker Realty FM
List Price
$165,000
Sold Price
$155,000
Premium/Discount to List
-$10,000
-6.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.47%
Original Mortgage
$158,565
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Closed on
Dec 12, 2012
Sold by
The Secretary & Urban Development
Bought by
Perkins Adam R
Purchase Details
Closed on
Jul 18, 2011
Sold by
Goins Brian K
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Oct 26, 2007
Sold by
Moore Aaron Martin and Moore Robin Lynn
Bought by
Goins Brian K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,176
Interest Rate
6.27%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 27, 2004
Sold by
Simon Gary L and Simon Heather
Bought by
Moore Aaron Martin and Perkins Robin Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 9, 2003
Sold by
Hutchison Cynthia Jo
Bought by
Simon Gary L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,500
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $203,000 | Cosmopolitan Title | |
| Warranty Deed | $155,000 | Springdale Title Llc | |
| Deed | $26,900 | Regional First Title Group | |
| Commissioners Deed | $56,767 | None Available | |
| Warranty Deed | $105,000 | Heritage Title Services | |
| Deed | $95,800 | Kentucky Land Title Agency | |
| Deed | $83,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $196,910 | No Value Available | |
| Previous Owner | $158,565 | VA | |
| Previous Owner | $42,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $104,176 | FHA | |
| Previous Owner | $4,200 | Unknown | |
| Previous Owner | $97,000 | Purchase Money Mortgage | |
| Previous Owner | $83,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/08/2023 09/08/23 | Sold | $203,000 | +3.0% | $238 / Sq Ft |
| 08/08/2023 08/08/23 | Pending | -- | -- | -- |
| 08/07/2023 08/07/23 | For Sale | $197,000 | +27.1% | $231 / Sq Ft |
| 12/23/2020 12/23/20 | Sold | $155,000 | -6.1% | $182 / Sq Ft |
| 11/10/2020 11/10/20 | Pending | -- | -- | -- |
| 10/27/2020 10/27/20 | For Sale | $165,000 | -- | $193 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,710 | $203,000 | $25,000 | $178,000 |
| 2023 | $2,013 | $155,000 | $25,000 | $130,000 |
| 2022 | $2,271 | $155,000 | $15,000 | $140,000 |
| 2021 | $2,304 | $155,000 | $15,000 | $140,000 |
| 2020 | $861 | $55,000 | $15,000 | $40,000 |
| 2019 | $848 | $55,000 | $15,000 | $40,000 |
| 2018 | $793 | $50,000 | $15,000 | $35,000 |
| 2017 | $698 | $50,000 | $15,000 | $35,000 |
| 2015 | $665 | $50,000 | $15,000 | $35,000 |
| 2014 | $347 | $26,900 | $15,000 | $11,900 |
Source: Public Records
Agents Affiliated with this Home
-
J
Seller's Agent in 2023
Jade Redden
Coldwell Banker Realty FM
(859) 341-9000
2 in this area
39 Total Sales
-
D
Buyer's Agent in 2023
David Stoppelwerth
Keller Williams Realty Servs
-
Seller's Agent in 2020
Micah Preston
Cahill Real Estate Services
(859) 866-5955
2 in this area
45 Total Sales
-
K
Buyer's Agent in 2020
Kathy Santangelo
Coldwell Banker Realty FM
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 615957
APN: 015-10-03-023.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
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Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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