$1,100,000
SOLD AUG 15, 2025

2022 River Bluff Dr Hixson, TN 37343

5 Beds
4.5 Baths
5,030 Sq Ft
0.95 Acres

Recently Sold

$219 Per Sq Ft

31% Below List Price

52 Days on Market

Highlights

  • Home fronts navigable water
  • Boat Slip
  • Spa
  • River Access
  • Basketball Court
  • Lake On Lot

About This Home

As of August 2025

Welcome to 2022 River Bluff Dr.. This stunning lakefront 5-bedroom, 4.5-bathroom, 3 story home is nestled in Shelter Cove, a prestigious waterfront community. Shelter Cove is located just outside the city limits but is very convenient to city living and all Chattanooga has to offer. This waterfront property offers a serene retreat with ample space for living and entertaining.
Upon entering the home, you are greeted with open concept living. The kitchen, living and dining have a seamless flow that makes entertaining easy. Off of the eat in kitchen, the fully enclosed, heated and cooled, sunroom with kitchen and fireplace is the perfect spot to enjoy the beauty of the outdoors while entertaining or relaxing. Rounding out the main level is the laundry room, half bath and the primary retreat. The primary bedroom boasts a beautiful built in fireplace, sliding glass doors to the expansive porch, an ensuite bathroom as well as a spacious walk in closet.
Heading upstairs, you will find 2 bedrooms, each with a huge walk in closet, and a shared full bath in the hall. There is also a loft area that is currently being used as the home office. This space has beautiful built in cabinets and shelves, which offer an ample amount of storage.
The fully finished basement offers a versatile layout that includes two additional bedrooms, a flex space, a bathroom, and a well-appointed media room. The two bedrooms in the basement provide comfortable accommodations for guests or family members, offering privacy. The flex space offers a myriad of possibilities - whether you envision a home gym, craft room, additional living space or office, this space can adapt to suit your needs. The highlight of the basement is the media room, designed for entertainment. Whether you're hosting a movie night with friends or unwinding with your favorite film, this room provides the perfect setting.

Last Agent to Sell the Property

Kevin Wammak

Real Estate Partners Chattanooga LLC License #324312 Listed on: 05/22/2025

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Melissa Clowers

Keller Williams Realty License #359793

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,325

Year Built

  • Built in 2013

Lot Details

  • 0.95 Acre Lot
  • Lot Dimensions are 178.34x274.08
  • Home fronts navigable water
  • Flag Lot
  • Gentle Sloping Lot
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Metal Roof
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 3-Story Property
  • Central Vacuum
  • Sound System
  • Cathedral Ceiling
  • Skylights
  • Double Sided Fireplace
  • Gas Log Fireplace
  • Electric Fireplace
  • Insulated Windows
  • Wood Frame Window
  • Great Room with Fireplace
  • 2 Fireplaces
  • Den with Fireplace
  • Game Room with Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Double Convection Oven
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Bedroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • River Access
  • Boat Slip
  • Stationary Dock
  • Lake On Lot
  • Basketball Court
  • Deck
  • Covered Patio or Porch
  • Outdoor Fireplace
  • Outdoor Kitchen
  • Exterior Lighting

Schools

  • Big Ridge Elementary School
  • Hixson Middle School
  • Hixson High School

Utilities

  • Cooling Available
  • Geothermal Heating and Cooling
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 101k B 024

Community Details

Overview

  • Shelter Cove Subdivision

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,325

Year Built

Built in 2013

Lot Details

0

HOA Fees

$29 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.95
  • Lot Size: 178.34X274.08
  • Subdivision Name: Shelter Cove
  • Directions: Hwy 153 to N on Hixson Pike. Right onto Big Ridge Rd. Left onto Hixson Marina Rd Left onto Shelter Cove to River Bluff Lot on Right side.
  • Above Grade Finished Sq Ft: 3775.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 5030.0
  • New Construction: No
  • Building Stories: 3
  • Structure Type: Free Standing Building
  • Year Built: 2013
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 101k B 024
  • Location Tax and Legal Elementary School: Big Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Hixson Middle
  • Location Tax and Legal High School: Hixson High
  • Location Tax and Legal:Tax Annual Amount: 4324.75
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 3775.0
  • General Property Information Below Grade Finished Area: 1255.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.95
  • General Property Information Lot Size Square Feet2: 41382.0
  • General Property Information Lot Size Dimensions: 178.34X274.08
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Security Features:Smoke Detector(s): Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Whirlpool Tub2: Yes
  • General Property Information Stories2: 3
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Breakfast Nook: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Cooling:Geothermal: Yes
  • Lot Features Lake on Lot2: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Private Spa: Yes
  • Appliances: Washer, Refrigerator, Microwave, Ice Maker, Gas Range, Electric Water Heater, Dryer, Double Oven, Dishwasher, Convection Oven
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1255.0
  • Fireplace Features: Bedroom, Den, Double Sided, Electric, Gas Log, Gas Starter, Great Room, Outside, Other
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Bar, Breakfast Nook, Cathedral Ceiling(s), Central Vacuum, Eat-in Kitchen, Granite Counters, High Ceilings, Pantry, Primary Downstairs, Sound System, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows, Skylight(s), Wood Frames
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Full Basement: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Icemaker: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Interior Features:Central Vacuum: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Bedroom2: Yes
  • Fireplace Features:Gas Starter: Yes
  • Fireplace Features:Electric4: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Sound System: Yes
  • Fireplace Features:Outside2: Yes
  • Fireplace Features:Double Sided: Yes

Exterior Features

  • Lot Features: Flag Lot, Gentle Sloping, Split Possible, Sprinklers In Front, Sprinklers In Rear, Other
  • View: Other
  • View: Yes
  • Waterfront Features: Navigable Water, River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick, Stone
  • Exterior Features: Basketball Court, Boat Slip, Dock - Stationary, Lighting, Outdoor Kitchen
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Metal
  • Exterior Features:Boat Slip: Yes
  • Exterior Features:Dock - Stationary: Yes
  • Exterior Features:Outdoor Kitchen: Yes
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Flag Lot: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Construction Materials:Stone: Yes
  • Window Features:Skylight(s): Yes
  • Waterfront Features:River Access: Yes
  • Exterior Features:Basketball Court: Yes
  • Waterfront Features:Navigable Water: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage Door Opener, Garage Faces Side, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Geothermal
  • Cooling Y N: Yes
  • Heating: Geothermal
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available, Underground Utilities
  • Water Source: Public
  • Sewer Septic Tank: Yes
  • Heating:Geothermal2: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks
  • Senior Community: No
  • Association Fee: 350.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 350.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Big Ridge Elementary
  • High School: Hixson High
  • Middle Or Junior School: Hixson Middle

Lot Info

  • Lot Size Sq Ft: 41382.0
  • Additional Parcels: No
  • Parcel #: 101k B 024

Tax Info

  • Tax Annual Amount: 4324.75

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Aug 14, 2025
Sold by
Richardson Larry Shay and Richardson Candie Michelle
Bought by
Faircloth Bruce F and Faircloth Sharon
Seller's Agent
Kevin Wammak
Real Estate Partners Chattanooga LLC
Buyer's Agent
Melissa Clowers
Keller Williams Realty
List Price
$1,599,500
Sold Price
$1,100,000
Premium/Discount to List
-$499,500
-31.23%
Views
159

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1317.36%

Purchase Details

Listed on
Mar 15, 2011
Closed on
Jun 8, 2012
Sold by
Sims Dennis and Sims Susan W
Bought by
Richardson Larry Shay and Richardson Candie Michelle
Seller's Agent
Claire Smith
Crye-Leike, REALTORS
Buyer's Agent
Frank Trimble
Keller Williams Realty
List Price
$199,900
Sold Price
$172,000
Premium/Discount to List
-$27,900
-13.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.11%
Original Mortgage
$720,000
Interest Rate
3.83%
Mortgage Type
Construction

Purchase Details

Closed on
Oct 21, 2005
Sold by
N H Partners Lp
Bought by
Sims Dennis and Sims Susan W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,075
Interest Rate
5.66%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,100,000 Foundation Title
Warranty Deed $172,000 None Available
Warranty Deed $167,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $458,000 New Conventional
Previous Owner $227,000 Credit Line Revolving
Previous Owner $720,000 New Conventional
Previous Owner $720,000 Construction
Previous Owner $134,075 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Off Market $1,100,000 -- --
08/15/2025 08/15/25 Sold $1,100,000 -24.1% $219 / Sq Ft
07/13/2025 07/13/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $1,450,000 -4.9% $288 / Sq Ft
05/05/2025 05/05/25 Price Changed $1,525,000 -4.7% $303 / Sq Ft
04/03/2025 04/03/25 For Sale $1,599,500 +829.9% $318 / Sq Ft
06/08/2012 06/08/12 Sold $172,000 -14.0% --
01/17/2012 01/17/12 Pending -- -- --
03/15/2011 03/15/11 For Sale $199,900 -- --
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,316 $192,900 $0 $0
2023 $4,325 $192,900 $0 $0
2022 $4,325 $192,900 $0 $0
2021 $4,325 $192,900 $0 $0
2020 $4,605 $166,200 $0 $0
2019 $4,605 $166,200 $0 $0
2018 $4,605 $166,200 $0 $0
2017 $4,605 $166,200 $0 $0
2016 $4,236 $0 $0 $0
2015 $4,236 $152,850 $0 $0
2014 $4,236 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1510331

Greater Chattanooga REALTORS®

APN: 101K-B-024