$545,900
OPEN SUN 1:30PM - 3PM

20258 Polk St NW Elk River, MN 55330

Estimated payment $3,552/month

Total Views 1,813
4 Beds
3 Baths
2,989 Sq Ft
$183 Price per Sq Ft

Highlights

  • Hot Property
  • Home fronts a pond
  • Stainless Steel Appliances
  • Parker Elementary School Rated A-
  • 44,431 Sq Ft lot
  • The kitchen features windows

About This Home

This 4 bed, 3 bath home offers an open floor plan with all your daily living on one level - no stairs needed for the kitchen, laundry, or primary suite. The bedrooms are generously sized, and the heated 3-stall garage adds comfort year-round.

You’ll love the thoughtful updates: new windows and patio doors (2022), full interior paint (2023), new carpet and flooring throughout (2024), updated doors and trim (2025), a fresh garage floor (2020), and a brand new driveway (2023). Everything feels fresh, clean, and is move-in ready.

The backyard might just steal the show - featuring a pond with a waterfall, firepit and regular wildlife sightings - with room to relax or entertain. The property borders 3 acres of shared green space and sits across from 20+ acres of resident-only trails that will never be developed.

Just 5 to 15 minutes from daily essentials. Ask your agent for the pre-listing inspection and come see it for yourself!

Listing Agent

Christa Golden

eXp Realty Listed on: 07/09/2025

eXp Realty

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,046

Year Built

  • Built in 2001

Lot Details

  • 1.02 Acre Lot
  • Lot Dimensions are 125x444x108x370
  • Home fronts a pond
  • Partially Fenced Property
  • Wood Fence

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 1-Story Property
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Shared Septic
  • Septic System
  • Cable TV Available

Additional Features

  • Air Exchanger
  • Porch

Community Details

  • Association fees include professional mgmt, shared amenities
  • Whitetail Ridge Association, Phone Number (612) 247-0241
  • Whitetail Ridge Cic #16 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 75006620405

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,046

Year Built

Built in 2001

Lot Details

0

HOA Fees

$33 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Well
  • Association Amenities: Other
  • Fee Frequency: Annually
  • Year Built: 2001
  • Above Grade Finished Sq Ft: 1564
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full, Storage Space, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Gas
  • Living Area: 2989
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1425
  • Basement YN: Yes
  • Dining Room Type: Porch, Foyer, Living Room, Dining Room, Kitchen, Mud Room, Bathroom, Bedroom 1, Bedroom 2, Primary Bathroom, Walk In Closet, Family Room, Bedroom 3, Bedroom 4, Garage

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • PoolFeatures: None
  • Fencing: Partial, Wood
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Composite Decking,Front Porch,Patio

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage Square Feet: 741

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: Septic System Compliant - Yes, Shared Septic
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Professional Mgmt, Shared Amenities
  • Phone: 612-247-0241
  • Association Fee: 400
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Deck,French Doors,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Patio,Paneled Doors,Porch,In-Ground Sprinkler,Washer/Dryer Hookup,Wet Bar,Walk-In Closet

Association/Amenities

  • HOA Management Co: Whitetail Ridge

Schools

  • Junior High Dist: Elk River
  • SchoolDistrictNumber: 728
  • SchoolDistrictPhone: 763-241-3400

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 125x444x108x370
  • Lot Size Sq Ft: 44431.2
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Metal Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 75006620405
  • Tax Annual Amount: 6046
  • TaxWithAssessments: 6046.0000

Multi Family

  • WaterfrontFeatures: Pond

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,898 $462,700 $167,900 $294,800
2023 $5,190 $462,700 $167,900 $294,800
2022 $4,792 $383,800 $114,200 $269,600
2020 $5,046 $312,400 $75,800 $236,600
2019 $4,478 $317,300 $70,000 $247,300
2018 $4,226 $305,300 $66,000 $239,300
2017 $4,016 $278,700 $62,000 $216,700
2016 $3,880 $263,100 $57,500 $205,600
2015 $3,782 $237,200 $51,900 $185,300
2014 $3,756 $224,000 $48,500 $175,500
2013 -- $212,800 $44,300 $168,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 For Sale $545,900 -- $183 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Warranty Deed $242,000 --
Warranty Deed $59,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $30,000 Credit Line Revolving
Previous Owner $26,200 Unknown
Previous Owner $310,500 New Conventional
Previous Owner $304,000 Adjustable Rate Mortgage/ARM
Previous Owner $37,962 Unknown
Source: Public Records

About the Listing Agent

Christa's Other Listings

  • 3495 Rolling View Ct, Saint Paul, MN 55110

    $390,000 Sold May 29, 2025

    • 3 Beds
    • 3 Baths
    • 1,685 Sq Ft
    • 3495 Rolling View Ct
    • Saint Paul, MN

    Tucked on a quiet cul-de-sac, this home offers a smart layout and a location that puts Mahtomedi, Stillwater, and everyday essentials just minutes away. You'll love the fresh updates -new carpet, lighting, interior paint, and a brand-new microwave. Step out onto a two-year-old deck or relax knowing the roof is only three years old. Easy access to both downtowns makes this one a true find!

    Christa Golden eXp Realty

Source: NorthstarMLS

MLS Number: 6740055

NorthstarMLS

APN: 75-662-0405