NOT LISTED FOR SALE

203 N Water St Chestertown, MD 21620

Estimated Value: $1,000,386 - $1,236,000

3 Beds
3.5 Baths
3,475 Sq Ft
$317/Sq Ft Est. Value

Last Sold October 16, 2015

Last sale price $565,000 $163 Per Sq Ft

Est. 95% increase in value since last sale

Current estimated payment $6,818/month

50 Days on Market

Highlights

  • 43 Feet of Waterfront
  • Pier
  • Open Floorplan
  • 2 Dock Slips
  • Fishing Allowed
  • Cathedral Ceiling

About This Home

As of October 2015

Water Street:Historic house on a rise along the Chester River, a few short blocks to the center of town, farmer's market, shops, restaurants and Washington College. Potential off-street parking;pier.Inside an unusual visual sweep from street to river.Award winning design with attractive angles, beautiful floors, flexible floor plan and wonderful river views. Comfortable in town living on the water

Last Agent to Sell the Property

Lisa Raffetto

(410) 708-0174 lisar@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company Listed on: 07/08/2015

Coldwell Banker Chesapeake Real Estate Company

Co-Listed By

Dick Barker

(410) 708-7594 dickbarker527@gmail.com Coldwell Banker Chesapeake Real Estate Company License #528925

Last Buyer's Agent

Sandi Bare

(410) 274-3977 c21sandisellshomes@gmail.com Integrity Real Estate License #313016

Integrity Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,875

Year Built

  • Built in 1890

Lot Details

  • 5,719 Sq Ft Lot
  • 43 Feet of Waterfront
  • Home fronts navigable water
  • Partially Fenced Property
  • Board Fence
  • Landscaped
  • No Through Street
  • Historic Home
  • Property is in very good condition
  • Property is zoned R-3

Parking

  • On-Street Parking

Home Design

  • Victorian Architecture
  • Bump-Outs
  • Plaster Walls
  • Asphalt Roof
  • Copper Roof
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Paneling
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • 2 Fireplaces
  • Heatilator
  • Fireplace Mantel
  • Double Pane Windows
  • Window Treatments
  • Bay Window
  • Sliding Doors
  • Insulated Doors
  • Family Room
  • Combination Dining and Living Room
  • Home Office
  • Wood Flooring
  • Water Views

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Stove
  • Range Hood
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 3.5 Bathrooms

Laundry

  • Laundry Room
  • Front Loading Dryer
  • Washer

Basement

  • Partial Basement
  • Rear Basement Entry
  • Sump Pump

Outdoor Features

  • Pier
  • Private Water Access
  • River Nearby
  • Rip-Rap
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Balcony
  • Enclosed Patio or Porch

Utilities

  • Zoned Heating and Cooling
  • Radiator
  • Heating System Uses Oil
  • Radiant Heating System
  • Vented Exhaust Fan
  • Oil Water Heater

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 1504015452

Community Details

Overview

  • No Home Owners Association
  • Chestertown HOA

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,875

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian
  • Ownership: Fee Simple
  • Historic Designation ID: HISTORIC
  • Historic: Yes
  • Inclusions: Parking Included In ListPrice
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1890
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer, Dryer - Front Loading, Exhaust Fan, Freezer, Microwave, Oven - Self Cleaning, Oven - Single, Oven/Range - Electric, Range Hood, Refrigerator, Stove, Washer
  • Interior Amenities: Combination Dining/Living, Kitchen - Country, Kitchen - Island, Primary Bath(s), Built-Ins, Upgraded Countertops, Crown Moldings, Window Treatments, Wood Floors, Floor Plan - Open, Floor Plan - Traditional
  • Window Features: Bay/Bow, Double Pane, Skylights
  • Fireplace Features: Heatilator, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings, Dry Wall, Paneled Walls, Plaster Walls
  • Entry Location: Hall
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Study, Laundry, Office
  • Basement: Yes
  • Basement Type: Outside Entrance, Rear Entrance, Sump Pump, Partial
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Construction Materials: Cedar
  • Dock Type: Pier (Perpendicular)
  • Construction Completed: No
  • Exterior Features: Bump-Outs, Sidewalks
  • Roof: Copper, Asphalt
  • View: Water
  • Water Access Features: Boat - Powered, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: CHESTER RIVER
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 43

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Zoned, Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil
  • Heating Type: Radiant, Radiator
  • Heating: Yes
  • Hot Water: Oil, Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Name: CHESTERTOWN
  • HOA: No
  • Senior Community: No

Lot Info

  • Fencing: Board, Partially
  • Improvement Assessed Value: 222400.00
  • Land Assessed Value: 500700.00
  • Lot Features: Landscaping, No Thru Street, Rip-Rapped
  • Lot Size Acres: 0.13
  • Lot Size Area: 5719
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5719.00
  • Outdoor Living Structures: Balcony, Patio(s), Porch(es), Enclosed, Roof
  • Property Condition: Very Good
  • Zoning: R-3
  • In City Limits: Yes

Green Features

  • Green Verification: No
  • Green Water Conservation: Low-Flow Fixtures

Rental Info

  • Vacation Rental: Yes

Tax Info

  • Assessor Parcel Number: 4505286
  • Tax Annual Amount: 10875.42
  • Assessor Parcel Number: 1504015452
  • Tax Page Number: 309
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Federal Flood Zone: A
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2015
Closed on
Oct 16, 2015
Sold by
Wilkinson Herbert S and Wilkinson Kara A
Bought by
Cavallaro Joseph B and Cavallaro Patricia A
Seller's Agent
Lisa Raffetto
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Sandi Bare
Integrity Real Estate
List Price
$629,000
Sold Price
$565,000
Premium/Discount to List
-$64,000
-10.17%
Current Estimated Value
$1,100,597

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$535,597
Avg. Annual Appreciation
6.79%
Original Mortgage
$452,000
Outstanding Balance
$346,191
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$754,406

Purchase Details

Closed on
Sep 13, 1991
Sold by
Ferguson Ian and Ferguson Jacqueline
Bought by
Wilkinson Herbert S and Wilkinson Kara A

Purchase Details

Closed on
Sep 3, 1986
Sold by
Ferguson Ian and Ferguson Jacqueline
Bought by
Ferguson Ian and Ferguson Jacqueline
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cavallaro Joseph B $565,000 Sage Title Group Llc
Wilkinson Herbert S $225,000 --
Ferguson Ian $152,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cavallaro Joseph B $452,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/16/2015 10/16/15 Sold $565,000 -5.7% $163 / Sq Ft
08/27/2015 08/27/15 Pending -- -- --
08/09/2015 08/09/15 Price Changed $599,000 -4.8% $172 / Sq Ft
07/08/2015 07/08/15 For Sale $629,000 -- $181 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,343 $787,600 $500,700 $286,900
2024 $12,019 $766,900 $0 $0
2023 $11,694 $746,200 $0 $0
2022 $11,297 $725,500 $500,700 $224,800
2021 $11,310 $723,600 $0 $0
2020 $11,310 $721,700 $0 $0
2019 $11,258 $719,800 $500,700 $219,100
2018 $11,186 $719,800 $500,700 $219,100
2017 $10,826 $719,800 $0 $0
2016 -- $723,100 $0 $0
2015 $10,680 $723,100 $0 $0
2014 $10,680 $723,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1002663146

Bright MLS

APN: 04-015452