NOT LISTED FOR SALE

20357 Harborgate Ct Unit 206 Cornelius, NC 28031

Estimated Value: $587,443 - $655,000

2 Beds
2 Baths
1,270 Sq Ft
$330/mo HOA Fee

Last Sold March 12, 2020

Last sale price $320,000 $252 Per Sq Ft

Est. 93% increase in value since last sale

Current estimated payment $3,893/month

165 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Clubhouse
  • Bailey Middle School Rated A-
  • Community Lake
  • Engineered Wood Flooring

About This Home

As of March 2020

Must see waterfront penthouse condo in Harborgate! Incredible million dollar water views & assigned boat slip w/ lift! Brand new HVAC system in July 2019! Beautiful wood floors! Great room w/ stone, gas log fireplace. Kitchen w/ breakfast bar & granite counters. Sunny dining area w/ wainscoting & views of the lake! Elegant owner's retreat w/ access to deck & more views of the lake! Spacious secondary bedroom & bathroom. Peaceful & private back deck overlooking Lake Norman is perfect for hosting gatherings! Complex renovations in process or completed during last couple years. New fiber cement siding installed 2019! Enjoy community amenities including dock w/ gazebo & outdoor pool! Great Cornelius location! Close to schools, restaurants & shopping! Minutes to downtown Davidson & Birkdale Village! Easy access to I-77!

Last Agent to Sell the Property

Phil Puma

Puma & Associates Realty, Inc. License #203114 Listed on: 08/16/2019

Last Buyer's Agent

Libby Allison

NextHome World Class License #303873

NextHome World Class

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1984

Lot Details

  • Waterfront

HOA Fees

Interior Spaces

  • Open Floorplan
  • Gas Log Fireplace
  • Insulated Windows
  • Breakfast Bar

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • 2 Full Bathrooms

Listing and Financial Details

  • Assessor Parcel Number 001-441-12

Community Details

Overview

  • Csi Property Management Association, Phone Number (704) 892-1660
  • Mid-Rise Condominium
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Recreation Facilities

Property Details

Home Type

Condominium

Year Built

Built in 1984

Lot Details

0

HOA Fees

$330 per month

Listing Details

  • Property Type: Condo/Townhouse
  • Property Sub Type: Mid-Rise
  • Construction Status: Complete
  • Ratio Close Price By List Price: 0.94145
  • Ratio Close Price By Original Li: 0.91429
  • Ratio Current Price By Sq Ft: 251.97
  • Unit Floor Level: 3
  • Year Built: 1984
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Total Bedrooms: 2
  • Doors and Windows: Insulated Windows
  • Entry Level: Main
  • Equipment: Ceiling Fan(s), CO Detector, Cable Prewire, Disposal, Dishwasher, Electric Dryer Hookup, Electric Range, Ice Maker Connection, Microwave, Self Cleaning Oven, Electric Oven
  • Fireplace Description: Gas Logs, Great Room
  • Fireplace: Yes
  • Fixture Exception Description: Attached TVs do not convey but brackets will remain.
  • Fixture Exception Yn: Yes
  • Flooring: Carpet, Prefinished Wood, Tile
  • H O A Management Phone: 704-892-1660
  • Interior Amenities: Attic Other, Breakfast Bar, Open Floorplan, Walk-In Closet(s)
  • Laundry Location: Main, Laundry Room
  • Room Count: 1
  • Main Level Sq Ft: 1270
  • Total Sq Ft: 1270

Exterior Features

  • Construction: Brick Partial, Fiber Cement
  • Construction Type: Site Built

Garage/Parking

  • Parking: Lot

Utilities

  • Heating: Central Air
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Club House, Lake, Recreation Area
  • Association Fee: 304.84
  • Association Fee Frequency: Monthly
  • Complex Name: Harborgate
  • HOA Management Company: CSI Property Management
  • Hoa Subject To Dues: Mandatory
  • Association #2 Fee: 300.00
  • Association #2 Fee Frequency: Annually

Schools

  • Elementary School: Cornelius
  • Middle School: Bailey
  • High School: William Amos Hough

Lot Info

  • Lot Features: Lake Access, Water view, Waterfront, Year Round View
  • Parcel Number: 001-441-12
  • Plat Reference Section Pages: 678
  • Zoning Specification: GR

Tax Info

  • Tax Value: 366000.00
  • Tax Location: Cornelius

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2019
Closed on
Mar 11, 2020
Sold by
Pickard Michael A and Pickard Catharine A
Bought by
Sullivan Kevin Francis and Sullivan Jo Anne
Seller's Agent
Phil Puma
Puma & Associates Realty, Inc.
Buyer's Agent
Libby Allison
NextHome World Class
List Price
$350,000
Sold Price
$320,000
Premium/Discount to List
-$30,000
-8.57%
Current Estimated Value
$618,611

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$298,611
Avg. Annual Appreciation
12.98%
Original Mortgage
$240,000
Outstanding Balance
$167,421
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$461,890

Purchase Details

Closed on
Jan 25, 2013
Sold by
Harmacinski Larry and Harmacinski Ilse
Bought by
Pickard Michael A and Pickard Catharine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
3.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 1999
Sold by
Johnson Bonnie W
Bought by
Harmacinski Larry and Harmacinski Ilse

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,050
Interest Rate
7.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 8, 1998
Sold by
Taylor Roger K and Taylor D C
Bought by
Johnson Bonnie W
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sullivan Kevin Francis $320,000 North Carolina Title Ctr Llc
Pickard Michael A $250,000 None Available
Harmacinski Larry $159,000 --
Johnson Bonnie W $145,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sullivan Kevin Francis $240,000
Previous Owner Pickard Michael A $199,500
Previous Owner Harmacinski Larry $143,000
Previous Owner Harmacinski Larry $151,050
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/12/2020 03/12/20 Sold $320,000 -5.9% $252 / Sq Ft
01/28/2020 01/28/20 Pending -- -- --
11/14/2019 11/14/19 Price Changed $339,900 -2.9% $268 / Sq Ft
08/16/2019 08/16/19 For Sale $350,000 -- $276 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,548 $533,196 -- $533,196
2024 $3,548 $533,196 -- $533,196
2023 $3,490 $533,196 $0 $533,196
2022 $3,070 $366,000 $0 $366,000
2021 $3,110 $366,000 $0 $366,000
2020 $3,110 $366,000 $0 $366,000
2019 $3,104 $366,000 $0 $366,000
2018 $2,939 $270,000 $100,000 $170,000
2017 $2,915 $270,000 $100,000 $170,000
2016 $2,911 $270,000 $100,000 $170,000
2015 $2,867 $270,000 $100,000 $170,000
2014 $2,865 $270,000 $100,000 $170,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3537295

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-12