20357 Harborgate Ct Unit 207 Cornelius, NC 28031
3
Beds
2
Baths
1,905
Sq Ft
$419/mo
HOA Fee
Highlights
- Water Views
- Pier or Dock
- Open Floorplan
- Bailey Middle School Rated A-
- Access To Lake
- Clubhouse
About This Home
As of August 2024This immaculate WATERFRONT MOVE-IN READY, Condominium with assigned Boat Slip #13 on LAKE NORMAN is located in the Harborgate Condominium Complex in Cornelius. Hardwood floors (2021), both Bathrooms updated, Kitchen Cabinets Updated. S/S Appliances. Enjoy the big views of Lake Norman on the spacious covered balcony with two accesses, one from the Living Room and one from the primary bedroom.
Primary + full bathroom and walk-in closet + second bedroom with nice closet space on the Main Level.
Laundry room on main level. Enjoy a bonus family/flex room with lots of closet storage and built-ins on the lower level + bedroom/flex option with built-ins also on lower level. Lower level offers a sliding glass door walk-out to a porch steps away from the lake and boat dock. A lovely beach area for swimming, kayak/paddleboard launch + gazebo for social meet-ups and outdoor grilling. Swimming Pool + Clubhouse. HOA includes water. Sunrise & Sunsets await you! *Jet Ski Lift does not convey.
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Email: melissa.polingdonahue@expreatly.com License #351038 Listed on: 07/01/2024
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,334
Year Built
- Built in 1984
HOA Fees
Parking
- 1 Assigned Parking Space
Home Design
- Brick Exterior Construction
- Slab Foundation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Wood Burning Fireplace
- Insulated Windows
- Wood Flooring
- Water Views
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Range
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Access To Lake
- Covered patio or porch
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Central Air
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 001-441-13
Community Details
Overview
- Main Street Management Group Association
- Harborgate Yacht Club Association
- Harborgate Condos
- Harborgate Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- Pier or Dock
- Community Pool
- Water Sports
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 1, 2024
Closed on
Aug 15, 2024
Sold by
Yordy Janine L
Bought by
Monica Felder Declaration Of Trust and Felder
Seller's Agent
Melissa Donahue
Coldwell Banker Realty
Buyer's Agent
Sheri Rich
NextHome World Class
List Price
$750,000
Sold Price
$740,000
Premium/Discount to List
-$10,000
-1.33%
Total Days on Market
9
Views
8
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,555
Avg. Annual Appreciation
1.09%
Original Mortgage
$540,000
Outstanding Balance
$536,351
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$210,204
Purchase Details
Listed on
Aug 12, 2020
Closed on
Sep 17, 2020
Sold by
Walker Paul S and Walker Carolyn J
Bought by
Yordy Janine L
Seller's Agent
Susan Ayers
HomeZu
Buyer's Agent
Melissa Chambers
EXP Realty LLC Mooresville
List Price
$514,900
Sold Price
$519,900
Premium/Discount to List
$5,000
0.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.42%
Original Mortgage
$320,000
Interest Rate
2.8%
Mortgage Type
Commercial
Purchase Details
Closed on
May 1, 2014
Sold by
Cooper Pamela A
Bought by
Walker Paul S and Walker Carolyn J
Purchase Details
Closed on
Jul 31, 2009
Sold by
Schmidtke Christopher E
Bought by
Cooper Pamela A
Purchase Details
Closed on
Jul 6, 2005
Sold by
Chance Teresa and Robertson Alan
Bought by
Schmidtke Christopher E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
5.57%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 29, 2003
Sold by
Guilliams Ronald L and Guilliams Tamara R
Bought by
Chance Teresa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,000
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Cornelius, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $740,000 | Investors Title | |
| Warranty Deed | $520,000 | None Available | |
| Condominium Deed | $350,000 | None Available | |
| Warranty Deed | $362,000 | None Available | |
| Warranty Deed | $305,000 | Lawyers Title | |
| Warranty Deed | $232,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $540,000 | New Conventional | |
| Previous Owner | $320,000 | Commercial | |
| Previous Owner | $225,000 | Credit Line Revolving | |
| Previous Owner | $31,732 | Credit Line Revolving | |
| Previous Owner | $244,000 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $186,000 | Purchase Money Mortgage | |
| Previous Owner | $167,614 | Unknown | |
| Previous Owner | $40,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/20/2024 08/20/24 | Sold | $740,000 | -1.3% | $388 / Sq Ft |
| 07/11/2024 07/11/24 | Pending | -- | -- | -- |
| 07/01/2024 07/01/24 | For Sale | $750,000 | +44.3% | $394 / Sq Ft |
| 09/21/2020 09/21/20 | Sold | $519,900 | 0.0% | $273 / Sq Ft |
| 08/13/2020 08/13/20 | Pending | -- | -- | -- |
| 08/12/2020 08/12/20 | Price Changed | $519,900 | +1.0% | $273 / Sq Ft |
| 08/12/2020 08/12/20 | For Sale | $514,900 | -- | $271 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $3,334 | $632,948 | $0 | $632,948 |
| 2022 | $3,334 | $397,400 | $0 | $397,400 |
| 2021 | $3,373 | $397,400 | $0 | $397,400 |
| 2020 | $3,334 | $397,400 | $0 | $397,400 |
| 2019 | $3,367 | $397,400 | $0 | $397,400 |
| 2018 | $3,263 | $300,100 | $115,000 | $185,100 |
| 2017 | $3,237 | $300,100 | $115,000 | $185,100 |
| 2016 | $3,234 | $300,100 | $115,000 | $185,100 |
| 2015 | $3,185 | $300,100 | $115,000 | $185,100 |
| 2014 | $3,183 | $300,100 | $115,000 | $185,100 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Donahue
Seller's Agent in 2024
Melissa Donahue
Coldwell Banker Realty
(704) 458-4862
5 Total Sales
-
Sheri Rich
Buyer's Agent in 2024
Sheri Rich
NextHome At The Lake
(704) 999-7218
22 Total Sales
-
Susan Ayers
Seller's Agent in 2020
Susan Ayers
HomeZu
(678) 344-1600
4,190 Total Sales
-
Melissa Chambers
Buyer's Agent in 2020
Melissa Chambers
EXP Realty LLC Mooresville
(704) 439-6232
168 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4155796
APN: 001-441-13
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