NOT LISTED FOR SALE

20357 Harborgate Ct Unit 210 Cornelius, NC 28031

Estimated Value: $610,194 - $802,000

3 Beds
2 Baths
1,338 Sq Ft
$411/mo HOA Fee

Last Sold November 20, 2023

Last sale price $620,000 $463 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $4,297/month

21 Days on Market

Highlights

  • Covered Dock
  • Pier or Dock
  • Waterfront
  • Bailey Middle School Rated A-
  • Boat Lift
  • Open Floorplan

About This Home

As of November 2023

LAKE LIVING! This deluxe, updated 3 BDRM, 2 BATH WATERFRONT condo is located on a Big Water section of beautiful Lake Norman in the sought-after Harborgate Community. Features include Fireplace, Granite Counters, Farm Sink, Stainless Appliances including Refrigerator, Hardwood and Tile Floors. Bathrooms with Tile flooring and Granite vanities. Laundry Room includes newer front-load Washer & Dryer. Dual screened, tiled balconies. Spacious 8' x 12' Storage Unit on basement level. All new Hardyboard Siding added in 2019. Home has a 3rd floor feel with only 6 steps to front door. The complex offers a Clubhouse, Pool and sandy beach area as well. Deep water, boat slip (#24) and boat lift! Boat slip conveys with property. Prime location in Cornelius. Close to all.

Last Agent to Sell the Property

Don Anthony

C-A-RE Realty Brokerage Email: DonAnthonyRealty@gmail.com License #249687 Listed on: 10/06/2023

Last Buyer's Agent

Doug Bishop

COMPASS License #254080

COMPASS

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,473

Year Built

  • Built in 1984

Lot Details

  • Waterfront

HOA Fees

Parking

  • 1 Assigned Parking Space

Home Design

  • Contemporary Architecture
  • Entry on the 2nd floor
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 1,338 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wired For Data
  • Ceiling Fan
  • Wood Burning Fireplace
  • Screened Porch
  • Water Views
  • Basement Storage

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Boat Lift
  • Covered Dock
  • Balcony

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Air
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-16

Community Details

Overview

  • Main Street Management Association, Phone Number (704) 255-1266
  • Harborgate Yacht Club Association
  • Mid-Rise Condominium
  • Harborgate Condos
  • Harborgate Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Pier or Dock
  • Community Playground
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,473

Year Built

Built in 1984

Lot Details

0

HOA Fees

$411 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Contemporary
  • Year Built: 1984
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Special Assessment Description: None
  • Proposed Special Assessment Desc: None
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 463.38
  • Property Sub Type Additional: Mid-Rise
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Entry Level: 2
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Cable Prewire, Open Floorplan, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1338
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer
  • Above Grade Finished Sq Ft: 1338
  • Has Basement: Storage Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Living Area: 1338
  • Bedroom Main: 3
  • Room Count: 9
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Dock
  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • View: Long Range, Water, Winter, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Lift, Covered structure, Boat Slip – Community, Dock, Pier - Community, Other - See Remarks
  • Exclusions: N/A
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Balcony, Covered, Screened

Garage/Parking

  • Main Level Garage YN: 0
  • Sq Ft Garage: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned, Other - See Remarks
  • Assigned Spaces: 1

Utilities

  • Heating: Electric
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Available, Electricity Connected, Wired Internet Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Outdoor Pool, Picnic Area, Playground
  • Association Fee: 367.38
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 525
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Harborgate
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Management
  • Phone: 704-255-1266
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Annual Expense: 4933.56

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Features: Waterfront
  • Parcel Number: 001-441-16
  • Land Included Yn: 0
  • Zoning Specification: GR

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2023
Closed on
Nov 20, 2023
Sold by
Smith Louis M and Smith Donna M
Bought by
Dula Christy
Seller's Agent
Don Anthony
C-A-RE Realty
Buyer's Agent
Doug Bishop
COMPASS
List Price
$669,900
Sold Price
$620,000
Premium/Discount to List
-$49,900
-7.45%
Views
45
Current Estimated Value
$681,299

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,299
Avg. Annual Appreciation
5.26%
Original Mortgage
$420,000
Outstanding Balance
$413,015
Interest Rate
7.49%
Mortgage Type
New Conventional
Estimated Equity
$268,284

Purchase Details

Closed on
Oct 28, 2015
Sold by
Jones Lee C and Jones Patricia
Bought by
Smith Louis M and Smith Donna M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2004
Sold by
Foster Emily Boyles
Bought by
Jones Lee G and Jones Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,200
Interest Rate
5.63%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dula Christy $620,000 None Listed On Document
Smith Louis M $323,000 None Available
Jones Lee G $179,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dula Christy $420,000
Previous Owner Smith Louis M $228,000
Previous Owner Jones Lee $200,000
Previous Owner Jones Lee G $143,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/20/2023 11/20/23 Sold $620,000 -7.4% $463 / Sq Ft
10/27/2023 10/27/23 Pending -- -- --
10/25/2023 10/25/23 For Sale $669,900 +8.0% $501 / Sq Ft
10/25/2023 10/25/23 Off Market $620,000 -- --
10/16/2023 10/16/23 Price Changed $669,900 -0.7% $501 / Sq Ft
10/12/2023 10/12/23 Price Changed $674,900 -0.7% $504 / Sq Ft
10/06/2023 10/06/23 For Sale $679,900 -- $508 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,473 $521,743 -- $521,743
2024 $3,473 $521,743 -- $521,743
2023 $3,158 $521,743 $0 $521,743
2022 $3,158 $376,400 $0 $376,400
2021 $3,197 $376,400 $0 $376,400
2020 $3,158 $376,400 $0 $376,400
2019 $3,191 $376,400 $0 $376,400
2018 $2,991 $274,900 $100,000 $174,900
2017 $2,967 $274,900 $100,000 $174,900
2016 $2,964 $274,900 $100,000 $174,900
2015 -- $274,900 $100,000 $174,900
2014 -- $274,900 $100,000 $174,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4075461

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-16