$640,000
SOLD MAY 8, 2025

20367 Harborgate Ct Unit 301 Cornelius, NC 28031

3 Beds
2 Baths
1,992 Sq Ft
$490/mo HOA Fee

Recently Sold

$321 Per Sq Ft

12% Below List Price

209 Days on Market

Highlights

  • Assigned Boat Slip
  • Pier or Dock
  • Waterfront
  • Bailey Middle School Rated A-
  • Access To Lake
  • Open Floorplan

About This Home

As of May 2025

Water Front Condo with Boat Slip. Spectacular Main Channel Water and Sunset Views from Condo in Highly Desirable Lake Norman Location. Great Location to Shopping and Restaurants. This Two Floor End Unit is located on First Floor with Breathtaking Views of Lake Norman, Lower Level could be 3rd bedroom or Rec Room. Deck Full length of Condo with Gorgeous Water Views of Lake Norman. Newly Painted Cabinets, Granite Counters, Ceramic Back Splash, Tiled Kitchen & Baths, SS Refrigerator, SS Stove, SS Dishwater, SS Microwave. Bathrooms with Granite Counters. Freshly Painted, Smooth Ceilings. Newer Luxury Vinyl Plank in Great Room, Dining Room, Hallway and Bedrooms. Flag Stone Wood Burning Fireplace. Walk to your deep water Boat Slip #14 which is included with property. Sandy Beach Access for Paddle Boards and Swimming. Gazebo Area, Clubhouse and pool.

Last Agent to Sell the Property

Carol Blair

Berkshire Hathaway HomeServices Carolinas Realty Brokerage Email: carol.blair@bhhscarolinas.com License #180430 Listed on: 09/25/2024

Berkshire Hathaway HomeServices Carolinas Realty

Last Buyer's Agent

Patricia Masten

Coldwell Banker Realty License #209968

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,380

Year Built

  • Built in 1984

Lot Details

  • Waterfront
  • End Unit

HOA Fees

Parking

  • 1 Assigned Parking Space

Home Design

  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Water Views
  • Laundry Room

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Assigned Boat Slip
  • Balcony
  • Deck
  • Covered Patio or Porch

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-19

Community Details

Overview

  • Main Street Management Group Association, Phone Number (704) 255-1266
  • Harborgate Yacht Club Association, Phone Number (215) 431-8237
  • Mid-Rise Condominium
  • Harborgate Condos
  • Harborgate Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Pier or Dock
  • Community Pool
  • Trails

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,380

Year Built

Built in 1984

Lot Details

0

HOA Fees

$490 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1984
  • Restrictions: Signage
  • Special Assessment Yn: 1
  • Proposed Special Assessment Yn: 0
  • Special Assessment Description: Capital Improvements paid by seller $2170.08
  • Road Surface Type: None, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 321.29
  • Property Sub Type Additional: Mid-Rise
  • Bedroom Lower: 1
  • Geocode Confidence: High
  • Attribution Contact: carol.blair@bhhscarolinas.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Entry Level: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Cable Prewire, Entrance Foyer, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
  • Lower Level Sq Ft: 644
  • Main Level Sq Ft: 1348
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1992
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Family Room, Wood Burning
  • Living Area: 1992
  • Bedroom Main: 2
  • Room Count: 10
  • Sq Ft Other: 32

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Public, Boat Slip – Community, Boat Slip (Lease/License), Dock, Paddlesport Launch Site - Community, Pier - Community
  • Construction Type: Brick Partial, Fiber Cement
  • Patio And Porch Features: Balcony, Covered, Deck, Patio

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned, Parking Space(s)
  • Assigned Spaces: 1

Utilities

  • Heating: Central, Electric, Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air, Electric, Heat Pump
  • Utilities: Cable Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Outdoor Pool, Picnic Area, Sidewalks, Street Lights, Walking Trails, Lake Access
  • Association Fee: 444.3
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 550
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Harborgate
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Management Group
  • Association Phone #2: 215-431-8237
  • Phone: 704-255-1266
  • ResoAssociationFeeFrequency: Monthly
  • Association Email: kayley@mainstreetmanagers.com

Association/Amenities

  • Association Annual Expense: 5881.60
  • Association Email 2: wtvw01@gmail.com

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Features: End Unit, Waterfront
  • Parcel Number: 001-441-19
  • Zoning: GR
  • Land Included Yn: 0
  • Zoning Specification: Res

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes, Breed Restrictions

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2024
Closed on
May 1, 2025
Sold by
Spell Curtis Jon and Spell Cynthia H
Bought by
Inman Justin
Seller's Agent
Carol Blair
Berkshire Hathaway HomeServices Carolinas Realty
Buyer's Agent
Patricia Masten
Coldwell Banker Realty
List Price
$730,000
Sold Price
$640,000
Premium/Discount to List
-$90,000
-12.33%
Views
306
Current Estimated Value
$645,778

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,778
Avg. Annual Appreciation
2.94%

Purchase Details

Closed on
Nov 30, 2006
Sold by
Mazza Joseph and Mazza Mary Josephine
Bought by
Spell Curtis Jon and Spell Cynthia H

Purchase Details

Closed on
Mar 1, 2000
Sold by
Craig Smith and Craig Amy
Bought by
Mazza Joseph and Mazza Mary Josephine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
8.29%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Similar Homes in Cornelius, NC

  • 18631 Harborside Dr Unit 35, Cornelius, NC 28031

    $765,000

    • 3 Beds
    • 2 Baths
    • 1,417 Sq Ft
    • 18631 Harborside Dr
    • Unit 35
    • Cornelius, NC

    Waterfront and fully furnished! This 3-bedroom, 2-bath condo in the desireable Harborside community offers stunning Lake Norman views & allows short-term rentals-ideal for primary living, a weekend retreat, or investment. Located on the second floor end unit, this home features an open layout w/ lake views from the main living area & primary suite. Enjoy sunsets from the covered balcony, elegant

    Karyn Porter Premier South

    Section Image
  • 18700 Nautical Dr Unit 101, Cornelius, NC 28031

    $679,000

    • 3 Beds
    • 2 Baths
    • 1,352 Sq Ft
    • 18700 Nautical Dr
    • Unit 101
    • Cornelius, NC

    Welcome to easy, elegant lakefront living in this beautifully updated ground-floor, end-unit condo in Commodore’s Landing at Admirals Quarters! From your expansive covered patio, enjoy sweeping views of Lake Norman and vibrant sunsets, with direct access to your deeded boat slip (#63) just beyond the manicured lawn! This light-filled 3BR, 2BA home features a thoughtful split-bedroom layout and

    Elizabeth Davis Keller Williams Unified

    Section Image
  • 17811 Half Moon Ln Unit E, Cornelius, NC 28031

    $639,900

    • 2 Beds
    • 2 Baths
    • 1,210 Sq Ft
    • 17811 Half Moon Ln
    • Unit E
    • Cornelius, NC

    THE BEST VALUE ON LAKE NORMAN! 1 YEAR BOAT SLIP OFFERED/ OR closing cost Assistance of 5K with acceptable offer! This impeccably maintained & UPDATED unit features an open layout with tons of natural light and boasts year round west facing SUNSET views of Lake Norman! There is no place you would rather be than out enjoying the lifestyle this unit provides you. Updates to name a few include new

    Justin Boston Horizon Realty Carolinas

    Section Image
  • 18643 Harborside Dr Unit 36, Cornelius, NC 28031

    $699,000

    • 3 Beds
    • 2 Baths
    • 1,431 Sq Ft
    • 18643 Harborside Dr
    • Unit 36
    • Cornelius, NC

    Experience the perfect blend of serenity & convenience with this third-floor, end-unit condo in the coveted Harborside community at Lake Norman. Awash with natural light and boasting breathtaking views, this unit offers effortless living with elevator access. The spacious and open design features vaulted ceilings, a gas fireplace, and a seamless indoor-outdoor flow through a slider leading to

    Rhonda Woods Southern Homes of the Carolinas, Inc

    Section Image
  • 18511 Harborside Dr Unit 4, Cornelius, NC 28031

    $760,000

    • 3 Beds
    • 2 Baths
    • 1,439 Sq Ft
    • 18511 Harborside Dr
    • Unit 4
    • Cornelius, NC

    Move-In Ready. RENOVATED AND FURNISHED waterfront 3BR/2bA ground level condo on Lake Norman. Spend your days boating on the lake, playing tennis or lounging by the pool. This first floor condo at Harborside Villas would make a great primary residence, vacation home or investment property! Short or Long Term Rentals Allowed! Close to the restaurants and entertainment of Cornelius and Davidson.

    Melinda Helms Charlotte Metro Real Estate

    Section Image
  • 19724 School St, Cornelius, NC 28031

    $576,450

    • 3 Beds
    • 2.5 Baths
    • 1,954 Sq Ft
    • 19724 School St
    • Cornelius, NC

    END Unit with 1st Floor Primary Bedroom Suite. New Construction 2-story Condo Duets with Townhome feel and Style; just a short walk to downtown Cornelius NC and Cain Center. Open concept floorplan with 3 bedrooms, 2.5 baths, 9 ft ceilings on BOTH floors, and covered front porches on both levels. Fenced side patio courtyard with gate. Main level features primary bedroom suite, walk-in closet,

    Brian Jordan Better Homes and Gardens Real Estate Paracle

    Section Image
  • 19724 School St, Cornelius, NC 28031

    $554,900

    • 3 Beds
    • 2.5 Baths
    • 1,975 Sq Ft
    • 19724 School St
    • Cornelius, NC

    END Unit with 1st Floor Primary Bedroom Suite. New Construction 2-story Condo Duets with Townhome feel and style; just a short walk to downtown Cornelius NC and Cain Center. Fabulous 3 bedroom, 2.5 bath floorplan w/1974 sq.ft of living & entertainment space. Fenced side patio with gate & covered front porch. 9ft ceilings on BOTH floors. Main level features primary bedroom suite with large walk-in

    Brian Jordan Better Homes and Gardens Real Estate Paracle

    Section Image
  • 19732 School St, Cornelius, NC 28031

    $553,345

    • 3 Beds
    • 2.5 Baths
    • 1,954 Sq Ft
    • 19732 School St
    • Cornelius, NC

    END Unit with 1st Floor Primary Bedroom Suite. New Construction 2-story Condo Duets with Townhome feel and style; just a short walk to downtown Cornelius NC and Cain Center. Open concept floorplan with 3 bedrooms, 2.5 baths, 9 ft ceilings on BOTH floors, and covered front porches on both levels. Fenced side patio courtyard with gate. Main level features primary bedroom suite, walk-in closet,

    Brian Jordan Better Homes and Gardens Real Estate Paracle

    Section Image
  • 19728 School St, Cornelius, NC 28031

    $554,200

    • 3 Beds
    • 2.5 Baths
    • 2,088 Sq Ft
    • 19728 School St
    • Cornelius, NC

    END Unit New Construction 2-story Condo Duets with Townhome feel and style; just a short walk to downtown Cornelius NC and Cain Center. Fabulous open floorplan w/2088 sq.ft of living & entertainment space. Interior features 9ft ceilings on BOTH floors, oak tread open railing stairs, wood floors on main level. Gourmet Kitchen with wall microwave/oven, pantry, HUGE island/breakfast bar & tons of

    Brian Jordan Better Homes and Gardens Real Estate Paracle

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $640,000 Investors Title
Warranty Deed $640,000 Investors Title
Warranty Deed $350,000 None Available
Warranty Deed $185,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $75,000 Credit Line Revolving
Previous Owner $148,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/08/2025 05/08/25 Sold $640,000 -3.0% $321 / Sq Ft
04/09/2025 04/09/25 Price Changed $660,000 -1.5% $331 / Sq Ft
03/27/2025 03/27/25 Price Changed $670,000 -1.5% $336 / Sq Ft
03/17/2025 03/17/25 Price Changed $680,000 -0.7% $341 / Sq Ft
02/20/2025 02/20/25 Price Changed $685,000 -0.7% $344 / Sq Ft
02/07/2025 02/07/25 Price Changed $690,000 -0.7% $346 / Sq Ft
01/09/2025 01/09/25 Price Changed $695,000 -0.6% $349 / Sq Ft
11/23/2024 11/23/24 Price Changed $699,000 -1.5% $351 / Sq Ft
11/03/2024 11/03/24 Price Changed $710,000 -0.7% $356 / Sq Ft
10/01/2024 10/01/24 Price Changed $715,000 -2.1% $359 / Sq Ft
09/25/2024 09/25/24 For Sale $730,000 0.0% $366 / Sq Ft
07/20/2023 07/20/23 Rented $2,500 0.0% --
07/07/2023 07/07/23 Price Changed $2,500 -10.7% $1 / Sq Ft
06/21/2023 06/21/23 Price Changed $2,800 +3.7% $1 / Sq Ft
05/17/2023 05/17/23 Price Changed $2,700 -3.6% $1 / Sq Ft
04/22/2023 04/22/23 Price Changed $2,800 -6.7% $1 / Sq Ft
04/13/2023 04/13/23 For Rent $3,000 +71.4% --
09/01/2020 09/01/20 Rented $1,750 0.0% --
07/12/2020 07/12/20 For Rent $1,750 +1.4% --
12/03/2017 12/03/17 Rented $1,725 +1.5% --
10/04/2017 10/04/17 Under Contract -- -- --
10/02/2017 10/02/17 For Rent $1,700 0.0% --
05/01/2017 05/01/17 Rented $1,700 0.0% --
04/30/2017 04/30/17 Under Contract -- -- --
11/16/2016 11/16/16 For Rent $1,700 +6.3% --
06/22/2013 06/22/13 Rented $1,600 -5.9% --
05/23/2013 05/23/13 Under Contract -- -- --
05/22/2013 05/22/13 For Rent $1,700 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,380 $660,008 -- $660,008
2023 $4,380 $660,008 $0 $660,008
2022 $3,451 $411,400 $0 $411,400
2021 $3,491 $411,400 $0 $411,400
2020 $3,491 $411,400 $0 $411,400
2019 $3,485 $411,400 $0 $411,400
2018 $3,333 $306,600 $115,000 $191,600
2017 $3,307 $306,600 $115,000 $191,600
2016 $3,303 $306,600 $115,000 $191,600
2015 $3,254 $306,600 $115,000 $191,600
2014 $3,252 $306,600 $115,000 $191,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4181795

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-19