
20381 Torre Del Lago St Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $4,043/month
Highlights
- Views of Preserve
- Vaulted Ceiling
- French Doors
- Pinewoods Elementary School Rated A-
- Wood Flooring
- Central Air
About This Home
Remodeled 4-Bedroom + Den Cannondale Flex with Pool & In-Law Suite in Bella Terra
Tucked into one of Estero’s most desirable tree-lined neighborhoods, this beautifully remodeled Cannondale Flex offers nearly 3,000 sq. ft. of versatile living with 4 bedrooms, a den, loft, in-law suite, and 3 full baths. The heart of the home is a tastefully updated kitchen with granite countertops, stylish backsplash, and upgraded cabinetry. All bathrooms have been refreshed with quartz countertops and new shower glass.
A flexible front room with elegant French doors creates a perfect home office or private suite — easily converted back to open space if desired. The spacious downstairs den includes a full bath and direct pool access, ideal for guests.
Step outside to an oversized lanai with southeast views, a heated saltwater pool, and landscape lighting that creates a magical evening atmosphere. Upstairs, the primary suite offers its own private lanai — a serene spot for coffee or evening relaxation.
This home also features a newer roof (2020), freshly painted exterior, and a secure no-flood-zone location just a short walk to Bella Terra’s amenity center.
Bella Terra spans 999 acres with 400 acres of preserves and 100 acres of lakes. Amenities include a resort-style clubhouse, 24-hour fitness center, resort pool and spa, tennis, pickleball, basketball, softball, bocce, sand volleyball, in-line skate rink, butterfly garden, shaded children’s play area, and a full social calendar including bingo, boot camp, water aerobics, poker, and food truck nights.
Move-in ready and perfectly located — schedule your private showing today.
Listing Agent
Royal Shell Real Estate, Inc. License #BEAR-3438313 Listed on: 04/17/2025

Open House Schedule
-
Sunday, September 21, 20251:00 to 4:00 pm9/21/2025 1:00:00 PM +00:009/21/2025 4:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,362
Year Built
- Built in 2005
Parking
- 2 Car Garage
Home Design
- Tile
Interior Spaces
- Vaulted Ceiling
- French Doors
- Views of Preserve
- Laundry Tub
Flooring
- Wood
- Carpet
- Tile
Schools
- Pinewoods Elementary School
- Choice High School
Utilities
- Central Air
- Heating Available
Listing and Financial Details
- Assessor Parcel Number 29-46-26-E2-0100C.0170
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $5,362 | $342,675 | -- | -- |
2023 | $5,238 | $332,694 | $0 | $0 |
2022 | $5,257 | $323,004 | $0 | $0 |
2021 | $5,119 | $329,844 | $94,465 | $235,379 |
2020 | $5,158 | $309,266 | $92,675 | $216,591 |
2019 | $5,213 | $311,715 | $81,295 | $230,420 |
2018 | $5,340 | $314,915 | $72,000 | $242,915 |
2017 | $5,376 | $316,642 | $0 | $0 |
2016 | $5,361 | $310,129 | $75,000 | $235,129 |
2015 | $5,866 | $303,919 | $74,500 | $229,419 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/14/2025 08/14/25 | Price Changed | $674,900 | -3.6% | $227 / Sq Ft |
06/12/2025 06/12/25 | Price Changed | $699,900 | -2.7% | $235 / Sq Ft |
04/16/2025 04/16/25 | For Sale | $719,000 | +67.6% | $241 / Sq Ft |
12/14/2015 12/14/15 | Sold | $429,000 | -2.3% | $144 / Sq Ft |
11/14/2015 11/14/15 | Pending | -- | -- | -- |
09/29/2015 09/29/15 | For Sale | $439,000 | -- | $147 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $429,000 | Marketplace Title | |
Warranty Deed | $290,000 | Marketplace Title | |
Interfamily Deed Transfer | -- | None Available | |
Special Warranty Deed | $230,000 | Attorney | |
Trustee Deed | -- | None Available | |
Warranty Deed | $542,500 | Masters Title Llc | |
Special Warranty Deed | $442,200 | North American Title Company |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $320,000 | New Conventional | |
Closed | $320,000 | New Conventional | |
Previous Owner | $224,169 | FHA | |
Previous Owner | $160,000 | Credit Line Revolving | |
Previous Owner | $352,500 | Fannie Mae Freddie Mac | |
Previous Owner | $353,720 | Fannie Mae Freddie Mac | |
Previous Owner | $66,322 | Stand Alone Second |
About the Listing Agent

Lisa Ninchritz is widely recognized as the leading real estate expert in Bella Terra in Estero, Florida. With deep roots in the community and a reputation built on trust, integrity, and unmatched market knowledge, Lisa has become the go-to agent for both buyers and sellers in this sought-after gated community as well as the neighboring communities along the Corkscrew corridor.
A full-time Estero resident since 2008, Lisa brings a unique blend of local insight and professional expertise
Lisa's Other Listings
Source: Multiple Listing Service of Bonita Springs-Estero
MLS Number: 225038245

APN: 29-46-26-E2-0100C.0170
- 20424 Ardore Ln
- 20437 Ardore Ln
- 20663 Larino Loop
- 20081 Barletta Ln Unit 2824
- 20070 Barletta Ln Unit 115
- 20071 Barletta Ln Unit 2721
- 20462 Misty Woods Ct
- 20516 Larino Loop
- 20051 Barletta Ln Unit 2523
- 20081 Serre Dr
- 13707 Martone Ct
- 20263 Cypress Shadows Blvd
- 20256 Black Tree Ln
- 20030 Barletta Ln Unit 413
- 19730 Panther Island Blvd
- 20327 Ardore Ln
- 20456 Ardore Ln
- 20070 Larino Loop
- 20056 Larino Loop
- 20085 Larino Loop
- 20089 Larino Loop
- 20131 Larino Loop
- 20081 Barletta Ln Unit 2815
- 20528 Torre Del Lago St
- 20013 Larino Loop
- 20007 Larino Loop
- 20050 Barletta Ln Unit 223
- 20534 Larino Loop
- 20244 Larino Loop
- 20051 Barletta Ln Unit 2521
- 20030 Barletta Ln Unit 421
- 20030 Barletta Ln Unit 411
- 20041 Barletta Ln Unit 2421
- 20596 Torre Del Lago St Unit 2
- 20388 Larino Loop