$674,900
OPEN SUN 1PM - 4PM $44K PRICE DROP

20381 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated payment $4,043/month

Total Views 25,850
4 Beds
3 Baths
2,979 Sq Ft
$227 Price per Sq Ft

Highlights

  • Views of Preserve
  • Vaulted Ceiling
  • French Doors
  • Pinewoods Elementary School Rated A-
  • Wood Flooring
  • Central Air

About This Home

Remodeled 4-Bedroom + Den Cannondale Flex with Pool & In-Law Suite in Bella Terra
Tucked into one of Estero’s most desirable tree-lined neighborhoods, this beautifully remodeled Cannondale Flex offers nearly 3,000 sq. ft. of versatile living with 4 bedrooms, a den, loft, in-law suite, and 3 full baths. The heart of the home is a tastefully updated kitchen with granite countertops, stylish backsplash, and upgraded cabinetry. All bathrooms have been refreshed with quartz countertops and new shower glass.

A flexible front room with elegant French doors creates a perfect home office or private suite — easily converted back to open space if desired. The spacious downstairs den includes a full bath and direct pool access, ideal for guests.

Step outside to an oversized lanai with southeast views, a heated saltwater pool, and landscape lighting that creates a magical evening atmosphere. Upstairs, the primary suite offers its own private lanai — a serene spot for coffee or evening relaxation.

This home also features a newer roof (2020), freshly painted exterior, and a secure no-flood-zone location just a short walk to Bella Terra’s amenity center.

Bella Terra spans 999 acres with 400 acres of preserves and 100 acres of lakes. Amenities include a resort-style clubhouse, 24-hour fitness center, resort pool and spa, tennis, pickleball, basketball, softball, bocce, sand volleyball, in-line skate rink, butterfly garden, shaded children’s play area, and a full social calendar including bingo, boot camp, water aerobics, poker, and food truck nights.

Move-in ready and perfectly located — schedule your private showing today.

Listing Agent

Lisa Ninchritz

Royal Shell Real Estate, Inc. License #BEAR-3438313 Listed on: 04/17/2025

Royal Shell Real Estate, Inc.

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,362

Year Built

  • Built in 2005

Parking

  • 2 Car Garage

Home Design

  • Tile

Interior Spaces

  • Vaulted Ceiling
  • French Doors
  • Views of Preserve
  • Laundry Tub

Flooring

  • Wood
  • Carpet
  • Tile

Schools

  • Pinewoods Elementary School
  • Choice High School

Utilities

  • Central Air
  • Heating Available

Listing and Financial Details

  • Assessor Parcel Number 29-46-26-E2-0100C.0170

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,362

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Park Name: BELLA TERRA
  • Co List Office Mls Id: BRSRE2
  • Subdivision Name: BELLA TERRA
  • Structure Type: House
  • Special Features: 4097

Interior Features

  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Foyer, French Doors, Laundry Tub, Pantry, Volume Ceiling, Walk-In Closet(s)
  • Private Spa: No
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Stories: 2

Exterior Features

  • Roof: Tile
  • View: Preserve
  • Exterior Features: Balcony, Screened Lanai/Porch
  • Construction Type: Concrete Block, Wood Frame, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)

Garage/Parking

  • Garage Spaces: 2
  • Covered Parking Spaces: 2
  • Parking Features: Driveway Paved, Attached

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence, Laundry Tub
  • Green Building Features: DSL/Cable Available
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Schools

  • Elementary School: PINEWOODS ELEMENTARY
  • High School: CHOICE
  • Middle Or Junior School: THREE OAKS MIDDLE

Lot Info

  • Waterfront: No
  • Parcel Number: 29-46-26-E2-0100C.0170
  • Lot Size Sq Ft: 10019
  • Land Lease Expiration Date: 2025-10-06
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash,FHA,VA

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5362.04
  • Tax Block: C

Multi Family

  • Number Of Units Furnished: Negotiable
  • Number Of Units Total: 1

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,362 $342,675 -- --
2023 $5,238 $332,694 $0 $0
2022 $5,257 $323,004 $0 $0
2021 $5,119 $329,844 $94,465 $235,379
2020 $5,158 $309,266 $92,675 $216,591
2019 $5,213 $311,715 $81,295 $230,420
2018 $5,340 $314,915 $72,000 $242,915
2017 $5,376 $316,642 $0 $0
2016 $5,361 $310,129 $75,000 $235,129
2015 $5,866 $303,919 $74,500 $229,419
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Price Changed $674,900 -3.6% $227 / Sq Ft
06/12/2025 06/12/25 Price Changed $699,900 -2.7% $235 / Sq Ft
04/16/2025 04/16/25 For Sale $719,000 +67.6% $241 / Sq Ft
12/14/2015 12/14/15 Sold $429,000 -2.3% $144 / Sq Ft
11/14/2015 11/14/15 Pending -- -- --
09/29/2015 09/29/15 For Sale $439,000 -- $147 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Purchase History

Date Type Sale Price Title Company
Warranty Deed $429,000 Marketplace Title
Warranty Deed $290,000 Marketplace Title
Interfamily Deed Transfer -- None Available
Special Warranty Deed $230,000 Attorney
Trustee Deed -- None Available
Warranty Deed $542,500 Masters Title Llc
Special Warranty Deed $442,200 North American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 New Conventional
Closed $320,000 New Conventional
Previous Owner $224,169 FHA
Previous Owner $160,000 Credit Line Revolving
Previous Owner $352,500 Fannie Mae Freddie Mac
Previous Owner $353,720 Fannie Mae Freddie Mac
Previous Owner $66,322 Stand Alone Second
Source: Public Records

About the Listing Agent

Lisa Ninchritz

Royal Shell Real Estate, Inc.

(239) 722-5962

Section Image

Lisa Ninchritz is widely recognized as the leading real estate expert in Bella Terra in Estero, Florida. With deep roots in the community and a reputation built on trust, integrity, and unmatched market knowledge, Lisa has become the go-to agent for both buyers and sellers in this sought-after gated community as well as the neighboring communities along the Corkscrew corridor.

A full-time Estero resident since 2008, Lisa brings a unique blend of local insight and professional expertise

Lisa's Other Listings

  • 20070 Barletta Ln Unit 115, Estero, FL 33928

    $274,900 Pending

    • 2 Beds
    • 2 Baths
    • 1,242 Sq Ft
    • 20070 Barletta Ln
    • Unit 115
    • Estero, FL

    Long lake views, sunsets, and resort-style living in Bella Terra!This meticulously maintained 2 bed/2 bath condo offers a spacious open floor plan, high-end finishes, and hurricane impact doors and glass for truly carefree living. From the moment you walk in, you’ll feel right at home — whether you’re looking for a full-time residence or the perfect seasonal retreat.Relax on your

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  • 20516 Larino Loop, Estero, FL 33928

    $410,000 Pending

    • 3 Beds
    • 3 Baths
    • 2,255 Sq Ft
    • 20516 Larino Loop
    • Estero, FL

    Spacious 3-Bedroom + Loft Townhome with Extended Lanai in Bella Terra – 2,255 Sq. Ft., No Flood Zone This Bella Terra townhome offers 3 bedrooms, 2.5 baths, a 2-car garage, and a great loft area — perfect for a home office, playroom, or additional family room. Located on a landscaped berm for extra privacy, this home features an extended screened lanai and is just a short walk to the

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  • 13707 Martone Ct, Estero, FL 33928

    $425,000 Pending

    • 2 Beds
    • 2 Baths
    • 1,632 Sq Ft
    • 13707 Martone Ct
    • Estero, FL

    The beautiful community of Bella Terra has 400 acres of conservation preserves, 100 acres of lakes and some of the lowest fees around. Amenities include a Resort-style Clubhouse, 24-hour fitness center, bingo, boot camp, water aerobics, poker, cards, food truck nights and activities for all ages, resort style pool and spa, secured, shaded children's play area, sand volleyball, tennis, pickleball

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  • 20020 Barletta Ln Unit 514, Estero, FL 33928

    $299,000 Pending

    • 2 Beds
    • 2 Baths
    • 1,160 Sq Ft
    • 20020 Barletta Ln
    • Unit 514
    • Estero, FL

    Updated Ground-Floor Bella Terra Condo with Water & Preserve ViewsStep into this beautifully refreshed 2-bedroom, 2-bath condo and feel right at home. Brand-new LVP flooring flows throughout, paired with a fresh, neutral paint palette that brightens every space. Both bathrooms have been thoughtfully updated, and the home has been expertly staged to showcase its spacious 1,160 sq. ft. layout —

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  • 13592 Troia Dr, Estero, FL 33928

    $635,000

    • 4 Beds
    • 2 Baths
    • 2,280 Sq Ft
    • 13592 Troia Dr
    • Estero, FL

    Remodeled Kitchen, Pool & Spa, Preserve Views – 4 Bedrooms in Bella TerraTucked into one of Estero’s most beloved tree-lined neighborhoods, this move-in-ready home offers 4 bedrooms, 2 baths, a 2-car garage, and an open layout perfect for entertaining. The completely remodeled chef’s kitchen is the showpiece of the home, featuring sleek white cabinetry, granite countertops, a stylish

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  • 13830 Farnese Dr, Estero, FL 33928

    $660,000 Open Sat 1PM - 4PM

    • 5 Beds
    • 3 Baths
    • 2,992 Sq Ft
    • 13830 Farnese Dr
    • Estero, FL

    5-Bedroom Oxford Model with Pool & 3-Car Garage in Bella TerraDiscover your slice of paradise in this ~3,000 sq. ft. Oxford model pool home, perfectly positioned on a tree-lined street in the sought-after gated community of Bella Terra. This spacious 5-bedroom, 3-bath home with a 3-car garage features a thoughtful layout with distinct living and dining areas, an open kitchen-to-family room

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  • 21470 Bella Terra Blvd, Estero, FL 33928

    $699,000

    • 4 Beds
    • 3 Baths
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    • 21470 Bella Terra Blvd
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    Imagine waking up to sunshine, palm trees, and your own private pool retreat. Tucked into one of Estero's most beloved, tree-lined neighborhoods, this spacious home feels like a hidden retreat. Discover this fantastic opportunity to own a spacious 4-bedroom, 3-bathroom home in Bella Terra's highly desirable Raphael floor plan, offering a generous 2,433 sq. ft. and a convenient split 3-car garage.

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  • 21412 Bella Terra Blvd, Estero, FL 33928

    $650,000

    • 5 Beds
    • 5 Baths
    • 3,357 Sq Ft
    • 21412 Bella Terra Blvd
    • Estero, FL

    Sorrento Floor Plan with Pool, Newer Roof, and One of Bella Terra’s Largest LanaisTucked into one of Estero’s most desirable tree-lined neighborhoods, this 3,357 sq. ft. Sorrento model offers 5 bedrooms, 4.5 baths, and an ideal blend of space, privacy, and resort-style living. With a roof replaced in 2021 and a no-flood-zone location, this home offers both style and peace of

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  • 21294 Bella Terra Blvd, Estero, FL 33928

    $369,900 Open Sat 1PM - 4PM

    • 2 Beds
    • 2 Baths
    • 1,564 Sq Ft
    • 21294 Bella Terra Blvd
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    Furnished Bella Terra Villa – Priced to Sell & Ready to Move InThis beautifully furnished Orchid Villa in Bella Terra is the perfect blend of single-family comfort and low-maintenance villa living — now priced well below comparable homes for a quick sale. Tucked into one of Estero’s most sought-after, tree-lined neighborhoods, it sits on a private lot with stunning preserve views, offering

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Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 225038245

Multiple Listing Service of Bonita Springs-Estero

APN: 29-46-26-E2-0100C.0170