$505,000

20395 Bowles Rd Coltons Point, MD 20626

Estimated payment $3,060/month

Total Views 1,713
2 Beds
2 Baths
1,376 Sq Ft
$367 Price per Sq Ft

Highlights

  • 197 Feet of Waterfront
  • 1 Boat Dock
  • Private Beach
  • Dynard Elementary School Rated A-
  • Access to Tidal Water
  • Fishing Allowed

About This Home

Welcome to Bowles Road Your Private Waterfront Retreat!
Nestled on .85 acres of serene, natural beauty, this special property offers a rare opportunity to enjoy a true beachfront lifestyle. From the moment you arrive, you’re surrounded by nature and tranquility. Throughout the seasons, you’ll witness an abundance of wildlife right in your backyard – from graceful bald eagles and osprey to deer, geese, and countless other native species that call this area home.

Step out onto your deck and take in the sights and sounds of the Potomac River. Spend your evenings gazing at the stars and listening to the gentle lapping of the water as you unwind from the day. This is more than a home....it’s an experience.

The current owner has cherished this property since 1998 and has loved every moment of life here. Inside, you’ll find a spacious 23’ x 24’ family room that provides ample space for friends and family to gather and make memories.

Step down to the water and experience the beauty and versatility of this ever-changing beach. The shoreline shifts with the tides, providing a unique and dynamic waterfront view every day. Launch a canoe, kayak, or stand-up paddleboard right from your beach and glide out onto the Potomac River. If fishing is your passion, you’ll be delighted to know that the perch are plentiful and ready for your next catch!

Whether you’re seeking a quiet place to relax, a space for water sports, or a serene spot to watch the stars dance across the sky, this property has it all. Come experience the best of waterfront living at Bowles Road, where every day feels like a vacation!

Listing Agent

Jessica Raley

CENTURY 21 New Millennium Listed on: 07/11/2025

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,252

Year Built

  • Built in 1958

Lot Details

  • 0.85 Acre Lot
  • 197 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Landscaped
  • No Through Street
  • Level Lot
  • Back, Front, and Side Yard
  • Property is in good condition
  • Property is zoned RPD

Property Views

  • River
  • Panoramic
  • Creek or Stream

Home Design

  • Rambler Architecture
  • Architectural Shingle Roof
  • Brick Front

Interior Spaces

  • 1,376 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Beamed Ceilings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room
  • Den
  • Crawl Space
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Stove
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Parking

  • 6 Parking Spaces
  • 4 Driveway Spaces
  • 2 Attached Carport Spaces

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • 1 Boat Dock
  • Private Dock Site
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck
  • Exterior Lighting
  • Shed
  • Outbuilding
  • Breezeway

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Propane
  • Well
  • Oil Water Heater
  • On Site Septic

Listing and Financial Details

  • Assessor Parcel Number 1907008244

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,252

Year Built

Built in 1958

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 7/11/2025 12:00:00 AM
  • Year Built: 1958
  • Remarks Public: Welcome to Bowles Road Your Private Waterfront Retreat! Nestled on .85 acres of serene, natural beauty, this special property offers a rare opportunity to enjoy a true beachfront lifestyle. From the moment you arrive, you’re surrounded by nature and tranquility. Throughout the seasons, you’ll witness an abundance of wildlife right in your backyard – from graceful bald eagles and osprey to deer, geese, and countless other native species that call this area home. Step out onto your deck and take in the sights and sounds of the Potomac River. Spend your evenings gazing at the stars and listening to the gentle lapping of the water as you unwind from the day. This is more than a home….it’s an experience. The current owner has cherished this property since 1998 and has loved every moment of life here. Inside, you’ll find a spacious 23’ x 24’ family room that provides ample space for friends and family to gather and make memories. Step down to the water and experience the beauty and versatility of this ever-changing beach. The shoreline shifts with the tides, providing a unique and dynamic waterfront view every day. Launch a canoe, kayak, or stand-up paddleboard right from your beach and glide out onto the Potomac River. If fishing is your passion, you’ll be delighted to know that the perch are plentiful and ready for your next catch! Whether you’re seeking a quiet place to relax, a space for water sports, or a serene spot to watch the stars dance across the sky, this property has it all. Come experience the best of waterfront living at Bowles Road, where every day feels like a vacation!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Exhaust Fan, Refrigerator, Stove, Water Heater, Dishwasher, Oven/Range - Gas
  • Flooring Type: Carpet, Vinyl
  • Interior Amenities: Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island
  • Fireplace Features: Gas/Propane, Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Beamed Ceilings, 9'+ Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Office, Bathroom 1, Bathroom 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1376
  • Living Area Sq Ft: 1376
  • Price Per Sq Ft: 367.01
  • Above Grade Finished Sq Ft: 1376
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20395

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Brick Front, Glass
  • Exterior Features: Exterior Lighting, Outbuilding(s), Private Beach
  • Roof: Architectural Shingle
  • View: Creek/Stream, River, Panoramic, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Dukeharts Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 197

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Attached Carport Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Carport, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Propane - Leased, Oil
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: On Site Septic
  • Utilities: Propane
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121138839208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Front Yard, Landscaping, Level, No Thru Street, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.85
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 37026.00
  • Outdoor Living Structures: Deck(s), Breezeway
  • Property Condition: Good
  • Year Assessed: 2025
  • Zoning: RPD
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3252.00
  • Assessor Parcel Number: 1907008244
  • Tax Total Finished Sq Ft: 1376
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site, Sandy Beach

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $162 $338,800 $216,200 $122,600
2023 $321 $328,033 $0 $0
2022 $3,045 $317,267 $0 $0
2021 $311 $306,500 $208,700 $97,800
2020 $306 $303,933 $0 $0
2019 $2,965 $301,367 $0 $0
2018 $2,895 $298,800 $208,700 $90,100
2017 $226 $298,800 $0 $0
2016 -- $298,800 $0 $0
2015 -- $300,600 $0 $0
2014 $151 $300,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 For Sale $505,000 -- $367 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $40,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $373,350 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDSM2025646

Bright MLS

APN: 07-008244