NOT LISTED FOR SALE

204 N Gaines St Stuart, IA 50250

Guthrie County Neighborhood

Estimated Value: $160,483 - $206,000

2 Beds
1 Bath
1,156 Sq Ft
$161/Sq Ft Est. Value

Sale Details

Date Sold: August 27, 2025

Last sale price $192,000 $166 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,137 / mo

20 Days on Market

Highlights

  • Covered Deck
  • No HOA
  • Laundry Room
  • Ranch Style House
  • Eat-In Kitchen
  • Forced Air Heating and Cooling System

About This Home

As of August 2025

100% move in ready ranch style home in the heart of Stuart! This 2 bedroom ranch offers numerous recent updates throughout, a massive 4 stall garage/workshop, and a large lot walking distance to all the amenities Stuart has to offer. Features of the home include: New flooring, fresh paint, large updated kitchen with stainless appliances and ample cabinets/storage, main level laundry room, newer roof, large closets, fenced yard, large deck that is partially covered, zero maintenance siding, established landscaping, and a large flat lot. Stuart is a hidden gem, just 25 minutes to the Jordan Creek Pkwy exit in WDSM, great schools, and wonderful opportunities to enjoy nature being just minutes to multiple parks/lakes. This listing includes two parcels, please call an agent today for more information or a private tour.

Last Agent to Sell the Property

Cy Phillips

Space Simply Listed on: 07/15/2025

Last Buyer's Agent

David Lake

RE/MAX Precision

RE/MAX Precision

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,977

Year Built

  • Built in 1900

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 60x70
  • Partially Fenced Property
  • Chain Link Fence

Home Design

  • Ranch Style House
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,156 Sq Ft Home
  • Family Room
  • Dining Area
  • Carpet
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • 4 Car Detached Garage
  • Driveway

Outdoor Features

  • Covered Deck

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0001349700

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,977

Year Built

Built in 1900

Lot Details

3,920 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Subtype: Residential
  • Style: Ranch
  • Lp Amt Sq Ft: 173.01
  • Natl Assocof Home Builders: No
  • Sp Amt Sq Ft: 166.09
  • Termite: Follow Showing Instructions
  • Year Built: 1900
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: 1st Flr Laundry, Cable TV, Carpeting, See Remarks
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • First Floor Full Bathrooms: 1
  • Basement Description: Unfinished
  • Dining Room: Dining Areas, Eat In Kitchen
  • Family Room: 1st Floor
  • Other Rooms: See Remarks
  • Included Items: Dishwasher, Microwave, Refrigerator, Stove
  • Living Area Sq Ft: 1156
  • Total Sq Ft: 1156

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Covered Deck, Deck, Partially Fenced Yard
  • Fence Type: Chain Link
  • Foundation: See Remarks
  • Roof: Asphalt Shingle
  • Street Feature: Concrete
  • Trim: Oak

Garage/Parking

  • Driveway: Concrete
  • Garage: 2 Detached, 4 Detached
  • Garage Parking Stalls: 4

Utilities

  • Sewer: City
  • Water: City
  • Air Conditioner: Central
  • Heat: Gas Forced Air

Condo/Co-op/Association

  • Association Fee: No

Lot Info

  • Acres: 0.0900
  • Lot S F: 3920
  • Lot Shape: Regular
  • Lot Size: 60X70
  • Assessor Parcel Number: 0001349700
  • Zoning: Res

Green Features

  • Additional Green Features: No
  • ENERGYSTAR qualified New Home: No
  • HERS Rating: No
  • Leed For Homes: No
  • Solar: No

Multi Family

  • Geo Solar Thermal: No

Tax Info

  • Gross Taxes: 1977.00
  • Net Taxes: 1977.00
  • Tax Year: 24

MLS Schools

  • School District: West Central Valley

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2025
Closed on
Aug 26, 2025
Sold by
Bought by
Seller's Agent
Cy Phillips
Space Simply
Buyer's Agent
David Lake
RE/MAX Precision
List Price
$200,000
Sold Price
$192,000
Premium/Discount to List
-$8,000
-4%
Views
19
Current Estimated Value
$186,621

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,379
Avg. Annual Appreciation
-3.45%
Original Mortgage
$42,240
Outstanding Balance
$39,533
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$147,088

Purchase Details

Listed on
Jan 4, 2012
Closed on
Mar 15, 2012
Sold by
Bought by
Seller's Agent
Jennifer Farrell
RE/MAX Concepts
Buyer's Agent
Amy Cownie
Keller Williams Realty GDM
List Price
$107,500
Sold Price
$105,500
Premium/Discount to List
-$2,000
-1.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.56%
Original Mortgage
$102,825
Interest Rate
3.88%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$192,000 None Listed On Document
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $42,240
Open $144,000
Previous Owner $102,825
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/27/2025 08/27/25 Sold $192,000 -4.0% $166 / Sq Ft
08/04/2025 08/04/25 Pending -- -- --
07/15/2025 07/15/25 For Sale $200,000 +89.6% $173 / Sq Ft
03/21/2012 03/21/12 Sold $105,500 -1.9% $91 / Sq Ft View Prior Sale
03/15/2012 03/15/12 Pending -- -- --
01/04/2012 01/04/12 For Sale $107,500 -- $93 / Sq Ft
Source: Des Moines Area Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,574 $103,100 $10,000 $93,100
2024 $1,574 $92,100 $7,800 $84,300
2023 $1,504 $92,100 $7,800 $84,300
2022 $1,414 $75,800 $7,800 $68,000
2021 $1,414 $75,800 $7,800 $68,000
2020 $1,632 $72,400 $6,700 $65,700
2019 $1,306 $0 $0 $0
2018 $1,260 $0 $0 $0
2017 $1,328 $0 $0 $0
2016 $1,328 $0 $0 $0
2015 $1,352 $57,000 $0 $0
2014 $1,362 $57,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Cy Phillips

    Seller's Agent in 2025

    Cy Phillips

    Space Simply

    (515) 423-0899

    2 in this area

    498 Total Sales

    Cy Phillips
    Section Image

  • D

    Buyer's Agent in 2025

    David Lake

    RE/MAX

    (515) 419-0493

    1 in this area

    84 Total Sales

    David Lake
    Section Image
  • Jennifer Farrell

    Seller's Agent in 2012

    Jennifer Farrell

    RE/MAX

    (515) 779-7500

    364 Total Sales

    Jennifer Farrell
    Section Image

  • A

    Buyer's Agent in 2012

    Amy Cownie

    Keller Williams Realty GDM

See All Agents

Map

Source: Des Moines Area Association of REALTORS®

MLS Number: 722407

Des Moines Area Association of REALTORS®

APN: 0001349700

Iowa Guthrie County Stuart 50250 Guthrie County

204 N Gaines St, Stuart, IA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Des Moines Area Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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