Seller's Agent in 2026
Donna McQuade
Coldwell Banker Real Estate Group
(630) 341-6039
5 in this area
61 Total Sales
2040 Forest Ridge Rd Saint Charles, IL 60174
Northeast Saint Charles NeighborhoodEstimated Value: $537,773 - $575,000
4
Beds
2.5
Baths
2,188
Sq Ft
$256/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Deck
- Recreation Room
- Munhall Elementary School Rated A
- Property is near park
- Wooded Lot
About This Home
As of February 2026Welcome to 2040 Forest Ridge Road-your opportunity to move right into a beautifully updated home on a picturesque, tree-lined street on St. Charles' desirable east side. Every room has been thoughtfully refreshed, allowing you to simply settle in and enjoy. Step inside and you're greeted by a spacious, light-filled living room with gleaming hardwood floors that seamlessly connects to the dining room. This open flow creates the perfect setting for hosting holiday gatherings or everyday get-togethers. The updated eat-in kitchen is a standout, featuring tall 48" cabinets, stone countertops, and a center island ideal for meal prep or casual dining. Just off the kitchen is the warm and inviting family room, complete with a cozy fireplace to enjoy on chilly evenings. Sliding glass doors lead you outside to a large elevated deck-an ideal spot for grilling, gathering, or relaxing while overlooking the serene backyard. The fully fenced yard offers meandering paths through natural landscaping and mature trees, creating a peaceful, shaded retreat in warmer months. Upstairs, you'll find four generously sized bedrooms. The primary suite is a quiet getaway, offering a private bath and a spacious walk-in closet. The updated hall bath serves the additional bedrooms with style and convenience. The finished basement adds even more versatility, providing an ideal recreation space-perfect for movie nights, gaming, hobbies, or a creative workspace. An unfinished area offers abundant storage options. Additional conveniences include a first-floor laundry room and an attached two-car garage. Located close to shopping, schools, parks, and entertainment, this home offers comfort, style, and an unbeatable location. Come see all that 2040 Forest Ridge Road has to offer!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #471004390 Listed on: 11/19/2025
Last Buyer's Agent
Coldwell Banker Real Estate Group License #471004390 Listed on: 11/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,030
Year Built
- Built in 1985
Lot Details
- 16,553 Sq Ft Lot
- Lot Dimensions are 51 x 51 x 17 x 167 x 111x 139
- Fenced
- Paved or Partially Paved Lot
- Wooded Lot
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Off-Street Parking
- Parking Included in Price
Home Design
- Colonial Architecture
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,188 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Drapes & Rods
- Blinds
- Window Screens
- Sliding Doors
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Full Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
- Sink Near Laundry
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Shed
Location
- Property is near park
Schools
- Fox Ridge Elementary School
- Wredling Middle School
- St Charles East High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener is Owned
- Cable TV Available
Listing and Financial Details
- Senior Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2025
Closed on
Jan 12, 2026
Sold by
Bought by
Seller's Agent
Donna McQuade
Coldwell Banker Real Estate Group
Buyer's Agent
Donna McQuade
Coldwell Banker Real Estate Group
List Price
$550,000
Sold Price
$560,000
Premium/Discount to List
$10,000
1.82%
Views
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$807
Avg. Annual Appreciation
-0.38%
Original Mortgage
$450,000
Outstanding Balance
$449,567
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$109,626
Purchase Details
Closed on
Dec 2, 2009
Sold by
Bought by
Purchase Details
Closed on
Jul 23, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,000
Interest Rate
6.34%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 24, 2000
Sold by
Bought by
Purchase Details
Closed on
Jul 28, 1998
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,500
Interest Rate
7.03%
Mortgage Type
Balloon
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $560,000 | None Listed On Document | ||
| -- | None Available | ||
| $333,000 | Chicago Title Insurance Comp | ||
| -- | -- | ||
| $221,500 | Advanced Title Services Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $450,000 | ||
| Previous Owner | $253,000 | ||
| Previous Owner | $107,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/02/2026 02/02/26 | Sold | $560,000 | +1.8% | $256 / Sq Ft |
| 11/24/2025 11/24/25 | For Sale | $550,000 | -- | $251 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,030 | $137,647 | $46,550 | $91,097 |
| 2023 | $8,579 | $123,196 | $41,663 | $81,533 |
| 2022 | $8,798 | $119,968 | $44,271 | $75,697 |
| 2021 | $8,429 | $114,353 | $42,199 | $72,154 |
| 2020 | $8,331 | $112,221 | $41,412 | $70,809 |
| 2019 | $8,171 | $109,999 | $40,592 | $69,407 |
| 2018 | $8,310 | $111,184 | $39,048 | $72,136 |
| 2017 | $8,076 | $107,383 | $37,713 | $69,670 |
| 2016 | $8,917 | $103,611 | $36,388 | $67,223 |
| 2015 | -- | $99,651 | $35,996 | $63,655 |
| 2014 | -- | $96,757 | $35,996 | $60,761 |
| 2013 | -- | $98,385 | $36,356 | $62,029 |
Source: Public Records
Agents Affiliated with this Home
-
Donna McQuade
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12508509
APN: 09-26-251-016
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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