20405 Front Beach Rd Panama City Beach, FL 32413
Estimated payment $27,699/month
Highlights
- Property fronts gulf or ocean
- Heated In Ground Pool
- Vaulted Ceiling
- J.R. Arnold High School Rated A-
- Contemporary Architecture
- Wood Flooring
About This Home
**Virtual Tour Available**
20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the home's condition has been maintained at the highest caliber. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $31,956
Year Built
- Built in 2019
Lot Details
- 3,920 Sq Ft Lot
- Lot Dimensions are 38x105
- Property fronts gulf or ocean
Parking
- 0.5 Car Attached Garage
Home Design
- Contemporary Architecture
- Frame Construction
- Metal Roof
- Piling Construction
- Cement Board or Planked
Interior Spaces
- 5,215 Sq Ft Home
- 4-Story Property
- Furnished
- Vaulted Ceiling
- Recessed Lighting
- Window Treatments
- Living Room
- Loft
- Bonus Room
- Wood Flooring
- Gulf Views
Kitchen
- Electric Oven or Range
- Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- 9 Bedrooms
Laundry
- Dryer
- Washer
Pool
- Heated In Ground Pool
- Spa
Outdoor Features
- Balcony
- Covered Patio or Porch
- Built-In Barbecue
Schools
- West Bay Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Multiple cooling system units
- Multiple Water Heaters
Community Details
- Laguna Beach Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 36627-000-000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $31,956 | $2,626,257 | $991,800 | $1,634,457 |
| 2023 | $31,956 | $2,552,763 | $909,150 | $1,643,613 |
| 2022 | $33,695 | $2,909,750 | $644,670 | $2,265,080 |
| 2021 | $27,495 | $2,289,320 | $522,348 | $1,766,972 |
| 2020 | $23,483 | $1,923,776 | $450,225 | $1,473,551 |
| 2019 | $9,017 | $783,000 | $783,000 | $0 |
| 2018 | $17,513 | $1,395,917 | $0 | $0 |
| 2017 | $12,494 | $988,241 | $0 | $0 |
| 2016 | $12,036 | $934,468 | $0 | $0 |
| 2015 | $12,094 | $913,320 | $0 | $0 |
| 2014 | $11,972 | $905,222 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Price Changed | $4,699,000 | -6.0% | $901 / Sq Ft |
| 03/20/2025 03/20/25 | Price Changed | $4,999,000 | 0.0% | $959 / Sq Ft |
| 03/18/2025 03/18/25 | For Sale | $4,999,999 | +525.0% | $959 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $800,000 | -- | -- |
| 12/15/2021 12/15/21 | Sold | $3,800,000 | 0.0% | $729 / Sq Ft |
| 09/12/2021 09/12/21 | Pending | -- | -- | -- |
| 07/13/2021 07/13/21 | For Sale | $3,800,000 | +42.9% | $729 / Sq Ft |
| 10/23/2020 10/23/20 | Sold | $2,660,000 | 0.0% | $512 / Sq Ft |
| 08/24/2020 08/24/20 | Pending | -- | -- | -- |
| 08/23/2020 08/23/20 | For Sale | $2,660,000 | +232.5% | $512 / Sq Ft |
| 03/05/2012 03/05/12 | Sold | $800,000 | -50.6% | $267 / Sq Ft |
| 02/16/2012 02/16/12 | Pending | -- | -- | -- |
| 07/01/2011 07/01/11 | For Sale | $1,620,000 | -- | $540 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $3,800,000 | Attorney | |
| Warranty Deed | $3,800,000 | None Listed On Document | |
| Warranty Deed | $2,660,000 | Attorney | |
| Warranty Deed | $2,650,000 | Diamond Title Agency | |
| Quit Claim Deed | -- | Attorney | |
| Deed | -- | Old Republic Natl Title Ins | |
| Warranty Deed | $1,810,000 | Attorney | |
| Warranty Deed | $800,000 | Mcneese Title Llc | |
| Warranty Deed | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $266,668 | New Conventional | |
| Open | $3,040,000 | Future Advance Clause Open End Mortgage | |
| Closed | $3,040,000 | New Conventional | |
| Previous Owner | $2,192,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $1,987,500 | New Conventional | |
| Previous Owner | $3,225,000 | Commercial | |
| Previous Owner | $662,250 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $690,000 | Seller Take Back |
Source: Emerald Coast Association of REALTORS®
MLS Number: 971408
APN: 36627-000-000
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