$310,000

20406 Shore Harbour Dr Germantown, MD 20874

Estimated payment $2,614/month

Total Views 8,243
2 Beds
2 Baths
1,196 Sq Ft
$259 Price per Sq Ft

Highlights

  • Water Access
  • Lake View
  • Lake Privileges
  • Dr. Martin Luther King, Jr. Middle School Rated A-
  • Open Floorplan
  • Community Lake

About This Home

Welcome to this beautiful lower level condo in the sought-after Shore Harbour community—perfect for pet owners and nature lovers alike! Step right outside your back door onto the nearby trails without having to walk through building common areas -- ideal for daily walks and lakeside relaxation. It truly feels like your own private, lakefront backyard, and you can even access your back door via a short path from your private parking spot. And, fear not on storage space - the primary bedroom closet comes equipped with a custom Closet America system with a transferable lifetime warranty to organize every bag and shoe! This move-in-ready, 2 bedroom, 2 bath home also features recently replaced flooring and fixtures, a cozy gas fireplace for year-round comfort, a 4-year-old HVAC system for more energy-efficient climate control, a spacious chef's kitchen, and a private patio with tranquil lake views and storage. Imagine waking up in the primary bedroom and opening the sliding door a few steps away to watch the sun rise and set. Yes, please! And you'll move in just in time to enjoy the community's pool, clubhouse, and tennis and pickleball courts for the season. Located just a few paces from Little Seneca Lake and a bike ride away from the 2,000-acre Black Hill Regional Park. Minutes from shopping and dining, and one mile to I-270, this condo offers the perfect blend of comfort, convenience, and natural beauty. Please schedule all showings online via Showing Time.

Listing Agent

Kayleigh Kulp

Keller Williams Capital Properties License #636132 Listed on: 07/17/2025

Keller Williams Capital Properties

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,083

Year Built

  • Built in 1992 | Remodeled in 2022

HOA Fees

  • $680 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,196 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Window Treatments
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Efficiency Studio
  • Lake Views
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Kitchen in Efficiency Studio
  • Stainless Steel Appliances
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower

Parking

  • Lighted Parking
  • Parking Lot
  • 1 Assigned Parking Space

Outdoor Features

  • Water Access
  • Property is near a lake
  • Lake Privileges
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 160202958615

Community Details

Overview

  • Association fees include all ground fee, common area maintenance, lawn maintenance, management, parking fee, pool(s), road maintenance, snow removal, trash
  • Low-Rise Condominium
  • South Shore Harbour Codm Subdivision
  • Community Lake

Amenities

  • Common Area
  • Community Center

Recreation

  • Tennis Courts
  • Community Pool
  • Jogging Path
  • Bike Trail

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,083

Year Built

Built in 1992 | Remodeled in 2022

Lot Details

0

HOA Fees

$680 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Traditional
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1992
  • Year Renovated: 2022
  • Remarks Public: Welcome to this beautiful lower level condo in the sought-after Shore Harbour community—perfect for pet owners and nature lovers alike! Step right outside your back door onto the nearby trails without having to walk through building common areas -- ideal for daily walks and lakeside relaxation. It truly feels like your own private, lakefront backyard, and you can even access your back door via a short path from your private parking spot. And, fear not on storage space - the primary bedroom closet comes equipped with a custom Closet America system with a transferable lifetime warranty to organize every bag and shoe! This move-in-ready, 2 bedroom, 2 bath home also features recently replaced flooring and fixtures, a cozy gas fireplace for year-round comfort, a 4-year-old HVAC system for more energy-efficient climate control, a spacious chef's kitchen, and a private patio with tranquil lake views and storage. Imagine waking up in the primary bedroom and opening the sliding door a few steps away to watch the sun rise and set. Yes, please! And you'll move in just in time to enjoy the community's pool, clubhouse, and tennis and pickleball courts for the season. Located just a few paces from Little Seneca Lake and a bike ride away from the 2,000-acre Black Hill Regional Park. Minutes from shopping and dining, and one mile to I-270, this condo offers the perfect blend of comfort, convenience, and natural beauty. Please schedule all showings online via Showing Time.
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Stainless Steel Appliances
  • Entry Floor: 1
  • Interior Amenities: Breakfast Area, Combination Kitchen/Dining, Efficiency, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Efficiency, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Window Treatments
  • Fireplace Features: Gas/Propane, Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 1196
  • Living Area Sq Ft: 1196
  • Price Per Sq Ft: 259.20
  • Above Grade Finished Sq Ft: 1196
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20406

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Lake
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Assigned Spaces Count: 1
  • Garage: No
  • Parking Features: Assigned, Lighted Parking
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 680.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Bike Trail, Common Grounds, Community Center, Jog/Walk Path, Lake, Pool - Outdoor, Reserved/Assigned Parking, Swimming Pool, Tennis Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: All Ground Fee, Common Area Maintenance, Lawn Maintenance, Management, Parking Fee, Pool(s), Road Maintenance, Snow Removal, Trash
  • HOA: No
  • Senior Community: No

Schools

  • School District: MONTGOMERY COUNTY PUBLIC SCHOOLS
  • School District Key: 121138126809
  • School District Source: Listing Agent

Lot Info

  • Outdoor Living Structures: Patio(s)
  • Year Assessed: 2025
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Lease Considered: Yes
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3083.45
  • Assessor Parcel Number: 160202958615
  • Tax Year: 2025

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,083 $280,000 $84,000 $196,000
2024 $3,083 $261,667 $0 $0
2023 $2,178 $243,333 $0 $0
2022 $1,854 $225,000 $67,500 $157,500
2021 $1,721 $213,333 $0 $0
2020 $3,180 $201,667 $0 $0
2019 $2,151 $190,000 $57,000 $133,000
2018 $2,118 $186,667 $0 $0
2017 $1,431 $183,333 $0 $0
2016 $1,545 $180,000 $0 $0
2015 $1,545 $180,000 $0 $0
2014 $1,545 $180,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 For Rent $2,700 0.0% --
07/17/2025 07/17/25 For Sale $310,000 +0.9% $259 / Sq Ft
05/31/2023 05/31/23 Sold $307,350 +9.8% $257 / Sq Ft
05/09/2023 05/09/23 Pending -- -- --
05/04/2023 05/04/23 For Sale $279,990 +21.7% $234 / Sq Ft
12/30/2020 12/30/20 Sold $230,000 0.0% $192 / Sq Ft
11/18/2020 11/18/20 Pending -- -- --
11/16/2020 11/16/20 Price Changed $230,000 -4.2% $192 / Sq Ft
10/30/2020 10/30/20 For Sale $240,000 +13.2% $201 / Sq Ft
11/18/2016 11/18/16 Sold $212,000 +1.0% $177 / Sq Ft
10/10/2016 10/10/16 Pending -- -- --
09/22/2016 09/22/16 For Sale $210,000 -- $176 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $307,350 Universal Title
Deed $230,000 Classic Settlements Inc
Deed $212,000 None Available
Deed $119,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $301,782 FHA
Previous Owner $184,000 New Conventional
Previous Owner $201,400 New Conventional
Previous Owner $40,000 Unknown
Source: Public Records

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Source: Bright MLS

MLS Number: MDMC2191148

Bright MLS

APN: 02-02958615