$630,000
SOLD JUL 30, 2024

20407 Harborgate Ct Unit 406 Cornelius, NC 28031

2 Beds
2 Baths
1,250 Sq Ft
$386/mo HOA Fee

Recently Sold

$504 Per Sq Ft

6% Below List Price

14 Days on Market

Highlights

  • Assigned Boat Slip
  • Pier or Dock
  • Waterfront
  • Bailey Middle School Rated A-
  • Access To Lake
  • Open Floorplan

About This Home

As of July 2024

Rare Lake Norman Waterfront Penthouse with Privacy in BLD #4 with assigned Deep Water Boat Slip #34 included with Property. Community tucked away in Prestigious Cornelius, close to shopping & restaurants but private. Best Views on Lake Norman! Unobstructed Stunning Lake Views of Main Channel & Sunset Views from Great Room, Kitchen, Dining, Primary Bedroom, but very private. Full Length tiled deck/balcony with Pella Sliding Doors, Retractable Screens, Solar Blinds. Open Floor plan has vaulted Great Room Ceilings with Wood Burning Fireplace. Enjoy Community Gazebo, launching your kayak or paddle boards or just Enjoy the Sandy Beach Area. Enjoy Community Pool and Club House with Lush Landscaping throughout the property. Newer SS Samsung Refrigerator, SS Microwave, Maytag Washer/Dryer Top Load agitator incl. Condo is in Pristine Condition, meticulously maintained. Owner has HVAC/with UV Light serviced semi-annually, Hot Water Tank Drained and Dryer Vent Cleaned, plumbing checked annually.

Last Agent to Sell the Property

Carol Blair

Berkshire Hathaway HomeServices Carolinas Realty Brokerage Email: carol.blair@bhhscarolinas.com License #180430 Listed on: 06/01/2024

Berkshire Hathaway HomeServices Carolinas Realty

Last Buyer's Agent

Non Member

Canopy Administration

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,490

Year Built

  • Built in 1985

Lot Details

  • Waterfront

HOA Fees

Parking

  • Assigned Parking

Home Design

  • Brick Exterior Construction
  • Permanent Foundation

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Wood Burning Fireplace
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room with Fireplace
  • Water Views

Kitchen

  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Access To Lake
  • Assigned Boat Slip
  • Deck
  • Covered patio or porch

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-30

Community Details

Overview

  • Main Street Management Association, Phone Number (704) 255-1266
  • Harborgate Yacht Club Association
  • Mid-Rise Condominium
  • Harborgate Condos
  • Harborgate Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Pier or Dock
  • Recreation Facilities
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,490

Year Built

Built in 1985

Lot Details

0

HOA Fees

$386 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1985
  • Special Assessment Yn: 1
  • Proposed Special Assessment Yn: 0
  • Special Assessment Description: 1828.08 for Capital Improvements paid by seller
  • Second Living Quarters: None
  • Road Surface Type: None, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 504.00
  • Property Sub Type Additional: Mid-Rise
  • Geocode Confidence: High
  • Attribution Contact: carol.blair@bhhscarolinas.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Permanent
  • Entry Level: 3
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Cable Prewire, Entrance Foyer, Garden Tub, Open Floorplan, Pantry, Storage
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1250
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 48
  • Sq Ft Unheated Total: 48
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 1250
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Insulated Door(s), Sliding Doors, Storm Door(s)
  • Fireplace Features: Family Room, Wood Burning
  • Living Area: 1250
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 2
  • Room Count: 1

Exterior Features

  • Exterior Features: Storage
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Public, Boat Ramp – Community, Boat Slip (Lease/License), Paddlesport Launch Site - Community, Pier - Community
  • Construction Type: Brick Partial, Fiber Cement
  • Patio And Porch Features: Covered, Deck

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned

Utilities

  • Heating: Electric
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Cooling: Electric
  • Utilities: Cable Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Lake Access, Outdoor Pool, Recreation Area, Sidewalks, Street Lights
  • Association Fee: 340.25
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 550
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Harborgate
  • Senior Community: No
  • Association: Harborgate Yacht Club
  • Association Name: Main Street Management
  • Phone: 704-255-1266
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Annual Expense: 4633.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Features: Views, Waterfront
  • Parcel Number: 001-441-30
  • Zoning: GR
  • Land Included Yn: 0
  • Zoning Specification: GR

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2024
Closed on
Jul 30, 2024
Sold by
Christopher Lee Spradlin and Christopher Teresa Dali
Bought by
Cdub Llc
Seller's Agent
Carol Blair
Berkshire Hathaway HomeServices Carolinas Realty
Buyer's Agent
Non Member
Canopy Administration
List Price
$669,000
Sold Price
$630,000
Premium/Discount to List
-$39,000
-5.83%
Total Days on Market
14
Views
16
Current Estimated Value
$628,476

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,524
Avg. Annual Appreciation
-0.28%

Purchase Details

Closed on
Mar 19, 2018
Sold by
Spardlin Christopher Lee and Spardlin Teresa Daline
Bought by
Spardlin Christopher Lee and Spardlin Teresa Daline

Purchase Details

Closed on
Sep 1, 2003
Sold by
Matney William J and Matney Linda E
Bought by
Spradlin Christopher Lee and Spradlin Teresa Daline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 29, 1998
Sold by
Linda Matney and Linda William J
Bought by
Matney William J and Matney Linda E
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $630,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed $160,000 --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $139,900 Unknown
Previous Owner $152,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2024 07/30/24 Sold $630,000 -4.4% $504 / Sq Ft
06/16/2024 06/16/24 Pending -- -- --
06/10/2024 06/10/24 Price Changed $659,000 -1.5% $527 / Sq Ft
06/01/2024 06/01/24 For Sale $669,000 -- $535 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,490 $533,196 $0 $533,196
2022 $3,070 $366,000 $0 $366,000
2021 $3,110 $366,000 $0 $366,000
2020 $3,070 $366,000 $0 $366,000
2019 $3,104 $366,000 $0 $366,000
2018 $2,939 $270,000 $100,000 $170,000
2017 $2,915 $270,000 $100,000 $170,000
2016 $2,911 $270,000 $100,000 $170,000
2015 $2,867 $270,000 $100,000 $170,000
2014 $2,865 $270,000 $100,000 $170,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4141955

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-30