NOT LISTED FOR SALE

20407 Harborgate Ct Unit 412 Cornelius, NC 28031

Estimated Value: $627,775 - $664,000

3 Beds
2 Baths
1,369 Sq Ft
$378/mo HOA Fee

Last Sold April 14, 2022

Last sale price $590,000 $431 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $4,130/month

11 Days on Market

Highlights

  • Covered Dock
  • Assigned Boat Slip
  • Clubhouse
  • Bailey Middle School Rated A-
  • Community Lake
  • Family Room with Fireplace

About This Home

As of April 2022

* *SOLD site unseen, during the coming soon** RARE Gorgeous Lake Norman Waterfront End Unit Penthouse Condo with Assigned BOAT SLIP #16. Only 60 condos in this Private Exclusive Water Front community! Three large bedrooms & two updated baths. Open Floor Plan. Stunning Lake & Sunset Views from Living Areas and Main Bedroom. Enjoy beautiful views from Sliding Glass Doors leading to huge spacious balcony & porch! $7000 hydro stop waterproof balcony flooring. Great Room with Wood Burning Fireplace. New carpet and fresh paint. Owner has made many improvements. Move in ready. Water & Basic Cable included in HOA dues. Excellent location, close to shopping/restaurants. Storage room on balcony & storage room in basement for all your water toys. James Hardie Board Siding- 2018 Exterior Renovation Project Completed. Enjoy walking to your own Deep Water Boat Slip, and Relaxing on the Gazebo. Beautiful 10+ acres of greenspace owned by community/owners.

Last Agent to Sell the Property

Jennifer Smith

Southern Dream Homes License #C21955 Listed on: 03/09/2022

Last Buyer's Agent

Non Member

Canopy Administration

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,617

Year Built

  • Built in 1985

Lot Details

  • End Unit

HOA Fees

Parking

  • Assigned Parking

Home Design

  • Entry on the 3rd floor
  • Hardboard

Interior Spaces

  • 1,369 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room with Fireplace
  • Storage Room

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Outdoor Features

  • Assigned Boat Slip
  • Covered Dock

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Forced Air Heating System
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 001-441-36

Community Details

Overview

  • Csi Association, Phone Number (704) 892-1660
  • Mid-Rise Condominium
  • Harborgate Condos
  • Mandatory home owners association
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,617

Year Built

Built in 1985

Lot Details

0

HOA Fees

$378 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1985
  • Unit Floor Level: 3
  • Structure Type: Mid-Rise
  • ResoPropertyType: Residential
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Flooring: Carpet, Laminate, Tile, Wood
  • Interior Amenities: Attic Other, Cable Available, Cathedral Ceiling(s), Pantry, Storage Unit, Walk-In Closet(s)
  • Fixture Exception Yn: 0
  • Sq Ft Additional: 40
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1369
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Cable Prewire, Ceiling Fan(s), Dishwasher, Electric Oven, Electric Dryer Hookup, Electric Range, Plumbed For Ice Maker, Microwave
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Family Room
  • Living Area: 1369
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Half Bathrooms: 0

Exterior Features

  • New Construction: No
  • Tax Location: No City Taxes Paid
  • Construction Type: Site Built
  • Water Body Name: Lake Norman
  • Waterfront Features: Beach - Public, Boat Slip – Community, Boat Slip (Lease/License), Covered structure, Boat Slip – Community
  • Construction Type: Hardboard Siding

Garage/Parking

  • Main Level Garage YN: 0
  • Parking Features: Assigned, None

Utilities

  • Heating: Central, Forced Air, Heat Pump, Heat Pump
  • Sewer: Public Sewer
  • Water Heater: Electric
  • Laundry Features: Main Level, Laundry Room
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Lake, Outdoor Pool, Street Lights
  • Association Fee: 327.64
  • Association Fee Frequency: Monthly
  • Association #2 Fee: 600
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Complex Name: Harborgate
  • Association Name: CSI
  • Phone: 704-892-1660
  • ResoAssociationFeeFrequency: Monthly

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required
  • HOA Email: csiproperties.com
  • HOA Management Name 2: Yacht Club
  • HOA Management Phone 2: 215-431-8237

Lot Info

  • Lot Features: Beach Front, End Unit, Lake On Property, Lake Access
  • Lot Size Units: Acres
  • Parcel Number: 001-441-36
  • Land Included Yn: 0
  • Zoning Description: GR

Tax Info

  • RATIO List Price By Tax Amount: 1.46121

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 16, 2014
Sold by
Shoffner John
Bought by
Steck Robert Clark and Steck Barbara K
Current Estimated Value
$653,444

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,000
Outstanding Balance
$146,584
Interest Rate
2.72%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$512,905

Purchase Details

Closed on
Jul 22, 2003
Sold by
Cole Robert R and Maeda Seiko
Bought by
Shoffner John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,700
Interest Rate
5.16%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Steck Robert Clark $255,000 None Available
Shoffner John $183,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Steck Robert Clark $204,000
Previous Owner Shoffner John $145,300
Previous Owner Shoffner John $164,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/14/2022 04/14/22 Sold $590,000 +7.3% $431 / Sq Ft
03/18/2022 03/18/22 For Sale $550,000 0.0% $402 / Sq Ft
03/09/2022 03/09/22 Pending -- -- --
02/26/2022 02/26/22 For Sale $550,000 -- $402 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,617 $543,619 -- $543,619
2024 $3,617 $543,619 -- $543,619
2023 $3,557 $543,619 $0 $543,619
2022 $3,235 $376,400 $0 $376,400
2021 $3,197 $376,400 $0 $376,400
2020 $3,158 $376,400 $0 $376,400
2019 $3,191 $376,400 $0 $376,400
2018 $2,991 $274,900 $100,000 $174,900
2017 $2,967 $274,900 $100,000 $174,900
2016 $2,964 $274,900 $100,000 $174,900
2015 $2,919 $274,900 $100,000 $174,900
2014 $2,917 $274,900 $100,000 $174,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3833223

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-36