2043 Garrard St Covington, KY 41014
Wallace Woods NeighborhoodEstimated payment $1,186/month
Total Views
67,294
2
Beds
1.5
Baths
--
Sq Ft
--
Price per Sq Ft
Highlights
- Hot Property
- No HOA
- Stainless Steel Appliances
- Traditional Architecture
- Formal Dining Room
- Porch
About This Home
100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted, professionally cleaned, and featuring brand-new carpet, the home feels bright, clean, and truly turnkey. Maintenance-free vinyl flooring, ample natural light, and a beautiful stained-glass window add warmth and character throughout the interior. The remodeled kitchen includes stainless steel appliances, updated lighting, and cased windows that showcase the home's original craftsmanship. Additional major updates include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, providing peace of mind for years to come. A full basement offers excellent storage or future finishing potential, while the fireplace adds comfort and charm to the main living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Conveniently located near parks, dining, and downtown access, this home delivers affordability, functionality, and style in one complete package.
Home Details
Home Type
- Single Family
Year Built
- Built in 1904
Lot Details
- 2,374 Sq Ft Lot
- Privacy Fence
- Wood Fence
- Chain Link Fence
- Level Lot
- Cleared Lot
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Chandelier
- Non-Functioning Fireplace
- Brick Fireplace
- Vinyl Clad Windows
- Panel Doors
- Entrance Foyer
- Living Room
- Formal Dining Room
- Storage
- Laundry Room
- Home Security System
Kitchen
- Galley Kitchen
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Laminate Countertops
Flooring
- Carpet
- Laminate
- Concrete
Bedrooms and Bathrooms
- 2 Bedrooms
Unfinished Basement
- Walk-Out Basement
- Laundry in Basement
Outdoor Features
- Patio
- Porch
Schools
- Sixth District Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Matterport 3D Tour
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,200 | $166,000 | $5,000 | $161,000 |
| 2024 | $789 | $60,000 | $5,000 | $55,000 |
| 2023 | $799 | $60,000 | $5,000 | $55,000 |
| 2022 | $852 | $60,000 | $5,000 | $55,000 |
| 2021 | $523 | $30,000 | $5,000 | $25,000 |
| 2020 | $521 | $30,000 | $5,000 | $25,000 |
| 2019 | $526 | $30,000 | $5,000 | $25,000 |
| 2018 | $536 | $30,000 | $5,000 | $25,000 |
| 2017 | $465 | $25,000 | $5,000 | $20,000 |
| 2015 | $601 | $25,000 | $5,000 | $20,000 |
| 2014 | $304 | $13,000 | $5,000 | $8,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/03/2026 02/03/26 | For Sale | $189,000 | +13.9% | -- | |
| 02/26/2024 02/26/24 | Sold | $166,000 | -1.8% | $153 / Sq Ft | View Prior Sale |
| 01/25/2024 01/25/24 | Pending | -- | -- | -- | |
| 11/17/2023 11/17/23 | Price Changed | $169,000 | -3.4% | $156 / Sq Ft | |
| 10/10/2023 10/10/23 | Price Changed | $175,000 | -5.4% | $161 / Sq Ft | |
| 09/26/2023 09/26/23 | Price Changed | $185,000 | -5.1% | $171 / Sq Ft | |
| 09/08/2023 09/08/23 | For Sale | $195,000 | -- | $180 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $166,000 | Northwest Title | |
| Warranty Deed | $166,000 | Northwest Title | |
| Deed | $13,000 | Regional First Title Group | |
| Commissioners Deed | $40,000 | None Available | |
| Warranty Deed | $75,300 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $10,000 | New Conventional | |
| Open | $162,291 | FHA | |
| Closed | $162,291 | FHA | |
| Previous Owner | $74,136 | FHA |
Source: Public Records
About the Listing Agent
Our business is built upon the principles of integrity, professionalism, hard work, communication and a strong belief in people.
The Treas Team offers unparalleled service to ALL clients in the Northern Kentucky real estate market. Whether you are considering buying a home, selling a home or both, we know this area inside and out. Your complete satisfaction with our service and representation is our number one priority.
As a 3rd generation realtor Brad has grown up in the
Bradley's Other Listings
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639615
APN: 055-32-04-056.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
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