NOT LISTED FOR SALE

20437 Harborgate Ct Unit 703 Cornelius, NC 28031

Estimated Value: $620,637 - $715,000

3 Beds
2 Baths
1,377 Sq Ft
$327/mo HOA Fee

Last Sold December 06, 2019

Last sale price $490,000 $356 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $4,146/month

61 Days on Market

Highlights

  • Waterfront
  • Open Floorplan
  • Clubhouse
  • Bailey Middle School Rated A-
  • Community Lake
  • Transitional Architecture

About This Home

As of December 2019

Ready to own one of the best views on Lake Norman? Gorgeous 3 bedroom, 2 bath penthouse condo with full length deck on the waterfront. Boat slip included. Beautiful hickory hard wood flooring throughout, new cabinets, granite counter tops and stainless steel appliances in kitchen, open floor plan, storage on deck and basement room. Convenient location with access to great shopping, restaurants, and interstate highways. Harborgate amenities include landscaped waterfront, sandy beach, walking trails, swimming pool and clubhouse. Live the dream in the move-in ready condo.

Last Agent to Sell the Property

Gina Harris

RE/MAX Executive License #189759 Listed on: 08/31/2019

RE/MAX Executive

Last Buyer's Agent

Kim Wilson

Keller Williams Lake Norman License #172060

Keller Williams Lake Norman

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1985

Lot Details

  • Waterfront

HOA Fees

  • $327 Monthly HOA Fees

Home Design

  • Transitional Architecture
  • Slab Foundation

Interior Spaces

  • 2 Full Bathrooms
  • Open Floorplan
  • Wood Burning Fireplace
  • Storage Room

Flooring

  • Wood
  • Tile

Listing and Financial Details

  • Assessor Parcel Number 001-441-57

Community Details

Overview

  • Csi Association, Phone Number (704) 892-1660
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Trails

Property Details

Home Type

Condominium

Year Built

Built in 1985

Lot Details

0

HOA Fees

$327 per month

Listing Details

  • Property Type: Condo/Townhouse
  • Property Sub Type: 3 Story
  • Architectural Style: Transitional
  • Ratio Close Price By List Price: 0.94249
  • Ratio Close Price By Original Li: 0.89908
  • Ratio Current Price By Sq Ft: 355.85
  • Unit Floor Level: 3
  • Year Built: 1985
  • Special Features: None
  • Stories: 3

Interior Features

  • Foundation Details: Slab
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • Entry Level: Third
  • Equipment: Ceiling Fan(s), Cable Prewire, Disposal, Dryer, Dishwasher, Electric Dryer Hookup, Electric Range, Ice Maker Connection, Microwave, Refrigerator, Washer, Electric Oven
  • Fireplace Description: Great Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • H O A Management Phone: 704-892-1660
  • Interior Amenities: Open Floorplan
  • Laundry Location: Laundry Room
  • Room Count: 1
  • Sq Ft Additional: 150
  • Main Level Sq Ft: 1377
  • Total Sq Ft: 1377
  • Sq Ft Unheated Main: 120
  • Sq Ft Unheated Total: 120

Exterior Features

  • Construction: Hardboard Siding
  • Construction Type: Site Built
  • Exterior Features: Storage Unit

Garage/Parking

  • Driveway: Asphalt
  • Parking: Assigned Parking Space - 1

Utilities

  • Heating: Central Air, Heat Pump - Heat
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Electric

Condo/Co-op/Association

  • Community Features: Club House, Lake, Playground, Outdoor Pool, Walking Trails
  • Association Fee: 327.00
  • Association Fee Frequency: Monthly
  • Complex Name: Harborgate
  • HOA Management Company: CSI
  • Hoa Subject To Dues: Mandatory

Schools

  • Elementary School: Cornelius
  • Middle School: Bailey
  • High School: William Amos Hough

Lot Info

  • Lot Features: Waterfront
  • Parcel Number: 001-441-57
  • Zoning Specification: GR

Tax Info

  • Tax Value: 371400.00
  • Tax Location: Cornelius

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2019
Closed on
Dec 5, 2019
Sold by
Little David L and Little Shelley
Bought by
Jahn Robin Hinman and Jahn Thomas Edward
Seller's Agent
Gina Harris
RE/MAX Executive
Buyer's Agent
Kim Wilson
Keller Williams Lake Norman
List Price
$545,000
Sold Price
$490,000
Premium/Discount to List
-$55,000
-10.09%
Current Estimated Value
$668,659

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$178,659
Avg. Annual Appreciation
5.46%
Original Mortgage
$392,000
Outstanding Balance
$267,031
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$401,628

Purchase Details

Closed on
May 2, 2017
Sold by
Matthew C Livigni
Bought by
Little David and Little Shelley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
4.03%

Purchase Details

Closed on
Jan 26, 2015
Sold by
Godley Fred D and Godley Kathryn B
Bought by
Little David L and Little Shelley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,000
Interest Rate
4.95%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 1, 2008
Sold by
Kuebel Karen L
Bought by
Godley Fred D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.03%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 24, 2002
Sold by
Kuebel John E and Kuebel Karen L
Bought by
Kuebel Karen L and Karen L Kuebel Revocable Trust

Purchase Details

Closed on
May 14, 1999
Sold by
White William A and White Dianne R
Bought by
Kuebel John E and Kuebel Karen L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jahn Robin Hinman $490,000 None Available
Little David -- --
Little David L $300,000 None Available
Godley Fred D $375,000 None Available
Kuebel Karen L -- --
Kuebel John E $230,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jahn Robin Hinman $392,000
Previous Owner Little David $110,000
Previous Owner Little David --
Previous Owner Little David L $279,000
Previous Owner Godley Fred D $300,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/06/2019 12/06/19 Sold $490,000 -5.8% $356 / Sq Ft
10/31/2019 10/31/19 Pending -- -- --
10/05/2019 10/05/19 Price Changed $519,900 -4.6% $378 / Sq Ft
08/31/2019 08/31/19 For Sale $545,000 -- $396 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $521,248 -- $521,248
2024 -- $521,248 -- $521,248
2023 $3,116 $521,248 $0 $521,248
2022 $3,116 $371,400 $0 $371,400
2021 $3,155 $371,400 $0 $371,400
2020 $3,155 $371,400 $0 $371,400
2019 $3,149 $371,400 $0 $371,400
2018 $2,967 $272,600 $100,000 $172,600
2017 $2,943 $272,600 $100,000 $172,600
2016 $2,939 $272,600 $100,000 $172,600
2015 $2,895 $272,600 $100,000 $172,600
2014 $2,893 $272,600 $100,000 $172,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3545891

Canopy MLS (Canopy Realtor® Association)

APN: 001-441-57