2045 Cardiff Rd Schenectady, NY 12303
Rotterdam Neighborhood
3
Beds
1
Bath
1,456
Sq Ft
9,148
Sq Ft Lot
Highlights
- Cape Cod Architecture
- Main Floor Primary Bedroom
- 1 Car Attached Garage
- Wood Flooring
- No HOA
- Crown Molding
About This Home
As of November 2024This beautiful, well maintained 3 bedroom Cape Cod can be yours! Freshly painted, carpet over hardwood floors, semi finished basement with lots of potential. The warm inviting family room is also a plus. Upstairs has 2 bedrooms with storage and potential for bathroom. Oversized driveway with ability to park multiple cars and 1-car garage/enclosed porch leads to big fenced backyard (above ground pool potential) with shed. Low taxes. Great location to gyms, supermarkets and highways. Make your appointment today! Excellent Condition
Last Agent to Sell the Property
Miranda Real Estate Group Inc License #10401256242 Listed on: 10/01/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,767
Year Built
- Built in 1949
Lot Details
- 9,148 Sq Ft Lot
- Fenced
- Level Lot
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,456 Sq Ft Home
- Crown Molding
- Paddle Fans
- Finished Basement
- Laundry in Basement
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 1 Full Bathroom
Outdoor Features
- Shed
Utilities
- Humidifier
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 6 / 6
- Assessor Parcel Number 422800 59.11-6-6
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2024
Closed on
Nov 19, 2024
Sold by
Gregware Robert
Bought by
Gaffney Kevin John and Gaffney Ashley Marie
Seller's Agent
Courtney Gettings
KW Platform
Buyer's Agent
Anthony Savini
Miranda Real Estate Group, Inc
List Price
$249,900
Sold Price
$280,000
Premium/Discount to List
$30,100
12.04%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,829
Avg. Annual Appreciation
-4.43%
Original Mortgage
$266,000
Outstanding Balance
$264,742
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$6,518
Purchase Details
Listed on
Oct 1, 2020
Closed on
Dec 25, 2020
Sold by
Hetzer David R
Bought by
Gregware Robert
Seller's Agent
John Longo
Miranda Real Estate Group Inc
Buyer's Agent
Courtney Gettings
KW Platform
List Price
$179,900
Sold Price
$179,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.73%
Original Mortgage
$170,905
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 1, 2020
Closed on
Nov 25, 2020
Sold by
Hetzer David R
Bought by
Gregware Robert
Seller's Agent
John Longo
Miranda Real Estate Group Inc
Buyer's Agent
Courtney Gettings
KW Platform
List Price
$179,900
Sold Price
$179,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,905
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 12, 2012
Sold by
Hetzer David R and Bonacci Christine A W
Bought by
Hetzer David R
Purchase Details
Closed on
Jun 29, 2007
Sold by
Mcgraw John J
Bought by
Hetzer David R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,050
Interest Rate
6.39%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 1, 1999
Sold by
Executor Marra John M
Bought by
Mcgraw John J
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $280,000 | Stewart Title | |
| Warranty Deed | $280,000 | Stewart Title | |
| Warranty Deed | $180,000 | Chicago Title Insurance Co | |
| Warranty Deed | $180,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $179,000 | Stanley Skubis | |
| Deed | $73,500 | Peter Ford |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $266,000 | New Conventional | |
| Closed | $266,000 | New Conventional | |
| Previous Owner | $170,905 | New Conventional | |
| Previous Owner | $170,905 | New Conventional | |
| Previous Owner | $4,330 | New Conventional | |
| Previous Owner | $170,050 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/19/2024 11/19/24 | Sold | $280,000 | +12.0% | $192 / Sq Ft |
| 09/30/2024 09/30/24 | Pending | -- | -- | -- |
| 09/26/2024 09/26/24 | For Sale | $249,900 | +38.9% | $172 / Sq Ft |
| 11/25/2020 11/25/20 | Sold | $179,900 | 0.0% | $124 / Sq Ft |
| 10/04/2020 10/04/20 | Pending | -- | -- | -- |
| 10/01/2020 10/01/20 | For Sale | $179,900 | -- | $124 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,174 | $154,000 | $9,500 | $144,500 |
| 2023 | $5,174 | $154,000 | $9,500 | $144,500 |
| 2022 | $5,724 | $154,000 | $9,500 | $144,500 |
| 2021 | $5,570 | $154,000 | $9,500 | $144,500 |
| 2020 | $4,921 | $154,000 | $9,500 | $144,500 |
| 2019 | $1,981 | $154,000 | $9,500 | $144,500 |
| 2018 | $2,841 | $154,000 | $9,500 | $144,500 |
| 2017 | $4,727 | $154,000 | $9,500 | $144,500 |
| 2016 | $4,710 | $154,000 | $9,500 | $144,500 |
| 2015 | -- | $154,000 | $10,100 | $143,900 |
| 2014 | -- | $154,000 | $10,100 | $143,900 |
Source: Public Records
Agents Affiliated with this Home
-
C
Seller's Agent in 2024
Courtney Gettings
KW Platform
-
G
Seller Co-Listing Agent in 2024
Gettings Home Team
KW Platform
-
A
Buyer's Agent in 2024
Anthony Savini
Miranda Real Estate Group, Inc
-
J
Seller's Agent in 2020
John Longo
Miranda Real Estate Group Inc
Map
Source: Global MLS
MLS Number: 202029655
APN: 059-011-0006-006-000-0000
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