20495 Waterloo Ln Coltons Point, MD 20626

Listing Details

• Property Type: Residential
• Structure Type: Detached
• Architectural Style: Contemporary
• Ownership: Fee Simple
• Historic: No
• Inclusions: Sound system equipment and 4 Televisions
• New Construction: No
• Story List: Main, Upper 1
• Expected On Market: 2025-03-13
• Year Built: 1974
• Year Renovated: 2005
• Automatically Close On Close Date: No
• Building Winterized: No
• Remarks Public: Breathtaking, expansive waterfront views, luxury, and premium amenities define this stunning 5-bedroom, 4-bathroom custom-built masterpiece—offering an exceptional waterfront living experience both inside and out. This waterfront oasis was TOTALLY REBUILT FROM THE SLAB UP IN 2006, all construction was permitted and documented. As you step into a beautiful ceramic tile foyer you will be immediately captivated by panoramic water views beyond. The great room is designed for both relaxation and entertaining, featuring panoramic waterfront views, an A-frame ceiling, a large granite gas fireplace, double beverage center with a wine/beverage cooler, pocket doors and recessed lighting. The gourmet kitchen is complete with granite countertops, abundant cabinetry, a separate island, an additional island bar with a sink, double gas convection ovens, a gas cooktop, and stainless steel appliances. Pella windows are installed throughout the home, complemented by Hunter Douglas window coverings—many with remote controls. Hardwood floors are featured in the main living areas and hallways, while premium wall-to-wall carpeting enhances each of the five bedrooms. For added comfort, heated ceramic floors are featured in the main foyer, kitchen, and primary bath. Each of the five bedrooms offers private access to a full bath, ensuring ultimate convenience and privacy. The expansive primary suite is a true retreat, boasting a spacious sitting area with panoramic water views, a large walk-in closet, and an additional bonus closet—ideal for storing valuables, seasonal clothing, or luggage. The luxurious ensuite bathroom includes a separate water closet, a linen closet, an oversized double vanity, a ceramic tile shower, and a large bubble tub. Outdoor living reaches new heights with a brand-new (2025) first-floor deck, extending from the primary suite to a guest bedroom, seamlessly blending indoor and outdoor spaces. A newly added upper-level deck off the water-facing bedroom provides the perfect spot to enjoy morning coffee while soaking in breathtaking views. The new stone entertaining patio, complete with built-in seating, overlooks the water, while the private 480-square-foot covered boathouse and additional 480-square-foot rooftop observation deck, enhanced with recessed lighting, offer unparalleled waterfront views and enjoyment. The property also features a private 110’ pier with an 8,000-pound remote-controlled boat lift (installed in 2017) and a rock riprap shoreline for durability and erosion protection. The detached, oversized 660 sq ft two-car garage includes a stairway leading to a fully wired, unfinished 660 sq ft space above—perfect for storage or future expansion. Additional premium features include: crawl space with concrete floor, A whole-house generator, two tankless water heaters with an immediate hot water loop for the kitchen, A high-efficiency three-zone heating and air conditioning system (2018 for the Great Room, 2024 for the upstairs and remaining downstairs) with remote app control and an Energy Return Ventilator for optimal comfort and efficiency. Don’t miss your chance to experience this exceptional waterfront dream—schedule your private showing today!
• Special Features: None
• Property Sub Type: Detached

Interior Features

• Appliances: Cooktop, Dishwasher, Dryer - Electric, Microwave, Stainless Steel Appliances, Washer - Front Loading, Refrigerator, Range Hood, Oven - Wall, Oven - Double, Exhaust Fan, Dryer - Front Loading, Disposal
• Flooring Type: Carpet, Hardwood, Heated, Ceramic Tile
• Interior Amenities: Bar, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Sound System, Upgraded Countertops, Walk-In Closet(s), Wet/Dry Bar, Window Treatments, Wood Floors
• Window Features: Palladian, Screens, Insulated
• Fireplace Features: Stone, Gas/Propane
• Fireplaces Count: 1
• Fireplace: Yes
• Wall Ceiling Types: High, Cathedral Ceilings, 2 Story Ceilings
• Foundation Details: Crawl Space
• Levels Count: 1.5
• Basement: No
• Laundry Type: Main Floor
• Total Sq Ft: 3719
• Living Area Sq Ft: 3719
• Price Per Sq Ft: 342.83
• Above Grade Finished Sq Ft: 3719
• Above Grade Finished Area Units: Square Feet
• Street Number Modifier: 20495

Beds/Baths

• Bedrooms: 5
• Main Level Bedrooms: 3
• Total Bathrooms: 4
• Full Bathrooms: 4
• Main Level Bathrooms: 3.00
• Upper Level Bathrooms: 1
• Upper Level Bathrooms: 1.00
• Main Level Full Bathrooms: 3
• Upper Level Full Bathrooms: 1

Exterior Features

• Other Structures: Above Grade, Below Grade
• Other Structures List: Boat House, Garage(s)
• Construction Materials: Hardiplank Type, Stone
• Exterior Features: Boat Storage, Roof Deck
• Roof: Architectural Shingle
• Spa: No
• View: Water, Panoramic
• Water Access Features: Boat - Powered, Fishing Allowed, Private Access, Canoe/Kayak
• Water Access: Yes
• Water Body Name: Potomac
• Water Body Type: River
• Waterfront: Yes
• Water Oriented: Yes
• Pool: No Pool
• Water View: Yes
• Water Frontage In Feet: 189

Garage/Parking

• Garage Spaces: 2.00
• Garage: Yes
• Garage Features: Additional Storage Area, Garage - Front Entry, Garage - Side Entry, Garage Door Opener, Oversized
• Number Of Detached Garage Spaces: 2
• Total Garage And Parking Spaces: 6
• Type Of Parking: Detached Garage, Driveway
• Number of Spaces in Driveway: 4

Utilities

• Central Air Conditioning: Yes
• Cooling Fuel: Electric
• Cooling Type: Heat Pump(s), Central A/C
• Heating Fuel: Propane - Owned
• Heating Type: Heat Pump(s), Heat Pump - Gas Backup
• Heating: Yes
• Hot Water: Propane
• Sewer/Septic System: Private Septic Tank
• Utilities: Propane, Cable Tv
• Water Source: Well
• Municipal Trash: No

Condo/Co-op/Association

• Condo Co-Op Association: No
• HOA: No
• Senior Community: No
• Association Recreation Fee: No

Schools

• School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
• School District Key: 121138839208
• School District Source: Listing Agent

Lot Info

• Additional Parcels: No
• Land Use Code: R
• Lot Features: Level, Rip-Rapped
• Lot Size Acres: 0.44
• Lot Size Units: Square Feet
• Lot Sq Ft: 19252.00
• Outdoor Living Structures: Balcony, Deck(s), Patio(s), Porch(es)
• Property Condition: Excellent
• Year Assessed: 2024
• Zoning: RPD
• In City Limits: No

Rental Info

• Ground Rent Exists: No
• Lease Considered: No
• Vacation Rental: No
• Property Manager: No

Tax Info

• Tax Annual Amount: 6755.00
• Assessor Parcel Number: 1907007086
• Tax Lot: 9
• Tax Total Finished Sq Ft: 4225
• County Tax Payment Frequency: Annually
• Tax Year: 2024

Multi Family

• Mean Low Water Feet: 4
• Waterfront Features: Private Dock Site, Rip-Rap

MLS Schools

• School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS