NOT LISTED FOR SALE

205 Potomac Ln Winthrop Harbor, IL 60096

Estimated Value: $374,000 - $400,000

4 Beds
2.5 Baths
2,665 Sq Ft
$145/Sq Ft Est. Value

Last Sold March 31, 2023

Last sale price $320,000 $120 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $2,760/month

11 Days on Market

Highlights

  • In Ground Pool
  • Recreation Room
  • Wood Flooring
  • Deck
  • Vaulted Ceiling
  • Sun or Florida Room

About This Home

As of March 2023

Wonderful, move-in ready home in the desirable Covenant Cove neighborhood! This bright, spacious 4 bedroom, 2 1/2 bathroom home has soaring spaces with vaulted ceilings, hardwood floors, a finished basement, a comfortable 4-season room, a fenced backyard, and a fantastic in-ground pool w/ large deck, pergola, and covered space for relaxing in a hammock. The main level of the home features the open dining room, the large kitchen w/ eating area, a powder room, as well as skylights and access to the 2-car garage. The 2nd floor has a large, comfortable living room, the primary bedroom, a 2nd bedroom, and a bathroom. The walk-out lower level contains a cozy family room w/ fireplace, two more bedrooms, another full bathroom, and access to the bright & airy 4-season room. Walk down to the finished basement into the large recreation room that can also be used as another family room or a home office. The laundry room is just off the finished basement. Outside, the large fenced-in yard features an array of wonderful features! The beautiful in-ground pool w/ diving board has a large deck, a new pergola for seating and entertaining, and a covered area where you can hang a hammock, or use for dining or additional seating. A large shed offers plenty of room for storing pool furniture, tools, yard equipment and more. Don't miss this unique opportunity to own a comfortable home where you can also spend your vacations and entertain family & friends for years to come!

Last Agent to Sell the Property

Ann Lyon

@properties Christie's International Real Estate License #475126499 Listed on: 02/08/2023

@properties Christie's International Real Estate

Last Buyer's Agent

Jesse Berreles

United Brokers of Illinois License #471008821

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,851

Year Built

  • Built in 1993

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 65 x 125 x 65 x 125
  • Fenced Yard

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Bi-Level Home
  • Split Level with Sub
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,665 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Self Contained Fireplace Unit Or Insert
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Sun or Florida Room
  • Screened Porch
  • Wood Flooring
  • Partially Finished Basement
  • Partial Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Air Purifier

Outdoor Features

  • In Ground Pool
  • Deck
  • Patio
  • Shed
  • Pergola

Schools

  • Westfield Elementary School
  • North Prairie Junior High School
  • Zion-Benton Twnshp Hi High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Covenant Cove Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,851

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level w/ Sub
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bi-Level
  • New Construction: No
  • Property Sub-Type: Split Level w/ Sub
  • Subdivision Name: Covenant Cove
  • Year Built: 1993
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter, Insert
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors
  • LivingArea: 2665
  • Other Equipment: Humidifier, Ceiling Fan(s), Air Purifier
  • Room Type: Screened Porch, Recreation Room, Foyer, Sun Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Plans

Exterior Features

  • ExteriorFeatures: Deck, Patio, In Ground Pool
  • Foundation Details: Concrete Perimeter
  • Lot Features: Fenced Yard
  • OtherStructures: Pergola, Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Westfield Elementary School
  • High School: Zion-Benton Twnshp Hi School
  • Middle/Junior School: North Prairie Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.19
  • Lot Dimensions: 65 X 125 X 65 X 125
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 2
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8850.72
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2023
Closed on
Mar 31, 2023
Sold by
Hager Scott A and Hager Nancy M
Bought by
Hernandez Ricardo
Seller's Agent
Ann Lyon
@properties Christie's International Real Estate
Buyer's Agent
Jesse Berreles
United Brokers of Illinois
List Price
$350,000
Sold Price
$320,000
Premium/Discount to List
-$30,000
-8.57%
Views
91
Current Estimated Value
$387,688

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,688
Avg. Annual Appreciation
7.72%
Original Mortgage
$327,360
Outstanding Balance
$318,702
Interest Rate
6.87%
Mortgage Type
VA
Estimated Equity
$68,986

Purchase Details

Listed on
May 13, 2020
Closed on
Jul 1, 2020
Sold by
Sherr Joanne and Sherr Kathleen Marie
Bought by
Hager Scott A and Hager Nancy M
Seller's Agent
Mary Marcus
@properties Christie's International Real Estate
Buyer's Agent
Ann Lyon
@properties Christie's International Real Estate
List Price
$240,000
Sold Price
$230,000
Premium/Discount to List
-$10,000
-4.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.86%
Original Mortgage
$184,000
Interest Rate
3.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 8, 2003
Sold by
Hakala Kathleen M
Bought by
Declarat Hakala Kathleen Marie and Kathleen Marie Hakala Declaration Of Tru

Purchase Details

Closed on
May 27, 1994
Sold by
Bank Of Waukegan
Bought by
Hakala Kathleen M and Hakala Hi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,900
Interest Rate
5.75%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hernandez Ricardo $320,000 Chicago Title
Hager Scott A $230,000 Fidelity National Title Ins
Declarat Hakala Kathleen Marie -- --
Hakala Kathleen M $180,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hernandez Ricardo $327,360
Previous Owner Hager Scott A $184,000
Previous Owner Hakala Kathleen M $170,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/31/2023 03/31/23 Sold $320,000 -8.6% $120 / Sq Ft
02/20/2023 02/20/23 Pending -- -- --
02/08/2023 02/08/23 For Sale $350,000 +52.2% $131 / Sq Ft
07/07/2020 07/07/20 Sold $230,000 -4.2% $78 / Sq Ft View Prior Sale
06/13/2020 06/13/20 Pending -- -- --
05/13/2020 05/13/20 For Sale $240,000 -- $81 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,643 $95,347 $6,591 $88,756
2023 $8,644 $88,639 $6,363 $82,276
2022 $8,644 $84,985 $12,413 $72,572
2021 $8,851 $82,823 $12,097 $70,726
2020 $8,587 $79,037 $11,544 $67,493
2019 $8,380 $74,988 $10,953 $64,035
2018 $9,172 $81,114 $13,137 $67,977
2017 $9,107 $76,306 $12,358 $63,948
2016 $8,877 $72,645 $11,765 $60,880
2015 $8,734 $66,623 $10,790 $55,833
2014 $7,615 $61,003 $11,404 $49,599
2012 $7,490 $63,393 $11,851 $51,542
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11715274

Midwest Real Estate Data (MRED)

APN: 04-04-304-011