$489,000

205 Ridgeway Ave Louisville, KY 40207

Estimated payment $3,034/month

Total Views 688
4 Beds
3 Baths
1,951 Sq Ft
$251 Price per Sq Ft

Highlights

  • Popular Property
  • Cape Cod Architecture
  • No HOA
  • Barret Traditional Middle School Rated A-
  • 1 Fireplace
  • Detached Garage

About This Home

Nestled on a tree-lined street in Saint Matthews, this timeless stone Cape Cod blends classic charm with modern updates. Thoughtfully renovated and well-maintained, the home is just minutes from favorite restaurants, shopping, Seneca Park, hospitals, and expressways—an ideal location for convenience and lifestyle.
Inside, you'll find four bedrooms and three full baths, including a spacious first-floor primary suite. On the first floor, beautiful hardwood floors, detailed trim work, and an original stone fireplace with gas logs highlight the home's character, while on the second floor, a loft provides a flexible space perfect for a play area, office, or reading nook. The basement, complete with egress, offers abundant storage, laundry, and the potential to be finished for additional living space. Outdoors, the fully fenced backyard is shaded and private and features the original garage for added storage.
This Saint Matthews gem offers a perfect balance of historic charm, modern comfort, and unbeatable location.

Listing Agent

Susannah Stevenson

Semonin REALTORS License #215546 Listed on: 09/04/2025

Semonin REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,677

Year Built

  • Built in 1940

Lot Details

  • Property is Fully Fenced
  • Privacy Fence

Home Design

  • Cape Cod Architecture
  • Poured Concrete
  • Shingle Roof
  • Stone Siding

Interior Spaces

  • 1,951 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Parking

  • Detached Garage
  • Driveway

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Mini Split Heat Pump

Community Details

  • No Home Owners Association
  • St Matthews Subdivision

Listing and Financial Details

  • Legal Lot and Block 0026 / 0254
  • Assessor Parcel Number 025400260038

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,677

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: No
  • Subdivision Name: ST MATTHEWS
  • Above Grade Finished Sq Ft: 1951.0
  • Architectural Style: Cape Cod
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Privacy: Yes
  • Sewer:Public Sewer: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: None

Interior Features

  • Basement: Unfinished, Outside Entry, Walkout Unfinished
  • Fireplaces Level 1: 1
  • Bedroom Level: Second
  • Kitchen Level: First
  • Laundry Level: Basement
  • Living Room Level: First
  • Loft Level: Second
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Total Bedrooms: 12
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Fencing: Privacy, Full
  • Roof: Shingle
  • Acres: 0.16
  • Construction Type: Stone
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio, Porch
  • Exterior Features:Fencing - Full: Yes
  • Construction:Stone3: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway
  • Garageparkingdriveway: Yes
  • GarageParking:Detached: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: MiniSplit/Ductless, Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 6969.6
  • ResoLotSizeUnits: Acres
  • Parcel #: 025400260038

Building Info

  • Year Built: 1940

Tax Info

  • Tax Block: 0254
  • Tax Lot: 0026

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,677 $419,420 $70,000 $349,420
2023 $3,961 $345,000 $60,000 $285,000
2022 $4,664 $345,000 $60,000 $285,000
2021 $4,260 $345,000 $60,000 $285,000
2020 $3,193 $275,970 $46,500 $229,470
2019 $3,129 $275,970 $46,500 $229,470
2018 $616 $275,970 $46,500 $229,470
2017 $3,034 $275,970 $46,500 $229,470
2013 $1,820 $181,990 $37,000 $144,990
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 For Sale $489,000 -- $251 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $345,000 None Available
Warranty Deed $185,400 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $310,500 New Conventional
Previous Owner $155,000 New Conventional
Previous Owner $111,240 New Conventional
Source: Public Records

Similar Homes in Louisville, KY

  • 2908 Beaumont Rd, Louisville, KY 40205

    $417,000

    • 3 Beds
    • 2 Baths
    • 2,732 Sq Ft
    • 2908 Beaumont Rd
    • Louisville, KY

    Welcome to this well-maintained 3-bedroom, 2-bath brick Craftsman style home in Louisville's desirable Bowman neighborhood. Just minutes from the Highlands, you'll love being close to parks, restaurants, and shopping while enjoying a peaceful, family-friendly street.Inside, natural light fills the home, highlighting the beautifully-refinished hardwood floors and classic wood trim. The main

    Steve Cassin Schuler Bauer Real Estate Services ERA Powered

    Section Image
  • 5131 Oaklawn Park Dr, Louisville, KY 40299

    $475,000

    • 4 Beds
    • 3.5 Baths
    • 3,412 Sq Ft
    • 5131 Oaklawn Park Dr
    • Louisville, KY

    LOCATION, LOCATION, LOCATION!!! In the SARATOGA WOODS ESTATES! Stunning brick HOME featuring 4 bedrooms, 3.5 bathrooms, and a Finished Basement. As you enter, you'll be welcomed by beautiful hardwood floors, high ceilings, and plenty of natural light throughout. The main floor features a Formal Dining room, Kitchen, + dining area , 1/2 bath, Family room that leads to great deck overlooking a

    CARMEN CABRAL 85W Real Estate

    Section Image
  • 120 Weisser Ave, Louisville, KY 40206

    $395,000

    • 3 Beds
    • 3 Baths
    • 2,046 Sq Ft
    • 120 Weisser Ave
    • Louisville, KY

    Charming & Move-In Ready - This beautifully maintained 1600-/+ sq ft home features white bright cabinetry, a full appliance package, and perfect for everyday living or entertaining. The main level offers seamless flow between the kitchen, dining, and living areas, plus updated finishes throughout. You'll find 3 comfortable bedrooms and 3 full bathrooms, all with a clean, neutral color palette.

    Greg Taylor Semonin REALTORS

    Section Image
  • 821 Huntington Rd, Louisville, KY 40207

    $620,000

    • 4 Beds
    • 3 Baths
    • 2,877 Sq Ft
    • 821 Huntington Rd
    • Louisville, KY

    Welcome to 821 Huntington Rd - A Timeless Mid-Century Modern Gem by Charles H. YunkerStep into architectural elegance with this stunning 4-bedroom, 3-bathroom mid-century modern masterpiece, offering over 2,800 square feet of beautifully finished living space. Designed and built by the renowned Charles H. Yunker, this home seamlessly blends clean lines, thoughtful craftsmanship, and natural

    Stephen Couch Legacy Home REALTORS

    Section Image
  • 613 Rudy Ln, Louisville, KY 40207

    $427,600

    • 3 Beds
    • 2 Baths
    • 1,755 Sq Ft
    • 613 Rudy Ln
    • Louisville, KY

    Charming Mid-Century Ranch in the Heart of Windy HillsNestled in a lush, garden-like setting in one of Louisville's great smaller cities, this delightful mid-century brick ranch offers timeless appeal and a rare opportunity. Built in 1951 and available for the first time in over 40 years, this 3-bedroom, 2-bath home is brimming with character, thoughtful updates, and vintage charm. Original

    Carl Horton Semonin REALTORS

    Section Image
  • 2516 Phoenix Hill Dr, Louisville, KY 40207

    $434,900

    • 3 Beds
    • 4 Baths
    • 2,978 Sq Ft
    • 2516 Phoenix Hill Dr
    • Louisville, KY

    Welcome to 2516 Phoenix Hill Drive, a spacious and inviting home tucked away in one of Louisville's most desirable and vibrant neighborhoods. This stunning residence offers a perfect blend of comfort and convenience, nestled just minutes from downtown, NuLu, and the Highlands. You'll love the proximity to award-winning restaurants, local shops, scenic parks, and cultural hotspots that make this

    George Green Green Team Real Estate Services

    Section Image
  • 1801 Eastern Pkwy, Louisville, KY 40204

    $449,000

    • 2 Beds
    • 2 Baths
    • 2,457 Sq Ft
    • 1801 Eastern Pkwy
    • Louisville, KY

    IMPROVED PRICE! Step back in time to this beautifully maintained two-story Colonial. Original wood floors invite you through the beautiful home. Wood trim, 11 foot ceilings, The beautiful windows let in a lot of natural light. The home has four fireplaces. The back yard is fenced with a detached garage. In the detached garage is an area you could use for a game room, hangout, or guest room.

    Angela Soto Weichert Realtors-H. Barry Smith Co.

    Section Image
  • 1434 Christy Ave, Louisville, KY 40204

    $379,500

    • 3 Beds
    • 1.5 Baths
    • 1,929 Sq Ft
    • 1434 Christy Ave
    • Louisville, KY

    Welcome to 1434 Christy Ave, a beautifully updated 3-bedroom, 1.5-bathroom traditional home nestled in the heart of the Original Highlands. Boasting over 1,900 square feet of living space, this home seamlessly blends timeless charm with modern convenience. Step inside to find brand-new flooring throughout, a stylishly updated kitchen, and replacement windows that flood the space with natural

    Stephen Couch Legacy Home REALTORS

    Section Image
  • 1428 S 2nd St, Louisville, KY 40208

    $472,500

    • 5 Beds
    • 3 Baths
    • 3,519 Sq Ft
    • 1428 S 2nd St
    • Louisville, KY

    This wonderful Victorian home offers over 3500 Sq. Ft. of living space with 5 bedrooms and 3 full baths. You will love all the natural woodwork & hardwood flooring along with a large privacy fenced rear yard with a 2-car garage. Step on to the southern style front porch to the gorgeous natural oak double doors with leaded glass inserts and welcoming you into the foyer with a stunning natural

    Michael Mawood RE/MAX Results

    Section Image

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1697242

Metro Search (Greater Louisville Association of REALTORS®)

APN: 025400260038