NOT LISTED FOR SALE

205 Terry Ln Elkader, IA 52043

Estimated Value: $191,000 - $429,592

2 Beds
1.5 Baths
2,871 Sq Ft
$108/Sq Ft Est. Value

Last Sold August 19, 2021

Last sale price $295,000 $103 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,019/month

579 Days on Market

Highlights

  • Water Views
  • Horses Allowed in Community
  • RV or Boat Parking
  • Horse Property
  • Fishing
  • Pond

About This Home

As of August 2021

Take a look at this spectacular acreage! This ranch style home has everything one could dream of with country feel, peacefulness, and breath-taking scenery. This property is located on 2.85 acres m/l. A 2 bedroom, 1.5 bath home has an open-floor concept throughout the house. The house also has a heated, over-sized 3 stall attached garage. In addition, the home has a fireplace on the main floor and basement. There are French doors that offer a gorgeous setting to a walk-out patio from the basement that can be used for entertaining or quiet relaxation time. Did I mention the views? Every view in the home has that perfect scenic view. Pre-approval required.

Last Agent to Sell the Property

James Moritz

Freedom Agency License #B34991000 Listed on: 10/08/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,257

Year Built

  • Built in 2012

Lot Details

  • 2.85 Acre Lot
  • Hillside Location
  • Additional Parcels
  • Property is zoned A-1

HOA Fees

  • $67 Monthly HOA Fees

Home Design

  • Concrete Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,871 Sq Ft Home
  • Ceiling Fan
  • Multiple Fireplaces
  • Electric Fireplace
  • Family Room with Fireplace
  • Water Views
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Free-Standing Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Sump Pump

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Garage Door Opener
  • RV or Boat Parking

Outdoor Features

  • Pond
  • Horse Property
  • Covered Patio or Porch
  • Outdoor Gas Grill

Schools

  • Central Comm Elementary School
  • Central Middle School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Well
  • Water Softener is Owned
  • Septic Tank
  • Satellite Dish

Community Details

Overview

  • James P. Garaghty Subdivision

Recreation

  • Fishing
  • Horses Allowed in Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,257

Year Built

Built in 2012

Lot Details

0

HOA Fees

$67 per month

Listing Details

  • Parcel Number: 0000000000
  • Year Built: 2012
  • Property Sub-Type: Acres
  • PropertyType: Residential
  • ResoLaundryFeatures: 1st Floor
  • ResoLotFeatures: Buildable, Hillside, Horse Property, Pond(s), Rolling Property, Views, Water View
  • Lot Size Acres: 2.85
  • Road Frontage Type: Paved Road
  • Road Surface Type: Concrete
  • Co List Office Phone: 563-539-2015
  • MLS Status: Closed
  • Subdivision Name: JAMES P. GARAGHTY
  • Reso Fireplace Features: Multiple, Electric, Family Room, In Family Room Up
  • Reso Interior Features: Air Exchanger System, Ceiling Fan(s), Ceiling Fan/Light
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 2871
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Smoke Detector, Dishwasher, Microwave Built In, Free-Standing Range, Sump Pump, Refrigerator, Satellite Dish, Vented Exhaust Fan, Water Softener Owned
  • Basement: Concrete, Walk-Out Access, Partially Unfinished
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 1275
  • BelowGradeArea: 1596

Exterior Features

  • Construction Type: Shingle/Shake, Vinyl Siding
  • Exterior Features: Fishing, Gas Grill, Horses Okay, Patio, Porch-Covered, RV Parking

Garage/Parking

  • Parking Features: 3 or More Stalls, Attached Garage, Garage Door Opener, Heated Garage, Oversized, Wired

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Propane
  • Sewer: Septic Tank
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 800
  • Association Fee Frequency: Annually

Schools

  • Elementary School: Central Comm
  • High School: Central
  • Middle Or Junior School: Central

Lot Info

  • Zoning: A-1
  • Lot Dimensions: See our website
  • Lot Size Sq Ft: 121532
  • Additional Parcels: Yes

Tax Info

  • Tax Annual Amount: 3257

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2019
Closed on
Jul 19, 2021
Sold by
Garaghty James P
Bought by
Mccoy Lester Lloyd and Mccoy Linda May
Seller's Agent
James Moritz
Freedom Agency
List Price
$324,900
Sold Price
$295,000
Premium/Discount to List
-$29,900
-9.2%
Current Estimated Value
$311,398

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,398
Avg. Annual Appreciation
2.51%
Original Mortgage
$200,000
Outstanding Balance
$184,900
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$141,702

Purchase Details

Closed on
Sep 21, 2012
Sold by
Emerald Valley Llc
Bought by
Garaghty James P
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccoy Lester Lloyd $29,950 None Available
Garaghty James P $30,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mccoy Lester Lloyd $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2021 08/19/21 Sold $295,000 -1.6% $103 / Sq Ft
05/09/2021 05/09/21 Pending -- -- --
11/02/2020 11/02/20 Price Changed $299,900 -4.8% $104 / Sq Ft
10/01/2020 10/01/20 Price Changed $314,900 -3.1% $110 / Sq Ft
10/08/2019 10/08/19 For Sale $324,900 -- $113 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,700 $320,097 $54,845 $265,252
2023 $3,976 $320,097 $54,845 $265,252
2022 $3,836 $294,849 $48,055 $246,794
2021 $3,804 $294,849 $48,055 $246,794
2020 $3,804 $283,728 $42,160 $241,568
2019 $3,740 $275,868 $34,300 $241,568
2018 $3,136 $228,958 $34,300 $194,658
2017 $3,084 $228,958 $34,300 $194,658
2015 $2,658 $207,035 $21,173 $185,862
2014 $2,636 $197,742 $21,173 $176,569
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20195524

Northeast Iowa Regional Board of REALTORS®

APN: 22-14-10-302-001