$375,000
SOLD DEC 22, 2025

205 Wayne St Saint Joseph, MI 49085

3 Beds
2 Baths
1,377 Sq Ft
$325/mo HOA Fee

Recently Sold

$272 Per Sq Ft

6% Below List Price

16 Days on Market

Highlights

  • Water Views
  • Property fronts a channel
  • Contemporary Architecture
  • Upton Middle School Rated A
  • Deck
  • Vaulted Ceiling

About This Home

As of December 2025

Impressive, pleasing, sleek and comfortable 3 bed 2 bath home with views of the Morrison Channel and within a few blocks to Lake Michigan Sunsets. Located in the vibrant city of St. Joseph and just 3 blocks to downtown is where all the action begins. This maintenance free style of living will be perfect as a vacation get-a-way or a place to come home to every night, unwind and put your feet up. Step out onto the deck from your spacious primary bedroom or from the living area and enjoy the scenery of boats heading towards Lake Michigan or just out for a stroll down the river. The kitchen offers quartz counters and the vaulted ceiling and sky lights make this setting feel very spacious. There is a split bedroom floor plan for you and your guest's privacy, a laundry closet in home, a storage unit and a 1 car garage. On summer nights enjoy the private association stairway that takes you to the sidewalk in front of the Morrison Channel where you will have upfront views of all the boats and water. There is also plenty of association parking for all of your guests and that will be a plus for your holidays and summer entertaining. The home has been professionally furnished by the Walter E Smithe design team and all furniture can be negotiated with an acceptable purchase. The city of St. Joseph offers and promotes activities throughout the year for all ages which make this area so desirable. There are 4 sandy public beaches that are located within a few miles, The Harbor Shores Golf Course and the new Curious Kids museum. Take advantage of the central location which is about a 45 minute drive to South Bend, a 90 minute drive to Chicago and a 90 minute drive to Grand Rapids. Current property taxes are non-homestead. If you homestead then they will go down approximately $2658, please refer to the city for a more precise estimate. No weight restrictions on dogs.

Last Agent to Sell the Property

Tamra Curtis

Cressy & Everett Real Estate License #6506046297 Listed on: 11/04/2025

Cressy & Everett Real Estate

Last Buyer's Agent

Christine Norland

Jaqua Realtors License #6506047714

Jaqua Realtors

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $8,390

Year Built

  • Built in 1988

Lot Details

  • Property fronts a channel
  • Shrub

HOA Fees

  • $325 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Side Facing Garage

Home Design

  • Contemporary Architecture
  • Composition Roof
  • HardiePlank Siding

Interior Spaces

  • 1,377 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Water Views
  • Home Security System

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Shared Waterfront
  • Balcony
  • Deck

Schools

  • Upton Middle School
  • St. Joseph High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Internet Available
  • Cable TV Available

Community Details

Overview

  • Association fees include snow removal, lawn/yard care
  • Association Phone (269) 927-1667
  • Channel Bluff Condominiums
  • Channel Bluff Subdivision

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$8,390

Year Built

Built in 1988

Lot Details

0

HOA Fees

$325 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 1
  • Year Built: 1988
  • Location Property Info:Property Sub-Type: Condominium
  • OfficeContract Info:List PriceSqFt2: 289.4
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 0
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1377.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 8390.0
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Channel Bluff
  • Landscape:Terraced Yard: Yes
  • General Property Info:Condo Proj Name: Channel Bluff Condominiums
  • General Property Info:Pets YN: Yes
  • Water Type:Channel2: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1377.0
  • Additional Items:Vaulted Ceilings: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Laundry Closet: Yes
  • General Property Info High School: St. Joseph High School
  • General Property Info Middle School2: Upton Middle School
  • General Property Info Garage YN: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Carpet Floor: Yes
  • Security Features:Security System: Yes
  • Flooring Engineered Hardwood: Yes
  • Remarks Misc: Public Remarks: Impressive, pleasing, sleek and comfortable 3 bed 2 bath home with views of the Morrison Channel and within a few blocks to Lake Michigan Sunsets. Located in the vibrant city of St. Joseph and just 3 blocks to downtown is where all the action begins. This maintenance free style of living will be perfect as a vacation get-a-way or a place to come home to every night, unwind and put your feet up. Step out onto the deck from your spacious primary bedroom or from the living area and enjoy the scenery of boats heading towards Lake Michigan or just out for a stroll down the river. The kitchen offers quartz counters and the vaulted ceiling and sky lights make this setting feel very spacious. There is a split bedroom floor plan for you and your guest's privacy, a laundry closet in home, a storage unit and a 1 car garage. On summer nights enjoy the private association stairway that takes you to the sidewalk in front of the Morrison Channel where you will have upfront views of all the boats and
  • Remarks Misc: Agent Only Remarks: There is an alarm system at the top of the stairs on wall. Hit Disarm 0970 upon arrival. When leaving hit away 0970. All furniture is negotiable. Garage #6. Storage unit is in Garage #9. Keys on counter. Current taxes are non homestead. One dog (no weight restriction) 2 cats allowed. HOA documents available
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Carpet, Engineered Hardwood, Other
  • Interior Amenities: Ceiling Fan(s), Broadband, Pantry
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Other
  • LivingArea: 1377.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: HardiPlank Type, Other
  • Exterior Features: Balcony
  • List Price: 398500.0
  • Lot Features: Level, Sidewalk, Site Condo
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Morrisons Channel
  • Waterfront Features: Channel
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Features:Balcony: Yes
  • Exterior Material:HardPlankCement Board: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Garage Faces Side, Detached
  • Parking Features:Detached2: Yes
  • Parking Features:Garage Faces Side: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Closet, Main Level
  • Security Features: Security System
  • Sewer: Public
  • Utilities: Cable Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Pets Allowed
  • Association Fee: 325.0
  • Association Fee Frequency: Monthly
  • Association Phone: 269-927-1667
  • Association: Yes

Association/Amenities

  • Association Info:Approx Assoc Fee2: 325.0
  • Association Info:Assoc Buy in Fee: 0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Channel: Yes
  • Association Info:Association Phone: 2699271667

Fee Information

  • Association Fee Includes: Snow Removal, Lawn/Yard Care

Schools

  • High School: St. Joseph High School
  • Middle/Junior School: Upton Middle School

Lot Info

  • Lot Dimensions: 0

Tax Info

  • Tax Annual Amount: 8390.0
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2022
Closed on
Aug 19, 2022
Sold by
Robert W Munch Trust
Bought by
Wilson Herbert L and Wilson Myrtle C
Seller's Agent
Linnea Strunk
Cressy & Everett Real Estate
Buyer's Agent
Linnea Strunk
Cressy & Everett Real Estate
List Price
$430,000
Sold Price
$405,000
Premium/Discount to List
-$25,000
-5.81%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.47%
Original Mortgage
$303,750
Outstanding Balance
$289,503
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$109,175

Purchase Details

Listed on
Feb 20, 2022
Closed on
Apr 8, 2022
Sold by
Judson Brown
Bought by
Robert W Munch Trust
Seller's Agent
Janet Jacobs
Berrien Property
List Price
$375,000
Sold Price
$385,000
Premium/Discount to List
$10,000
2.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.11%

Purchase Details

Closed on
Oct 25, 2000

Purchase Details

Closed on
Mar 28, 1995

Purchase Details

Closed on
Aug 7, 1992

Purchase Details

Closed on
Oct 13, 1989

Purchase Details

Closed on
Aug 4, 1989
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 --
Warranty Deed -- Near North Title Group
Deed $163,500 --
Deed $117,900 --
Deed $109,900 --
Deed $120,000 --
Deed $119,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $303,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/22/2025 12/22/25 Sold $375,000 -5.9% $272 / Sq Ft
11/20/2025 11/20/25 Pending -- -- --
11/04/2025 11/04/25 For Sale $398,500 -1.6% $289 / Sq Ft
08/19/2022 08/19/22 Sold $405,000 0.0% $294 / Sq Ft View Prior Sale
07/11/2022 07/11/22 Price Changed $405,000 -2.4% $294 / Sq Ft
07/05/2022 07/05/22 Price Changed $415,000 -2.4% $301 / Sq Ft
06/20/2022 06/20/22 Price Changed $425,000 -1.2% $309 / Sq Ft
06/04/2022 06/04/22 For Sale $430,000 +11.7% $312 / Sq Ft
04/08/2022 04/08/22 Sold $385,000 +2.7% $280 / Sq Ft View Prior Sale
02/23/2022 02/23/22 Pending -- -- --
02/20/2022 02/20/22 For Sale $375,000 -- $272 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,390 $198,300 $0 $0
2024 $8,217 $167,000 $0 $0
2023 $7,863 $136,400 $0 $0
2022 $3,882 $121,400 $0 $0
2021 $3,857 $113,900 $32,300 $81,600
2020 $3,805 $109,200 $0 $0
2019 $3,775 $94,300 $27,500 $66,800
2018 $3,712 $94,300 $0 $0
2017 $3,329 $92,300 $0 $0
2016 $3,329 $89,700 $0 $0
2015 $3,289 $86,900 $0 $0
2014 $3,180 $86,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25056493

MichRIC

APN: 11-76-1140-0006-00-8