20522 Ardore Ln Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $4,173/month
Highlights
- Fitness Center
- Basketball Court
- Gated Community
- Pinewoods Elementary School Rated A-
- Heated Spa
- Views of Preserve
About This Home
A two-story with all the glory, a stunning residence in the highly sought-after gated community of Bella Terra in Estero. This 4+Den, 3-bath, two-story home spans 2,557 square feet of beautifully upgraded living space, offering features typically reserved for luxury homes in the $2M–$3M range. Nearly every aspect of this property has been enhanced, beginning with a new roof (2020), a brand-new HVAC system (2025), and a European high-capacity tankless water heater (2025), ensuring long-term comfort and peace of mind. The centerpiece of the home is a remarkable $70,000 European-inspired kitchen featuring $50,000 quartz countertops, top-of-the-line appliances, dual dishwashers, double laundry setups, and custom designer feature walls with a statement fireplace. Additional upgrades include fully renovated bathrooms ($50K), luxury vinyl plank flooring ($30K), a new air handler, a mini-split A/C in the garage, blown-in insulation, a full LED lighting package, epoxy garage flooring, whole-home water filtration, and a newly installed hot tub with professional electrical wiring. The screened lanai with its picture-window design provides a serene space to relax and take in the tranquil surroundings. Bella Terra residents enjoy resort-style amenities with low HOA fees, including a lagoon-style pool, clubhouse, fitness center, pickleball, tennis, basketball, bocce, an inline skating rink, playgrounds, sports fields, and scenic walking trails. Perfectly located just minutes from Coconut Point, Miromar Outlets, Gulf Coast Town Center, FGCU, RSW International Airport, and the beaches of Bonita and Barefoot, this home offers the perfect blend of luxury, lifestyle, and convenience. With over $200,000 in recent upgrades, 20522 Ardore Lane is move-in ready and truly one of a kind.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,716
Year Built
- Built in 2006
Lot Details
- 10,498 Sq Ft Lot
- 43 Ft Wide Lot
- Irregular Lot
- Property is zoned RPD
HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 2 Levels
- Fireplace
- Family Room
- Formal Dining Room
- Den
- Library
- Loft
- Hobby Room
- Screened Porch
- Vinyl Flooring
- Views of Preserve
Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Dishwasher
- Built-In or Custom Kitchen Cabinets
- Disposal
- Whole House Reverse Osmosis System
- Reverse Osmosis System
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Heated Spa
- Above Ground Spa
- Screened Spa
Outdoor Features
- Basketball Court
- Playground
Schools
- Pinewoods Elementary School
- Three Oaks Middle School
- Choice High School
Utilities
- Central Air
- Heating Available
- Underground Utilities
- Internet Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 29-46-26-E3-0400D.0510
- Tax Block D
Community Details
Overview
- Bella Terra Subdivision
- Mandatory home owners association
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Bocce Ball Court
- Fitness Center
- Community Pool
- Community Spa
- Park
- Bike Trail
Additional Features
- Clubhouse
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,716 | $400,918 | $92,863 | $308,055 |
| 2024 | $6,716 | $263,210 | -- | -- |
| 2023 | $4,269 | $263,210 | $0 | $0 |
| 2022 | $4,307 | $255,544 | $0 | $0 |
| 2021 | $4,163 | $260,926 | $79,140 | $181,786 |
| 2020 | $4,189 | $244,676 | $77,650 | $167,026 |
| 2019 | $4,236 | $247,095 | $68,300 | $178,795 |
| 2018 | $4,322 | $248,703 | $60,500 | $188,203 |
| 2017 | $4,449 | $258,393 | $63,000 | $195,393 |
| 2016 | $4,243 | $245,921 | $63,000 | $182,921 |
| 2015 | $4,312 | $238,918 | $63,000 | $175,918 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/25/2025 11/25/25 | Price Changed | $635,000 | -1.9% | $248 / Sq Ft | |
| 11/18/2025 11/18/25 | Price Changed | $647,000 | -0.2% | $253 / Sq Ft | |
| 11/10/2025 11/10/25 | Price Changed | $648,000 | -0.2% | $253 / Sq Ft | |
| 11/04/2025 11/04/25 | Price Changed | $649,000 | -0.2% | $254 / Sq Ft | |
| 09/26/2025 09/26/25 | For Sale | $650,000 | +18.2% | $254 / Sq Ft | |
| 12/15/2023 12/15/23 | Sold | $550,000 | -3.3% | $215 / Sq Ft | View Prior Sale |
| 11/15/2023 11/15/23 | Pending | -- | -- | -- | |
| 11/04/2023 11/04/23 | Price Changed | $569,000 | -0.2% | $223 / Sq Ft | |
| 10/11/2023 10/11/23 | Price Changed | $570,000 | -2.6% | $223 / Sq Ft | |
| 09/18/2023 09/18/23 | Price Changed | $585,000 | -1.7% | $229 / Sq Ft | |
| 08/21/2023 08/21/23 | Price Changed | $595,000 | -0.7% | $233 / Sq Ft | |
| 08/10/2023 08/10/23 | For Sale | $599,000 | 0.0% | $234 / Sq Ft | |
| 08/07/2023 08/07/23 | Pending | -- | -- | -- | |
| 07/29/2023 07/29/23 | For Sale | $599,000 | +64.1% | $234 / Sq Ft | |
| 04/29/2016 04/29/16 | Sold | $365,000 | -3.7% | $112 / Sq Ft | View Prior Sale |
| 03/24/2016 03/24/16 | Pending | -- | -- | -- | |
| 02/25/2016 02/25/16 | For Sale | $379,000 | -- | $117 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $365,000 | Marketplace Title | |
| Warranty Deed | $340,000 | Marketplace Title | |
| Special Warranty Deed | $411,500 | North American Title Company |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $265,000 | New Conventional | |
| Previous Owner | $329,100 | Unknown |
Source: Naples Area Board of REALTORS®
MLS Number: 225072484
APN: 29-46-26-E3-0400D.0510
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The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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