$334,900

20535 Ward Ave Brainerd, MN 56401

Estimated payment $1,931/month

Total Views 17,504
2 Beds
2 Baths
1,952 Sq Ft
$172 Price per Sq Ft

Highlights

  • Deck
  • Corner Lot
  • Fireplace
  • Nisswa Elementary School Rated 9+
  • Lower Floor Utility Room
  • Porch

About This Home

Offering access to GULL LAKE, this well-maintained and updated 2 bedroom, 2 bath home is move-in ready. Double lot with level yard rimmed with mature pines and oaks. Kitchen features oak cabinetry, new hard-surface countertops plus pantry, 2 closets, newer appliances and informal dining with front-yard views. The 2 bathrooms have been recently updated with new vanities and flooring, plus have linen closets that provide ample storage. Dining room and living room combination easily accommodates larger gatherings. The lower level features the family game room with new natural gas free-standing fireplace, plus a spacious 16x13 bedroom with adjoining bath. For those that love the outdoors, you’ll enjoy the 8x13 screened porch for relaxing and listening to the sounds of nature. Porch leads to the new grill deck. Large utility and laundry room with new washer and dryer, utility sink, lots of additional storage, and the convenience of direct access to the garage. Attached insulated double garage with natural gas heater, window A/C, and new ceiling with LED lighting. Asphalt main driveway plus a second additional driveway that will accommodate parking for recreational vehicles, travel trailers, guest parking, or add your own storage building. Recently installed gutters with leaf guards. New drilled well in 2018. Septic is compliant. Exclusive Association access offers use of the main beach area on Gull Lake, access on Round Lake, the lakeside park with picnic tables and recreational/playground equipment, along with the use of outlots. Whether you enjoy walking, riding your bike, snowmobiling, kayaking, cruising with your golf cart, spending a day at the beach or watching the amazing sunsets across Gull Lake, it’s all here in Cinosam, one of the most sought-after communities in the Brainerd Lakes area.

Listing Agent

Betsy Hollister

Edina Realty, Inc. Listed on: 08/29/2025

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,335

Year Built

  • Built in 1984

Lot Details

  • Lot Dimensions are 175x134
  • Corner Lot
  • Few Trees
  • Additional Parcels

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Block Foundation
  • Frame Construction
  • Block Exterior

Interior Spaces

  • Fireplace
  • Combination Dining and Living Room
  • Lower Floor Utility Room
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Shared Waterfront
  • Deck
  • Screened Patio
  • Porch

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • 200+ Amp Service
  • Drilled Well
  • Electric Water Heater
  • Septic System

Community Details

  • Association fees include beach access, shared amenities
  • Cinosam Club Association, Phone Number (218) 232-8307
  • Cinosam Club Subdivision

Listing and Financial Details

  • Assessor Parcel Number 99030739

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,335

Year Built

Built in 1984

Lot Details

0.54 Acres

HOA Fees

$13 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Window Unit(s)
  • Outside Features: Engineered Wood
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: Drilled
  • Fee Frequency: Annually
  • Year Built: 1984
  • Above Grade Finished Sq Ft: 992
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Living Area: 1952
  • Fireplace: No
  • Below Grade Finished Sq Ft: 960
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • View: West
  • Foundation Details: Block
  • PatioPorchType: Deck, Porch, Screened
  • Lake Bottom: Rocky, Sand, Excellent Sand
  • Elevation Highpoint to Waterfront Feet: 4-10

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Baseboard, Fireplace(s)
  • Sewer: Private Sewer, Septic System Compliant - Yes
  • LaundryFeatures: Lower Level, Sink
  • Electric: 200+ Amp Service
  • Fuel: Electric, Natural Gas
  • Power Company: Minnesota Power

Condo/Co-op/Association

  • HOA Fee Includes: Beach Access, Shared Amenities
  • Phone: 2182328307
  • Association Fee: 150
  • Association: Yes

Association/Amenities

  • HOA Management Co: Cinosam Club

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictPhone: 2184546900

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 175x134
  • Land Lease: No
  • Lot Features: Corner Lot, Tree Coverage - Medium
  • Additional Parcels: Yes
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block, Concrete, Frame

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 99030739
  • Tax Annual Amount: 1335
  • TaxWithAssessments: 1360

Multi Family

  • WaterfrontFeatures: Association Access, Shared

Map

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Tax History

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Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,244 $233,400 $43,400 $190,000
2024 $1,292 $232,600 $42,100 $190,500
2023 $1,166 $233,400 $46,400 $187,000
2022 $1,300 $196,900 $27,700 $169,200
2021 $1,254 $172,200 $26,800 $145,400
2020 $1,104 $159,900 $26,500 $133,400
2019 $892 $142,500 $25,100 $117,400
2018 $782 $120,900 $25,000 $95,900
2017 $764 $88,951 $19,039 $69,912
2016 $732 $81,900 $22,300 $59,600
2015 $730 $78,800 $22,000 $56,800
2014 $348 $79,800 $22,100 $57,700
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/23/2026 05/23/26 Price Changed $334,900 0.0% $172 / Sq Ft
05/23/2026 05/23/26 For Sale $334,900 +1.8% $172 / Sq Ft
12/02/2025 12/02/25 Off Market $329,000 -- --
11/24/2025 11/24/25 Price Changed $329,000 -1.5% $169 / Sq Ft
10/08/2025 10/08/25 Price Changed $334,000 -0.3% $171 / Sq Ft
10/02/2025 10/02/25 Price Changed $334,900 -1.2% $172 / Sq Ft
08/29/2025 08/29/25 For Sale $339,000 -- $174 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $162,500 --
Source: Public Records

Source: NorthstarMLS

MLS Number: 6768367

NorthstarMLS

APN: 991060160080009

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