NOT LISTED FOR SALE

2057 Ferguson St Schenectady, NY 12303

Estimated Value: $226,000 - $247,400

3 Beds
1 Bath
1,323 Sq Ft
$181/Sq Ft Est. Value

Last Sold April 17, 2020

Last sale price $131,900 $100 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $1,630/month

150 Days on Market

Highlights

  • Corner Lot
  • 2 Car Detached Garage
  • Eat-In Kitchen
  • No HOA
  • Porch
  • Built-In Features

About This Home

As of April 2020

Motivated Seller! Cutie Pie Bungalow located on Corner Double Lot. Super spacious! Fenced yard.. may need some repairs in a couple spots. If you're looking for a home with a large garage... this may fit the bill. Convenient laundry-mud room right off back door. Bathroom and Kitchen have been updated in recent years. Priced to move considering some repairs an incoming homeowner may want to address or update. Mohonasen Schools. Easy to show. Taxes: $3,485 including STAR credit -- Good Condition

Last Agent to Sell the Property

Heidi Rotter

Brass Tacs Real Estate Company Listed on: 09/04/2019

Last Buyer's Agent

Roberto Sasso

McSharry & Assoc. Realty LLC License #10401286585

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,013

Year Built

  • Built in 1942

Lot Details

  • 10,019 Sq Ft Lot
  • Fenced
  • Landscaped
  • Corner Lot
  • Cleared Lot

Parking

  • 2 Car Detached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Bungalow
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 1,323 Sq Ft Home
  • Built-In Features
  • Paddle Fans
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Porch

Utilities

  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Heating System Uses Steam
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 28.2 / 3
  • Assessor Parcel Number 422800 59.13-3-28.2

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,013

Year Built

Built in 1942

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1942
  • Directions: Curry Rd to Crystal to Ferguson OR Altamont to Ferguson
  • Above Grade Finished Sq Ft: 1323.0
  • Architectural Style: Bungalow
  • Financial Details General Taxes: 1595.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2418.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.23
  • Lot Size: 10,019 sq ft
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Laminate: Yes
  • Laundry Features:Main Level: Yes
  • Flooring:Ceramic Tile: Yes
  • Architectural Style:Bungalow: Yes
  • Fencing:Fenced: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Ceramic Tile, Laminate
  • Basement: Full
  • Interior Amenities: Paddle Fan, Built-in Features, Ceramic Tile Bath, Eat-in Kitchen
  • Appliances: Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1323.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Family Room Level: First
  • Kitchen Level: First
  • Mud Room Level: First
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Eaves: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Asphalt
  • Construction Type: Aluminum Siding
  • Fencing: Fenced
  • Patio And Porch Features: Porch
  • Waterfront: No
  • Lot Features:Corner Lot: Yes
  • Patio And Porch Features:Porch: Yes
  • Exterior Features:Drive-Paved: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Paved, Detached, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Heating: Natural Gas, Radiant, Steam
  • Laundry Features: Laundry Room, Main Level
  • Water Source: Public
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes
  • Heating:Steam: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Mohonasen

Lot Info

  • Lot Features: Cleared, Corner Lot, Landscaped
  • Parcel #: 422800 59.13-3-28.2
  • Lot Size Sq Ft: 10018.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4013.0
  • Tax Block: 3
  • Tax Lot: 28.2
  • Tax Tract: 59.13

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2019
Closed on
Apr 17, 2020
Sold by
Morris Roseanna
Bought by
Wilson Matthew
Seller's Agent
Heidi Rotter
Brass Tacs Real Estate Company
Buyer's Agent
Roberto Sasso
McSharry & Assoc. Realty LLC
List Price
$137,000
Sold Price
$131,900
Premium/Discount to List
-$5,100
-3.72%
Current Estimated Value
$239,350

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$107,450
Avg. Annual Appreciation
11.58%
Original Mortgage
$129,510
Outstanding Balance
$115,436
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$123,914

Purchase Details

Listed on
Sep 4, 2019
Closed on
Apr 15, 2020
Sold by
Meccariello Gaetana
Bought by
Morris Roseanna
Seller's Agent
Heidi Rotter
Brass Tacs Real Estate Company
Buyer's Agent
Roberto Sasso
McSharry & Assoc. Realty LLC
List Price
$137,000
Sold Price
$131,900
Premium/Discount to List
-$5,100
-3.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,510
Outstanding Balance
$115,436
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$123,914

Purchase Details

Closed on
Sep 19, 2008
Sold by
Meccariello Robert J
Bought by
Morris Rosanna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,300
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilson Matthew $132,000 Chicago Title Insurance Co
Morris Roseanna -- None Available
Morris Rosanna $123,000 Charles Rosenstein
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilson Matthew $129,510
Previous Owner Morris Roseanna $13,272
Previous Owner Morris Rosanna $12,300
Previous Owner Morris Rosanna $110,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/17/2020 04/17/20 Sold $131,900 +1.5% $100 / Sq Ft
02/01/2020 02/01/20 Pending -- -- --
01/10/2020 01/10/20 Price Changed $129,900 -3.7% $98 / Sq Ft
10/13/2019 10/13/19 Price Changed $134,900 -1.5% $102 / Sq Ft
09/04/2019 09/04/19 For Sale $137,000 -- $104 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,391 $128,000 $10,400 $117,600
2023 $4,391 $128,000 $10,400 $117,600
2022 $4,729 $128,000 $10,400 $117,600
2021 $4,602 $128,000 $10,400 $117,600
2020 $4,069 $128,000 $10,400 $117,600
2019 $1,630 $128,000 $10,400 $117,600
2018 $3,412 $128,000 $10,400 $117,600
2017 $3,404 $128,000 $10,400 $117,600
2016 $3,390 $128,000 $10,400 $117,600
2015 -- $128,000 $7,800 $120,200
2014 -- $128,000 $7,800 $120,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201929418

Global MLS

APN: 059-013-0003-028-002-0000