Seller's Agent in 2025
Joel Andersen
Keller Williams Integrity NW
(763) 458-6152
4 in this area
109 Total Sales
20575 187th Ave NW Big Lake, MN 55309
3
Beds
2
Baths
2,376
Sq Ft
0.45
Acres
Highlights
- River View
- Deck
- Home Office
- Pinewood Elementary School Rated A-
- No HOA
- Stainless Steel Appliances
About This Home
As of June 2025This One Story home is located on a 0.45 acre lot with 111 ft of Mississippi River frontage. The home has 2376 FSF, 3 bedrooms, 2 bathrooms, an office/den and a 2 car attached/heated/insulated garage. This home has been updated throughout with the main level featuring a living room, dining room, remodeled kitchen with all new cabinetry & granite countertops, 3 new windows, updated hardwood floors throughout, 2 bedrooms & updated 3/4 bathroom and walkout to the updated composite deck with great views of the river. The basement has a large family room, 2nd dining room, 2nd kitchen, walkout to patio, a 3rd bedroom with w/i closet & a 3/4 bathroom. The outside has a storage shed, sprinkler system, dock on the river, firepit area, new roof & gutters in 2024. Great views across the river of downtown Monticello. Updates include stainless steel appliances, hardwood flooring, kitchen, paint throughout, both bathrooms with in floor heating, composite deck, gutters, downstairs & 3 new windows. Close to park, shopping, City of Monticello, schools and the freeway.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,168
Year Built
- Built in 1950
Lot Details
- 0.45 Acre Lot
- Lot Dimensions are 80x241x111x191
- River Front
- Irregular Lot
Parking
- 2 Car Attached Garage
- Heated Garage
- Insulated Garage
- Garage Door Opener
Interior Spaces
- 1-Story Property
- Family Room
- Living Room
- Home Office
- River Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Bathrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Crawl Space
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Private Water Source
- Well
- Septic System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 10003352155
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 23, 2025
Closed on
Jun 26, 2025
Sold by
Girtz Russell and Girtz Kelley
Bought by
Foss Daryl W and Foss Terese
Seller's Agent
Joel Andersen
Keller Williams Integrity NW
Buyer's Agent
Brendan Mooney
Your Next Place Real Estate
List Price
$389,000
Sold Price
$401,000
Premium/Discount to List
$12,000
3.08%
Views
35
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.47%
Original Mortgage
$100,000
Outstanding Balance
$99,916
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$281,604
Purchase Details
Closed on
Feb 22, 2016
Sold by
Everett Brad and Estate Of William L Everett
Bought by
Girtz Russell and Girtz Kelley
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,200
Interest Rate
3.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 6, 2002
Sold by
Smith Linda A
Bought by
Everett William L
Purchase Details
Closed on
Dec 18, 1998
Sold by
Clark Joyce
Bought by
Smith Linda A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $401,000 | Custom Title Services | |
| Personal Reps Deed | $199,000 | Custom Title Services Llc | |
| Deed | $253,800 | -- | |
| Warranty Deed | $114,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | New Conventional | |
| Previous Owner | $188,162 | New Conventional | |
| Previous Owner | $27,000 | Unknown | |
| Previous Owner | $159,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | Sold | $401,000 | +3.1% | $169 / Sq Ft |
| 05/27/2025 05/27/25 | Pending | -- | -- | -- |
| 05/23/2025 05/23/25 | For Sale | $389,000 | -- | $164 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,124 | $370,000 | $166,000 | $204,000 |
| 2024 | $3,168 | $365,700 | $166,000 | $199,700 |
| 2023 | $2,956 | $366,400 | $169,800 | $196,600 |
| 2022 | $2,712 | $332,200 | $139,500 | $192,700 |
| 2020 | $2,504 | $266,400 | $94,400 | $172,000 |
| 2019 | $2,348 | $248,800 | $87,400 | $161,400 |
| 2018 | $2,304 | $231,500 | $82,200 | $149,300 |
| 2017 | $2,244 | $228,900 | $90,800 | $138,100 |
| 2016 | $2,332 | $222,500 | $102,000 | $120,500 |
| 2015 | $2,238 | $212,200 | $97,000 | $115,200 |
| 2014 | $2,400 | $204,300 | $92,000 | $112,300 |
| 2013 | -- | $199,700 | $90,200 | $109,500 |
Source: Public Records
Agents Affiliated with this Home
-
Joel Andersen
-
Brendan Mooney
Buyer's Agent in 2025
Brendan Mooney
Your Next Place Real Estate
(612) 360-7560
2 in this area
178 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6725535
APN: 10-335-2155
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