$2,830,000
SOLD JUL 28, 2025
3 Beds
3.5 Baths
1,888 Sq Ft
2,500 Sq Ft Lot

Recently Sold

$1,499 Per Sq Ft

2% Below List Price

20 Days on Market

Highlights

  • Ocean View
  • New Construction
  • No HOA
  • Cardiff Elementary Rated A
  • Rooftop Deck
  • 1 Car Attached Garage

About This Home

As of July 2025

Brand-new construction in the heart of Cardiff’s coveted Walking District! 2058 Montgomery Ave offers modern coastal living with ocean views, thoughtful design, and flexible space. The 2 bedroom, 2.5 bath, 1421 SF main home features an open-concept layout filled with natural light, high-end finishes, and seamless indoor-outdoor flow. Enjoy ocean views from the living room deck and even more expansive vistas from the private rooftop deck—perfect for entertaining or unwinding under the stars. The detached 467 SF studio ADU provides additional versatility, ideal for guests, rental income, or a home office. Drought-tolerant landscaping adds curb appeal while keeping maintenance low. Meticulously built, this home showcases exceptional craftsmanship, designer finishes, and quality materials throughout—no detail was spared. Just a short stroll to Cardiff’s vibrant town center, you’re minutes from Seaside Market, local coffee shops, award-winning restaurants, and world-class surf breaks. Whether you're grabbing brunch, biking along the coast, or catching a sunset at the beach, everything you love about coastal living is right at your doorstep. This is truly a rare opportunity to own a turn-key, stylish, and versatile home in one of North County’s most desirable beach communities.

Last Agent to Sell the Property

David Miller

Swell Property License #01389997 Listed on: 06/13/2025

Co-Listed By

Ben Hamady

Swell Property License #01747836

Last Buyer's Agent

Angel Lopez

Swell Property License #01847165

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,475

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 2,500 Sq Ft Lot
  • Landscaped
  • Density is up to 1 Unit/Acre
  • Property is zoned R-1:SINGLE FAM-RES

Parking

  • 1 Car Attached Garage
  • Parking Available

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,888 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Living Room
  • Ocean Views

Kitchen

  • Gas Oven or Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Rooftop Deck
  • Patio

Utilities

  • Ductless Heating Or Cooling System
  • High Efficiency Air Conditioning
  • High Efficiency Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Tract Number 1334
  • Assessor Parcel Number 2603825700
  • $245 per year additional tax assessments
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,475

Year Built

Built in 2025 | New Construction

Lot Details

0

Parking

1

Listing Details

  • Assessments: No
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • New Construction: Yes
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 2603825700
  • Year Built: 2025
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: NewHome

Interior Features

  • Fireplace: Yes
  • Living Area: 1888.00 Square Feet
  • Stories: 2
  • Entry Location: first floor
  • Common Walls: No Common Walls
  • Appliances: Yes
  • Full Bathrooms: 3
  • Full And Three Quarter Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Level: 1
  • Fireplace Features: Gas
  • Levels: Two
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 1498.94
  • Room Type: Kitchen, Living Room

Exterior Features

  • Patio: Yes
  • View: Ocean
  • Fence: No
  • Patio And Porch Features: Deck, Roof Top
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.00
  • Parking: Yes
  • Parking Features: Garage
  • Total Parking Spaces: 1.00

Utilities

  • Sprinklers: No
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Disposal, Gas Cooking, Refrigerator
  • Heating Type: High Efficiency, Ductless
  • Laundry Features: Gas & Electric Dryer Hookup, Washer Hookup
  • Sewer: Public Sewer
  • Cooling: High Efficiency, Ductless
  • Cooling: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Curbs

Schools

  • School District: San Dieguito Union

Lot Info

  • Land Lease: No
  • Lot Features: 0-1 Unit/Acre, Landscaped
  • Lot Size Sq Ft: 2500.00
  • Lot Size Acres: 0.0574

Multi Family

  • Lease Considered: No
  • Lot Size Area: 2500.0000 Square Feet
  • Number Of Units In Community: 1

Tax Info

  • Tax Tract Number: 1334
  • TaxOtherAnnualAssessmentAmount: 245.24

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Jul 14, 2025
Sold by
Lrt Ventures Llc
Bought by
Chavez Richard C and Chavez Suzan
Seller's Agent
David Miller
Swell Property
Buyer's Agent
Angel Lopez
Swell Property
List Price
$2,888,000
Sold Price
$2,830,000
Premium/Discount to List
-$58,000
-2.01%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-54.13%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $2,830,000 Chicago Title
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/28/2025 07/28/25 Sold $2,830,000 -2.0% $1,499 / Sq Ft
07/03/2025 07/03/25 Pending -- -- --
06/13/2025 06/13/25 For Sale $2,888,000 -- $1,530 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,475 $1,025,689 $624,689 $401,000
2024 $7,475 $662,441 $612,441 $50,000
2023 -- -- -- --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2505857

California Regional Multiple Listing Service (CRMLS)

APN: 260-382-57