NOT LISTED FOR SALE

206 Ram Island Rd Charlestown, RI 02813

Estimated Value: $928,000 - $1,182,000

2 Beds
2 Baths
1,614 Sq Ft
$677/Sq Ft Est. Value

Last Sold May 07, 2019

Last sale price $630,100 $390 Per Sq Ft

Est. 74% increase in value since last sale

Current estimated payment $6,265/month

44 Days on Market

Highlights

  • Marina
  • Beach Access
  • Colonial Architecture
  • Water Views
  • Golf Course Community
  • Deck

About This Home

As of May 2019

Newly renovated pristine condition. Fabulous views of Green Hill Pond and Block Island on a clear day. Stone's throw from the pond. Adjacent to the Ocean Ridge Association, ORCA. Paddle Board, kayak racks, Children's beach, Boat Launch and Private Marina. New large deck and front porch. Fenced yard with outdoor shower. 2 bedrooms and loft comfortably sleeps 8 for extended family use. A Must See! Easy to show! Don't miss this one!

Last Agent to Sell the Property

Peter McLaughlin

WATERFRONT PROPERTIES License #RES.0015704 Listed on: 02/21/2019

Last Buyer's Agent

The Stone Alliance Team

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,084

Year Built

  • Built in 2001

Lot Details

  • 4,792 Sq Ft Lot
  • Fenced
  • Sprinkler System

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Colonial Architecture
  • Shingle Siding
  • Concrete Perimeter Foundation
  • Clapboard
  • Plaster

Interior Spaces

  • 1,614 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Thermal Windows
  • Water Views
  • Storm Doors

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Beach Access
  • Water Access
  • Walking Distance to Water
  • Deck
  • Porch

Location

  • Property near a hospital

Utilities

  • No Cooling
  • Zoned Heating
  • Heating System Uses Oil
  • Baseboard Heating
  • Hot Water Heating System
  • Private Water Source
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 527
  • Assessor Parcel Number 206RAMISLANDRDCHAR

Community Details

Overview

  • Ocean Ridge Subdivision

Amenities

  • Shops

Recreation

  • Marina
  • Golf Course Community
  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,084

Year Built

Built in 2001

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.11
  • Subdivision Name: Ocean Ridge
  • Above Grade Finished Sq Ft: 1614.0
  • Architectural Style: Colonial
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2001
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Water Heater, Microwave, Oven, Range, Refrigerator, Washer
  • Has Basement: Full, Unfinished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Laminate
  • Interior Amenities: Cathedral Ceiling(s), Tub Shower, Cable TV
  • Living Area: 1614.0
  • Stories: 2
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Fencing: Fenced
  • Lot Features: Sprinkler System
  • View: Saltwater, Water
  • View: Yes
  • Waterfront Features: Beach Access, Dock Access, Water Access, Walk to Water
  • Disclosures: Owner Has Flood Insurance
  • Construction Type: Drywall, Plaster, Clapboard, Shingle Siding
  • Exterior Features: Deck, Porch, Sprinkler/Irrigation
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Porch

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Built In
  • Total Parking Spaces: 6.0

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Hot Water, Oil, Zoned
  • Heating Yn: Yes
  • Electric: 150 Amp Service
  • Sewer: Septic Tank
  • Water Source: Private

Condo/Co-op/Association

  • Community Features: Golf, Highway Access, Marina, Near Hospital, Near Schools, Recreation Area, Shopping
  • Senior Community: No
  • Association Fee: 100.0
  • Association Fee Frequency: Annually

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 4792.0
  • Parcel #: 206RAMISLANDRDCHAR
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 5083.56
  • Tax Lot: 527
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 5, 2019
Sold by
Hovey James and Hovey Elaine
Bought by
Hovey Elaine
Current Estimated Value
$1,093,270

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Outstanding Balance
$263,394
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$829,876

Purchase Details

Listed on
Feb 21, 2019
Closed on
Apr 27, 2019
Sold by
Balestra Albert A and Balestra Janet R
Bought by
Hovey James and Hovey Elaine
Seller's Agent
Peter McLaughlin
WATERFRONT PROPERTIES
Buyer's Agent
The Stone Alliance Team
Coldwell Banker Realty
List Price
$629,000
Sold Price
$630,100
Premium/Discount to List
$1,100
0.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.98%
Original Mortgage
$504,080
Interest Rate
4.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Feb 21, 2019
Closed on
Apr 3, 2019
Sold by
Balestra Albert and Riley-Balestra Janet
Bought by
Donahue George
Seller's Agent
Peter McLaughlin
WATERFRONT PROPERTIES
Buyer's Agent
The Stone Alliance Team
Coldwell Banker Realty
List Price
$629,000
Sold Price
$630,100
Premium/Discount to List
$1,100
0.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$504,080
Interest Rate
4.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Feb 15, 2014
Closed on
Oct 27, 2014
Sold by
Seelen Phyllis A and Rydberg Allan H
Bought by
Balestra Janet R and Balestra Albert A
Seller's Agent
Judith Gauvain
Compass / Lila Delman Compass
Buyer's Agent
Peter McLaughlin
WATERFRONT PROPERTIES
List Price
$499,900
Sold Price
$450,000
Premium/Discount to List
-$49,900
-9.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.71%
Original Mortgage
$337,500
Interest Rate
4.1%

Purchase Details

Closed on
Jul 23, 1999
Sold by
Mcgill Steven M
Bought by
Seelen Phyllis A and Rydberg Alan H
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hovey Elaine -- --
Hovey James $630,100 --
Donahue George $60,000 --
Balestra Janet R $450,000 --
Seelen Phyllis A $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hovey Elaine $300,000
Previous Owner Hovey James $504,080
Previous Owner Balestra Janet R $337,500
Previous Owner Seelen Phyllis A $120,000
Previous Owner Seelen Phyllis A $250,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/07/2019 05/07/19 Sold $630,100 +0.2% $390 / Sq Ft
04/07/2019 04/07/19 Pending -- -- --
02/21/2019 02/21/19 For Sale $629,000 +39.8% $390 / Sq Ft
10/27/2014 10/27/14 Sold $450,000 -10.0% $279 / Sq Ft
09/27/2014 09/27/14 Pending -- -- --
02/15/2014 02/15/14 For Sale $499,900 -- $310 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,515 $930,100 $554,300 $375,800
2024 $5,279 $913,400 $554,300 $359,100
2023 $5,243 $913,400 $554,300 $359,100
2022 $4,913 $601,300 $369,600 $231,700
2021 $4,919 $601,300 $369,600 $231,700
2020 $4,949 $601,300 $369,600 $231,700
2019 $4,596 $497,900 $323,400 $174,500
2018 $4,800 $497,900 $323,400 $174,500
2017 $4,775 $497,900 $323,400 $174,500
2016 $4,870 $477,000 $308,000 $169,000
2015 $4,822 $477,000 $308,000 $169,000
2014 $4,722 $477,000 $308,000 $169,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: State-Wide MLS

MLS Number: 1215631

State-Wide MLS

APN: CHAR-000011-000000-000528