
20656 SW 89th Ave Cutler Bay, FL 33189
Highlights
- Lake Front
- Roman Tub
- Converted Garage
- Room in yard for a pool
- Wood Flooring
- Partial Panel Shutters or Awnings
About This Home
As of June 2025Welcome to this stunning 3-bedroom, 2-bathroom lakefront home. This beautifully cared-for one-story residence offers breathtaking views of the lake, where you can enjoy serene mornings on your patio watching swans drift across the water. Step inside to discover an inviting layout with spacious living areas, beautiful tile and wood flooring throughout. The home features impact doors and panel shutters, offering peace of mind with full hurricane protection. The open-concept kitchen and living areas are perfect for entertaining, while the bedrooms are generously sized for comfortable living. Enjoy direct lakefront views from your private backyard, creating the perfect outdoor setting for relaxation. The neighborhood is quiet, and boasts a low HOA with minimal restrictions.
Last Agent to Sell the Property
Keller Williams Realty Premier Properties Brokerage Phone: 786-245-3350 License #3208185 Listed on: 04/22/2025

Co-Listed By
Keller Williams Realty Premier Properties Brokerage Phone: 786-245-3350 License #3386695
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,406
Year Built
- Built in 2004
Lot Details
- 5,250 Sq Ft Lot
- Lake Front
- East Facing Home
- Fenced
- Property is zoned 0100
HOA Fees
- $60 Monthly HOA Fees
Parking
- 1 Car Garage
- Converted Garage
- Driveway
- Open Parking
Home Design
- Barrel Roof Shape
Interior Spaces
- 1,570 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Paddle Fans
- Drapes & Rods
- Blinds
- Arched Windows
- Sliding Windows
- French Doors
- Combination Dining and Living Room
- Lake Views
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Roman Tub
- Jetted Tub and Shower Combination in Primary Bathroom
- Bathtub
Laundry
- Laundry in Utility Room
- Dryer
- Washer
Home Security
- Partial Panel Shutters or Awnings
- High Impact Door
- Fire and Smoke Detector
Outdoor Features
- Room in yard for a pool
- Access To Lake
- Patio
- Exterior Lighting
Schools
- Edward Whigham Elementary School
- Cutler Ridge Middle School
- Miami Southridge High School
Utilities
- Central Heating and Cooling System
Community Details
- Cantamar Subdivision
Listing and Financial Details
- Assessor Parcel Number 36-60-09-030-0590
Ownership History
Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Similar Homes in Cutler Bay, FL
Home Values in the Area
Average Home Value in this Area
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $595,000 | Peninsula Title | |
Warranty Deed | $595,000 | Peninsula Title | |
Warranty Deed | $280,800 | Attorney | |
Warranty Deed | $260,000 | -- | |
Special Warranty Deed | $208,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $137,000 | Credit Line Revolving | |
Previous Owner | $255,000 | New Conventional | |
Previous Owner | $268,000 | New Conventional | |
Previous Owner | $275,714 | FHA | |
Previous Owner | $208,000 | Unknown | |
Previous Owner | $187,150 | Construction | |
Closed | $26,000 | No Value Available |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/09/2025 06/09/25 | Sold | $595,000 | -2.5% | $379 / Sq Ft |
04/22/2025 04/22/25 | For Sale | $610,000 | +117.2% | $389 / Sq Ft |
08/04/2016 08/04/16 | Sold | $280,800 | +0.4% | $179 / Sq Ft |
06/23/2016 06/23/16 | Pending | -- | -- | -- |
06/17/2016 06/17/16 | For Sale | $279,800 | 0.0% | $178 / Sq Ft |
06/26/2012 06/26/12 | Rented | $1,670 | -1.8% | -- |
05/27/2012 05/27/12 | Under Contract | -- | -- | -- |
03/26/2012 03/26/12 | For Rent | $1,700 | -- | -- |
Tax History Compared to Growth
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $4,406 | $245,406 | -- | -- |
2024 | $4,095 | $238,490 | -- | -- |
2023 | $4,095 | $231,544 | $0 | $0 |
2022 | $3,931 | $224,800 | $0 | $0 |
2021 | $3,859 | $218,253 | $0 | $0 |
2020 | $3,780 | $215,240 | $0 | $0 |
2019 | $3,669 | $210,401 | $0 | $0 |
2018 | $3,491 | $206,478 | $0 | $0 |
2017 | $3,490 | $202,232 | $0 | $0 |
2016 | $3,892 | $178,640 | $0 | $0 |
2015 | $3,633 | $162,400 | $0 | $0 |
2014 | $3,430 | $147,637 | $0 | $0 |
Agents Affiliated with this Home
-
Seller's Agent in 2025
Pedro Casanova
Keller Williams Realty Premier Properties
(786) 505-4149
13 in this area
239 Total Sales
-
L
Seller Co-Listing Agent in 2025
Lee Nino
Keller Williams Realty Premier Properties
3 in this area
64 Total Sales
-
Buyer's Agent in 2025
Le Zhou
United Realty Group Inc
(305) 710-7097
1 in this area
14 Total Sales
-
Seller's Agent in 2016
Lisa Beining
Coldwell Banker Realty
(786) 223-5571
5 in this area
15 Total Sales
-
Buyer's Agent in 2016
Lila Lopez
RE/MAX
(305) 772-2521
11 in this area
48 Total Sales
-
Seller's Agent in 2012
Haydee McDermott
Onyx Realty
(305) 343-9611
1 in this area
11 Total Sales
Map
Source: MIAMI REALTORS® MLS
MLS Number: A11788896

APN: 36-6009-030-0590
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