$595,000
SOLD JUN 9, 2025

20656 SW 89th Ave Cutler Bay, FL 33189

3 Beds
2 Baths
1,570 Sq Ft
5,250 Sq Ft Lot

Recently Sold

$379 Per Sq Ft

2% Below List Price

48 Days on Market

Highlights

  • Lake Front
  • Roman Tub
  • Converted Garage
  • Room in yard for a pool
  • Wood Flooring
  • Partial Panel Shutters or Awnings

About This Home

As of June 2025

Welcome to this stunning 3-bedroom, 2-bathroom lakefront home. This beautifully cared-for one-story residence offers breathtaking views of the lake, where you can enjoy serene mornings on your patio watching swans drift across the water. Step inside to discover an inviting layout with spacious living areas, beautiful tile and wood flooring throughout. The home features impact doors and panel shutters, offering peace of mind with full hurricane protection. The open-concept kitchen and living areas are perfect for entertaining, while the bedrooms are generously sized for comfortable living. Enjoy direct lakefront views from your private backyard, creating the perfect outdoor setting for relaxation. The neighborhood is quiet, and boasts a low HOA with minimal restrictions.

Last Agent to Sell the Property

Pedro Casanova

Keller Williams Realty Premier Properties Brokerage Phone: 786-245-3350 License #3208185 Listed on: 04/22/2025

Keller Williams Realty Premier Properties

Co-Listed By

Lee Nino

Keller Williams Realty Premier Properties Brokerage Phone: 786-245-3350 License #3386695

Last Buyer's Agent

Le Zhou

United Realty Group Inc License #3279710

United Realty Group Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,406

Year Built

  • Built in 2004

Lot Details

  • 5,250 Sq Ft Lot
  • Lake Front
  • East Facing Home
  • Fenced
  • Property is zoned 0100

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Converted Garage
  • Driveway
  • Open Parking

Home Design

  • Barrel Roof Shape

Interior Spaces

  • 1,570 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Paddle Fans
  • Drapes & Rods
  • Blinds
  • Arched Windows
  • Sliding Windows
  • French Doors
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Roman Tub
  • Jetted Tub and Shower Combination in Primary Bathroom
  • Bathtub

Laundry

  • Laundry in Utility Room
  • Dryer
  • Washer

Home Security

  • Partial Panel Shutters or Awnings
  • High Impact Door
  • Fire and Smoke Detector

Outdoor Features

  • Room in yard for a pool
  • Access To Lake
  • Patio
  • Exterior Lighting

Schools

  • Edward Whigham Elementary School
  • Cutler Ridge Middle School
  • Miami Southridge High School

Utilities

  • Central Heating and Cooling System

Community Details

  • Cantamar Subdivision

Listing and Financial Details

  • Assessor Parcel Number 36-60-09-030-0590

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,406

Year Built

Built in 2004

Lot Details

0

HOA Fees

$60 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, One Story
  • Co List Office Mls Id: KWPP01
  • Co List Office Phone: 305-595-2844
  • Garage Yn: Yes
  • Horses: No
  • New Construction: No
  • Structure Type: R30-No Pool/No Water, House
  • Subdivision Name: CANTAMAR
  • Year Built Details: Resale
  • MIAMIRE_PoolYN: No
  • MIAMIRE_MembershipPurchRqdYN: No
  • Attribution Contact: 786-245-3350
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Range, Refrigerator, Washer
  • Interior Amenities: First Floor Entry, French Doors, Pantry, Roman Tub, Garage Converted, Utility Room/Laundry
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: High Impact Doors, French Doors
  • Flooring: Tile, Wood
  • Furnished: Unfurnished
  • Living Area: 1570
  • Possible Use: Primary
  • Window Features: Partial Panel Shutters/Awnings, Hurricane Shutters, Arched Windows, Blinds, Drapes, Sliding
  • Bedroom Features: At Least 1 Bedroom Ground Level, Primary Bath Shower, Primary Bath Tub, Primary Bedroom Ground Level
  • Dining Room Features: Dining/Living Room
  • Living Room Features: Garage Converted, Utility Room/Laundry
  • Master Bathroom Features: Combination Tub & Shower

Exterior Features

  • Roof: Barrel Roof
  • View: Lake
  • Exterior Features: Lighting, Room For Pool
  • Construction Type: Concrete Block Construction
  • Direction Faces: East
  • Fencing: Fenced
  • Lot Features: Less Than 1/4 Acre Lot
  • Patio And Porch Features: Patio
  • Pool Private: No
  • View: Yes
  • Waterfront Features: Lake, Lake Access
  • Waterfront: Yes

Garage/Parking

  • Park Building Name: CANTAMAR
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Open Parking: Yes
  • Parking Features: Driveway, Limited # Of Vehicle

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Ceiling Fan(s), Central Air, Electric, Paddle Fans
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Utility Room/Laundry, Washer/Dryer Hook-Up
  • Security: Fire Alarm, Smoke Detector

Condo/Co-op/Association

  • Association Fee: 60
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Community Features: Additional Amenities

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Schools

  • Elementary School: Edward Whigham
  • High School: Miami Southridge
  • Middle Or Junior School: Cutler Ridge

Lot Info

  • Parcel Number: 36-60-09-030-0590
  • Lot Size Sq Ft: 5250
  • Zoning: 0100

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4406

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2025
Closed on
Jun 5, 2025
Sold by
Cooksey Kathleen A
Bought by
Mitchell Hua
Seller's Agent
Pedro Casanova
Keller Williams Realty Premier Properties
Buyer's Agent
Le Zhou
United Realty Group Inc
List Price
$610,000
Sold Price
$595,000
Premium/Discount to List
-$15,000
-2.46%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.58%

Purchase Details

Listed on
Jun 17, 2016
Closed on
Aug 3, 2016
Sold by
Ma Fangchao and Yu Yueping
Bought by
Cooksey Kathleen A
Seller's Agent
Lisa Beining
Coldwell Banker Realty
Buyer's Agent
Lila Lopez
RE/MAX 360 Real Estate
List Price
$279,800
Sold Price
$280,800
Premium/Discount to List
$1,000
0.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.86%
Original Mortgage
$275,714
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 28, 2004
Sold by
Cuervo Jose M and Cuervo Margarita Blair
Bought by
Ma Fangchao and Yu Yueping

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
4.75%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 30, 2004
Sold by
Centerline Homes At Cantamar Llc
Bought by
Cuervo Jose and Cuervo Margarita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
4.75%
Mortgage Type
Unknown
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $595,000 Peninsula Title
Warranty Deed $595,000 Peninsula Title
Warranty Deed $280,800 Attorney
Warranty Deed $260,000 --
Special Warranty Deed $208,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $137,000 Credit Line Revolving
Previous Owner $255,000 New Conventional
Previous Owner $268,000 New Conventional
Previous Owner $275,714 FHA
Previous Owner $208,000 Unknown
Previous Owner $187,150 Construction
Closed $26,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2025 06/09/25 Sold $595,000 -2.5% $379 / Sq Ft
04/22/2025 04/22/25 For Sale $610,000 +117.2% $389 / Sq Ft
08/04/2016 08/04/16 Sold $280,800 +0.4% $179 / Sq Ft
06/23/2016 06/23/16 Pending -- -- --
06/17/2016 06/17/16 For Sale $279,800 0.0% $178 / Sq Ft
06/26/2012 06/26/12 Rented $1,670 -1.8% --
05/27/2012 05/27/12 Under Contract -- -- --
03/26/2012 03/26/12 For Rent $1,700 -- --
Source: MIAMI REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,406 $245,406 -- --
2024 $4,095 $238,490 -- --
2023 $4,095 $231,544 $0 $0
2022 $3,931 $224,800 $0 $0
2021 $3,859 $218,253 $0 $0
2020 $3,780 $215,240 $0 $0
2019 $3,669 $210,401 $0 $0
2018 $3,491 $206,478 $0 $0
2017 $3,490 $202,232 $0 $0
2016 $3,892 $178,640 $0 $0
2015 $3,633 $162,400 $0 $0
2014 $3,430 $147,637 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIAMI REALTORS® MLS

MLS Number: A11788896

MIAMI REALTORS® MLS

APN: 36-6009-030-0590