NOT LISTED FOR SALE

20659 Cutwater Place Sterling, VA 20165

Estimated Value: $892,000 - $948,181

4 Beds
3.5 Baths
4,422 Sq Ft
$209/Sq Ft Est. Value

Last Sold July 22, 2022

Last sale price $785,000 $178 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $5,710/month

1 Day on Market

Highlights

  • Fitness Center
  • Second Kitchen
  • View of Trees or Woods
  • Potomac Falls High School Rated A
  • Eat-In Gourmet Kitchen
  • Open Floorplan

About This Home

As of July 2022

Located in the desirable Cascades community, this brick Thornberry model with over 4,400 sq. ft. of finished living space features three finished levels, a rear fenced yard backing to trees, 2-car garage and is in close proximity to an abundance of shopping, dining and entertainment destinations.

The 2-story foyer welcomes you into the open living and dining room that is made for entertaining. The decorative molding, fresh paint and multiple doors and windows add visual appeal. Hardwood floors in the dining rooms continue through the double doors into the butler’s pantry for serving ease. There are glass french doors leading to a covered patio with landscaping for privacy. You could also use the dining room as an office, music room or playroom.

The eat-in, gourmet kitchen is ready for the chef of the home with cherry wood cabinets, some with glass fronts, granite counters, tile backsplash, stainless appliances including a beverage fridge, and a hanging pot rack above the center island. A space next to the bay window provides the perfect spot for a breakfast table.

Cozy up by the gas fireplace in the family room and watch your favorite movie for a fun stay-at-home night. This room with wood floors opens into the kitchen, so grabbing popcorn for the flick will not be a problem. The wall of windows and a glass door to the deck provide an abundance of natural light. A convenient powder room and laundry room off the garage are also located on this level.

At the end of a long day, retreat to the expansive primary suite featuring new carpeting, recessed lighting and numerous closets including an impressive walk-in closet with custom built-ins. The ensuite bathroom makes sharing a breeze with a two-sink vanity next to the window for natural lighting, an oval whirlpool tub with views of the trees through the picture window and a beautifully tiled walk-in shower. Two additional bedrooms, one with a private balcony and a dual entry shared full bathroom with tub/shower combo finish off this level.

The finished walk-out lower level is ready to host a live-in nanny, in-laws or out-of-town guests. On this self-contained level, you will find an eat-in kitchen, a bedroom with walk-in closet, a den, living area, full bath and a 2nd laundry room with washer and dryer.

Step out onto the treetop deck to dine among nature. Backing to mature trees, bird watching might become your new hobby. More outdoor fun can be had in the fenced yard with plenty of room to throw around the football.

Enjoy Cascades community amenities including 5 pools, 2 fitness rooms, 14 tennis courts, walking paths and playgrounds. If golf is your game you are close to many courses for weekend fun. Great restaurants and retail are close by and a short drive will get you to Reston Town Center, Dulles Town Center Mall, One Loudoun and Tyson’s Corner for even more fun!

Last Agent to Sell the Property

Kim Spear

Keller Williams Realty License #0225077886 Listed on: 06/29/2022

Keller Williams Realty

Last Buyer's Agent

Milly Torres de Zelaya

KW Metro Center License #5006633

KW Metro Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,875

Year Built

  • Built in 1990

Lot Details

  • 10,019 Sq Ft Lot
  • Northeast Facing Home
  • Back Yard Fenced
  • Landscaped
  • Private Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned PDH4

HOA Fees

  • $88 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Tray Ceiling
  • Two Story Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Screen For Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Window Treatments
  • Bay Window
  • French Doors
  • Six Panel Doors
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Views of Woods
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Second Kitchen
  • Breakfast Area or Nook
  • Butlers Pantry
  • Built-In Oven
  • Electric Oven or Range
  • Cooktop
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting

Schools

  • Potowmack Elementary School
  • River Bend Middle School
  • Potomac Falls High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Underground Utilities
  • Natural Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 018276535000

Community Details

Overview

  • Association fees include management, insurance, recreation facility, pool(s), reserve funds, road maintenance, snow removal, trash, common area maintenance
  • Cascades Community Association, Phone Number (703) 406-0820
  • Built by M/I Homes
  • Potomac Lakes Subdivision, Thornberry Floorplan

Amenities

  • Picnic Area
  • Common Area
  • Community Center
  • Meeting Room
  • Party Room
  • Recreation Room

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,875

Year Built

Built in 1990

Lot Details

0

HOA Fees

$88 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2022-06-30
  • Federal Flood Zone: No
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Located in the desirable Cascades community, this brick Thornberry model with over 4,400 sq. ft. of finished living space features three finished levels, a rear fenced yard backing to trees, 2-car garage and is in close proximity to an abundance of shopping, dining and entertainment destinations. The 2-story foyer welcomes you into the open living and dining room that is made for entertaining. The decorative molding, fresh paint and multiple doors and windows add visual appeal. Hardwood floors in the dining rooms continue through the double doors into the butler’s pantry for serving ease. There are glass french doors leading to a covered patio with landscaping for privacy. You could also use the dining room as an office, music room or playroom. The eat-in, gourmet kitchen is ready for the chef of the home with cherry wood cabinets, some with glass fronts, granite counters, tile backsplash, stainless appliances including a beverage fridge, and a hanging pot rack above the center island. A space next to the bay window provides the perfect spot for a breakfast table. Cozy up by the gas fireplace in the family room and watch your favorite movie for a fun stay-at-home night. This room with wood floors opens into the kitchen, so grabbing popcorn for the flick will not be a problem. The wall of windows and a glass door to the deck provide an abundance of natural light. A convenient powder room and laundry room off the garage are also located on this level. At the end of a long day, retreat to the expansive primary suite featuring new carpeting, recessed lighting and numerous closets including an impressive walk-in closet with custom built-ins. The ensuite bathroom makes sharing a breeze with a two-sink vanity next to the window for natural lighting, an oval whirlpool tub with views of the trees through the picture window and a beautifully tiled walk-in shower. Two additional bedrooms, one with a private balcony and a dual entry shared full bathroom with tub/shower combo finish off this level. The finished walk-out lower level is ready to host a live-in nanny, in-laws or out-of-town guests. On this self-contained level, you will find an eat-in kitchen, a bedroom with walk-in closet, a den, living area, full bath and a 2nd laundry room with washer and dryer. Step out onto the treetop deck to dine among nature. Backing to mature trees, bird watching might become your new hobby. More outdoor fun can be had in the fenced yard with plenty of room to throw around the football. Enjoy Cascades community amenities including 5 pools, 2 fitness rooms, 14 tennis courts, walking paths and playgrounds. If golf is your game you are close to many courses for weekend fun. Great restaurants and retail are close by and a short drive will get you to Reston Town Center, Dulles Town Center Mall, One Loudoun and Tyson’s Corner for even more fun!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven - Wall, Refrigerator, Washer, Extra Refrigerator/Freezer, Oven/Range - Electric, Water Heater, Stainless Steel Appliances, Built-In Microwave
  • Flooring Type: Carpet, Wood, Ceramic Tile
  • Interior Amenities: Breakfast Area, Kitchen - Gourmet, Dining Area, Upgraded Countertops, Primary Bath(s), Wood Floors, Chair Railings, Crown Moldings, Window Treatments, Recessed Lighting, Floor Plan - Open, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Kitchen - Island, Tub Shower, Walk-In Closet(s), 2nd Kitchen, Attic, Built-Ins, Butlers Pantry, Whirlpool/Hottub
  • Window Features: Double Pane, Bay/Bow, Vinyl Clad
  • Fireplace Features: Screen, Mantel(s), Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Wall Ceiling Types: 9'+ Ceilings, Tray Ceilings, 2 Story Ceilings, Dry Wall, High
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Laundry, Recreation Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Fully Finished, Heated, Outside Entrance, Interior Access, Rear Entrance, Walkout Level, Windows
  • Basement Finished Percent: 90.00
  • Laundry Type: Main Floor, Dryer In Unit, Washer In Unit, Has Laundry, Lower Floor
  • Total Sq Ft: 4422
  • Living Area Sq Ft: 4422
  • Price Per Sq Ft: 256.42
  • Above Grade Finished Sq Ft: 3022
  • Below Grade Finished Sq Ft: 1400
  • Total Below Grade Sq Ft: 1400
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20659

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Brick
  • Exterior Features: Exterior Lighting, Sidewalks
  • Roof: Architectural Shingle
  • Spa: No
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground, Cable Tv Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 87.75
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Community Center, Jog/Walk Path, Pool - Outdoor, Tot Lots/Playground, Basketball Courts, Bike Trail, Exercise Room, Fitness Center, Meeting Room, Party Room, Picnic Area, Swimming Pool, Tennis Courts, Recreational Center
  • HOA Condo Co-Op Fee Includes: Management, Insurance, Recreation Facility, Pool(s), Reserve Funds, Road Maintenance, Snow Removal, Trash, Common Area Maintenance
  • HOA Name: CASCADES COMMUNITY ASSOCIATION
  • HOA Phone: : (703) 406-0820
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Fenced, In Ground

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Elementary School: POTOWMACK
  • Middle School: RIVER BEND
  • High School: POTOMAC FALLS
  • School District Key: 121139189813
  • Elementary School: POTOWMACK
  • High School: POTOMAC FALLS
  • Middle Or Junior School: RIVER BEND

Lot Info

  • Additional Parcels: No
  • Fencing: Rear
  • Improvement Assessed Value: 532730.00
  • Land Assessed Value: 239800.00
  • Lot Features: Backs To Trees, Landscaping, Trees/Wooded, Private
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10019.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: PDH4
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Building Info

  • Builder Name: M/I Homes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 16553937
  • Tax Annual Amount: 6875.00
  • Assessor Parcel Number: 018276535000
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 07/22/2022

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 29, 2022
Closed on
Jul 1, 2022
Sold by
Eric Hietala
Bought by
Lindarte Laura Milena Castr and Lopez Adriana Rivera
Seller's Agent
Kim Spear
Keller Williams Realty
Buyer's Agent
Milly Torres de Zelaya
KW Metro Center
List Price
$774,888
Sold Price
$785,000
Premium/Discount to List
$10,112
1.3%
Current Estimated Value
$924,545

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$139,545
Avg. Annual Appreciation
5.42%
Original Mortgage
$745,750
Outstanding Balance
$714,639
Interest Rate
5.81%
Mortgage Type
New Conventional
Estimated Equity
$209,906

Purchase Details

Closed on
Dec 20, 2002
Sold by
Schrecker Walter
Bought by
Hietala Eric

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$349,600
Interest Rate
6.02%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lindarte Laura Milena Castr $785,000 Sweeney Colleen C
Hietala Eric $437,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lindarte Laura Milena Castr $745,750
Previous Owner Hietala Eric $349,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2022 07/22/22 Sold $785,000 +1.3% $178 / Sq Ft
06/29/2022 06/29/22 For Sale $774,888 0.0% $175 / Sq Ft
07/15/2017 07/15/17 Rented $2,400 -9.4% --
07/15/2017 07/15/17 Under Contract -- -- --
05/31/2017 05/31/17 For Rent $2,650 +6.0% --
09/27/2016 09/27/16 Rented $2,500 +4.2% --
09/27/2016 09/27/16 Under Contract -- -- --
09/21/2016 09/21/16 For Rent $2,400 -4.0% --
07/01/2015 07/01/15 Rented $2,500 0.0% --
05/26/2015 05/26/15 Under Contract -- -- --
05/11/2015 05/11/15 For Rent $2,500 +6.4% --
03/01/2013 03/01/13 Rented $2,350 -2.1% --
03/01/2013 03/01/13 Under Contract -- -- --
01/10/2013 01/10/13 For Rent $2,400 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,122 $884,750 $254,800 $629,950
2024 $7,267 $840,120 $239,800 $600,320
2023 $6,982 $797,940 $239,800 $558,140
2022 $6,876 $772,530 $239,800 $532,730
2021 $6,714 $685,110 $209,400 $475,710
2020 $6,563 $634,130 $199,400 $434,730
2019 $6,451 $617,300 $199,400 $417,900
2018 $6,566 $605,200 $194,400 $410,800
2017 $6,696 $595,170 $194,400 $400,770
2016 $6,833 $596,740 $0 $0
2015 $6,239 $355,310 $0 $355,310
2014 $6,333 $357,450 $0 $357,450
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALO2030656

Bright MLS

APN: 018-27-6535