20695 Spencer Ln Excelsior, MN 55331
Estimated payment $13,793/month
Total Views
5,900
5
Beds
4.5
Baths
4,888
Sq Ft
$440
Price per Sq Ft
Highlights
- 2 Fireplaces
- Bonus Room
- Home Office
- Deephaven Elementary School Rated A
- No HOA
- Built-In Double Oven
About This Home
Turnkey Charles Cudd-built home situated just outside Cottagewood and within walking distance of Excelsior. Leverage the exceptional location with convenient access to the Lake Minnetonka Regional Trail, nearby Cottagewood General Store, marinas, yacht clubs, and the award-winning Minnetonka School District. Offering a bright and airy interior with walls of windows, enameled millwork, and well-designed spaces for both daily living and entertainment, as well as a flexible floor plan that includes an oversized bonus area above the garage with its own separate entrance, perfect for an apartment, guest suite, or home office. Relax and enjoy the spacious backyard, which offers ample room for recreation and the possibility of adding a future swimming pool.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $21,372
Year Built
- Built in 2006
Lot Details
- 0.79 Acre Lot
- Lot Dimensions are 113x245x302x166
Parking
- 3 Car Attached Garage
Home Design
- Shake Siding
Interior Spaces
- 2-Story Property
- Wet Bar
- 2 Fireplaces
- Family Room
- Living Room
- Home Office
- Bonus Room
- Utility Room
Kitchen
- Built-In Double Oven
- Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Basement Window Egress
Additional Homes
- One Bathroom Guest House
Utilities
- Forced Air Heating and Cooling System
- Well
Community Details
- No Home Owners Association
- Alden Wood Subdivision
Listing and Financial Details
- Assessor Parcel Number 2511723220068
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $20,038 | $1,589,300 | $277,000 | $1,312,300 |
| 2022 | $16,746 | $1,450,000 | $220,000 | $1,230,000 |
| 2021 | $15,577 | $1,186,000 | $230,000 | $956,000 |
| 2020 | $16,703 | $1,100,000 | $173,000 | $927,000 |
| 2019 | $15,862 | $1,122,000 | $173,000 | $949,000 |
| 2018 | $16,101 | $1,063,000 | $173,000 | $890,000 |
| 2017 | $16,979 | $1,116,000 | $222,000 | $894,000 |
| 2016 | $17,291 | $1,116,000 | $304,000 | $812,000 |
| 2015 | $17,127 | $1,100,000 | $375,000 | $725,000 |
| 2014 | -- | $1,073,000 | $388,000 | $685,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2025 05/02/25 | Pending | -- | -- | -- |
| 04/09/2025 04/09/25 | For Sale | $2,150,000 | -- | $440 / Sq Ft |
Source: NorthstarMLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,505,000 | Accommodation | |
| Warranty Deed | $1,505,000 | Stewart Title Guaranty Co | |
| Interfamily Deed Transfer | -- | Stewart Title Guaranty Co | |
| Deed | $1,210,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $1,296,000 | -- | |
| Warranty Deed | $293,236 | -- | |
| Deed | $1,505,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $548,000 | New Conventional | |
| Previous Owner | $847,000 | New Conventional | |
| Previous Owner | $1,000,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $78,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $1,099,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $1,166,400 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $75,000 | Unknown | |
| Previous Owner | $825,000 | Construction |
Source: Public Records
Similar Homes in Excelsior, MN
Source: NorthstarMLS
MLS Number: 6693069
APN: 25-117-23-22-0068
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