Seller's Agent in 2025
Patrick Henschen
Huff Realty - Ft. Mitchell
(859) 462-0101
3 in this area
112 Total Sales
207 W 5th St Covington, KY 41011
Downtown Covington Neighborhood
2
Beds
1.5
Baths
1,262
Sq Ft
1,260
Sq Ft Lot
Highlights
- Traditional Architecture
- 4 Fireplaces
- No HOA
- Wood Flooring
- High Ceiling
- Wood Frame Window
About This Home
As of December 2025Fantastic opportunity in the heart of Covington! This beautifully maintained home perfectly blends historic charm with modern updates. Featuring original hardwood floors, high ceilings, and beautiful fireplaces, this home is full of character while offering today's conveniences with updated kitchen and bathrooms, a new roof, and all-new siding. Enjoy your private backyard with a deck, perfect for relaxing or entertaining. Located just steps from Covington's best bars, restaurants, and shops, and positioned right by the exciting new Covington Central Riverfront project, this property offers unbeatable walkability and long-term potential. If you've been looking for a move-in ready home in a prime location with low-maintenance living—this, is it!
Last Agent to Sell the Property
Huff Realty - Ft. Mitchell License #274534 Listed on: 10/16/2025
Home Details
Home Type
- Single Family
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Stone Foundation
- Membrane Roofing
- Vinyl Siding
- Stone
Interior Spaces
- 2-Story Property
- Built-In Features
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- 4 Fireplaces
- Decorative Fireplace
- Wood Frame Window
- Entryway
- Living Room
- Storage
- Laundry on upper level
Kitchen
- Eat-In Kitchen
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
Unfinished Basement
- Walk-Out Basement
- Basement Storage
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Additional Features
- Patio
- 1,260 Sq Ft Lot
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 054-21-13-008.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2025
Closed on
Dec 4, 2025
Sold by
Ratliff Jill M
Bought by
Bibb Martin and Hilvert Julie
Seller's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
Buyer's Agent
Christopher Dunne
Comey & Shepherd, Inc
List Price
$364,900
Sold Price
$339,000
Premium/Discount to List
-$25,900
-7.1%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.64%
Original Mortgage
$288,150
Outstanding Balance
$288,150
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$58,387
Purchase Details
Listed on
Sep 2, 2022
Closed on
Oct 11, 2022
Sold by
Sherman Jessica
Bought by
Ratliff Jill M
Seller's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
Buyer's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
List Price
$274,900
Sold Price
$269,500
Premium/Discount to List
-$5,400
-1.96%
Views
13
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.56%
Original Mortgage
$205,500
Interest Rate
5.66%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 28, 2007
Sold by
Kiefer Timothy A and Kiefer Christy
Bought by
Sherman Jessica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,400
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 11, 2002
Sold by
Mangeot Robert H
Bought by
Kiefer Timothy A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,231
Interest Rate
6.4%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $339,000 | None Listed On Document | |
| Warranty Deed | $269,500 | -- | |
| Warranty Deed | $143,000 | Advanced Land Title Agency | |
| Deed | $98,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $288,150 | New Conventional | |
| Previous Owner | $205,500 | New Conventional | |
| Previous Owner | $114,400 | Purchase Money Mortgage | |
| Previous Owner | $97,231 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/04/2025 12/04/25 | Sold | $339,000 | -3.1% | $269 / Sq Ft | |
| 10/25/2025 10/25/25 | Pending | -- | -- | -- | |
| 10/23/2025 10/23/25 | Price Changed | $349,900 | -2.8% | $277 / Sq Ft | |
| 10/22/2025 10/22/25 | Price Changed | $359,900 | -1.4% | $285 / Sq Ft | |
| 10/16/2025 10/16/25 | For Sale | $364,900 | +35.4% | $289 / Sq Ft | |
| 10/11/2022 10/11/22 | Sold | $269,500 | -2.0% | $214 / Sq Ft | View Prior Sale |
| 09/09/2022 09/09/22 | Pending | -- | -- | -- | |
| 09/07/2022 09/07/22 | For Sale | $274,900 | 0.0% | $218 / Sq Ft | |
| 09/05/2022 09/05/22 | Pending | -- | -- | -- | |
| 09/02/2022 09/02/22 | For Sale | $274,900 | -- | $218 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,571 | $269,500 | $15,000 | $254,500 |
| 2024 | $3,544 | $269,500 | $15,000 | $254,500 |
| 2023 | $3,590 | $269,500 | $15,000 | $254,500 |
| 2022 | $2,250 | $168,000 | $15,000 | $153,000 |
| 2021 | $2,213 | $143,000 | $15,000 | $128,000 |
| 2020 | $2,202 | $143,000 | $15,000 | $128,000 |
| 2019 | $2,226 | $143,000 | $15,000 | $128,000 |
| 2018 | $2,273 | $143,000 | $15,000 | $128,000 |
| 2017 | $2,306 | $143,000 | $15,000 | $128,000 |
| 2015 | $2,802 | $143,000 | $15,000 | $128,000 |
| 2014 | $2,745 | $143,000 | $15,000 | $128,000 |
Source: Public Records
Agents Affiliated with this Home
-
Patrick Henschen
-
Christopher Dunne
Buyer's Agent in 2025
Christopher Dunne
Comey & Shepherd, Inc
(513) 787-8923
1 in this area
105 Total Sales
-
Jamie Wagenlander
Seller Co-Listing Agent in 2022
Jamie Wagenlander
Huff Realty - Ft. Mitchell
(859) 525-5704
1 in this area
11 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 637183
APN: 054-21-13-008.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 328 W 6th St
- 310 W 7th St
- 138 W Pike St
- 100 W Rivercenter Blvd Unit PH3B
- 346 W 9th St
- 1 Roebling Way Unit 505
- 1 Roebling Way Unit 304
- 1 Roebling Way Unit 602
- 1 Roebling Way Unit 804
- 1025 Banklick St
- 500 Garrard St Unit 2
- 1102 Lee St
- 732 Garrard St
- 209 E 10th St
- 1212-1234 W Pike St
- 656 W Pike St
- 664 W Pike St
- 652 Western Ave
- 848 Western Ave Unit Lot 2
- 844 Western Ave Unit Lot 4