Tracy Winkler
Comey & Shepherd
(513) 808-9789
159 Total Sales
2 in Downtown Covington
$400K - $540K Price Range
346 W 9th St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $311,000 - $331,899
2
Beds
2.5
Baths
1,765
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- No HOA
- Entrance Foyer
- 1 Fireplace
- Formal Dining Room
- Forced Air Heating System
About This Home
As of March 2026Historic home in the heart of vibrant Mainstrasse. Perfect move in home or for investors seeking a property with character that could use some renovations. The location is ideal for rental potential. Located just steps from popular bars, restaurants, local shops, and universities such as NKU and UC. Home features stainless steel kitchen appliances, gas stove, 2 newer central air units, a split level, and 2 furnaces. Soaring 10-foot ceilings and original moulding highlight the home's timeless charm. Recent improvements include new windows installed in 2023, updated plasterwork in the living room, refreshed front and backyard landscaping, and a renovated third floor for a home office or game room. This home will need cosmetic updates and renovations to the bathrooms, kitchen, and bedrooms.
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Home Details
Home Type
- Single Family
Year Built
- Built in 1860
Lot Details
- 2,218 Sq Ft Lot
- Lot Dimensions are 39x90
Parking
- No Garage
Home Design
- Colonial Architecture
- Shingle Roof
- Stone
Interior Spaces
- 1,765 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- 1 Fireplace
- Entrance Foyer
- Family Room
- Formal Dining Room
- Basement
- Crawl Space
Kitchen
- Gas Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Dryer
- Washer
Schools
- Glenn O. Swing Elementary School
- Holmes Middle School
- Covington Adult High School
Utilities
- Forced Air Heating System
- No Utilities
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 2, 2026
Closed on
Mar 6, 2026
Sold by
Bought by
Seller's Agent
Darrell Lewis
DIYFlatFee.com
Buyer's Agent
Michele Mamo
eXp Realty LLC
List Price
$315,000
Sold Price
$310,000
Premium/Discount to List
-$5,000
-1.59%
Views
136
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,475
Avg. Annual Appreciation
9.27%
Original Mortgage
$300,700
Outstanding Balance
$299,516
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$21,959
Purchase Details
Listed on
Jul 12, 2022
Closed on
Oct 26, 2022
Sold by
Bought by
Seller's Agent
Brian Drapp
RE/MAX Victory + Affiliates
Buyer's Agent
Brian Drapp
RE/MAX Victory + Affiliates
List Price
$329,900
Sold Price
$317,500
Premium/Discount to List
-$12,400
-3.76%
Views
50
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.71%
Original Mortgage
$310,622
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 30, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,750
Interest Rate
3.1%
Mortgage Type
Commercial
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Tracy Winkler
-
Stacy Meece
Stacy Meece
Berkshire Hathaway HomeService
(513) 586-7002
253 Total Sales
1 in Downtown Covington
$240,000 Price
-
Hillary Justice
Hillary Justice
Coldwell Banker Realty
(513) 647-6201
177 Total Sales
1 in Downtown Covington
$470,000 Price
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
128 Total Sales
1 in Downtown Covington
$950,000 Price
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
108 Total Sales
2 in Downtown Covington
$130K - $590K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
208 Total Sales
2 in Downtown Covington
$425K - $650K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $310,000 | 360 American Title | ||
| $317,500 | Northwest Title | ||
| $200,000 | 360 American Title Svcs Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $300,700 | ||
| Previous Owner | $310,622 | ||
| Previous Owner | $25,000 | ||
| Previous Owner | $30,000 | ||
| Previous Owner | $237,750 | ||
| Previous Owner | $237,750 | ||
| Previous Owner | $202,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/11/2026 03/11/26 | Price Changed | $315,000 | 0.0% | $178 / Sq Ft | |
| 03/11/2026 03/11/26 | For Sale | $315,000 | +1.6% | $178 / Sq Ft | |
| 03/06/2026 03/06/26 | Sold | $310,000 | -1.6% | $176 / Sq Ft | |
| 01/31/2026 01/31/26 | Pending | -- | -- | -- | |
| 01/22/2026 01/22/26 | For Sale | $315,000 | 0.0% | $178 / Sq Ft | |
| 01/07/2026 01/07/26 | Pending | -- | -- | -- | |
| 01/02/2026 01/02/26 | For Sale | $315,000 | -0.8% | $178 / Sq Ft | |
| 10/26/2022 10/26/22 | Sold | $317,500 | -3.8% | $180 / Sq Ft | View Prior Sale |
| 09/14/2022 09/14/22 | Pending | -- | -- | -- | |
| 09/12/2022 09/12/22 | For Sale | $329,900 | +3.9% | $187 / Sq Ft | |
| 09/11/2022 09/11/22 | Off Market | $317,500 | -- | -- | |
| 09/06/2022 09/06/22 | Price Changed | $329,900 | -1.5% | $187 / Sq Ft | |
| 08/31/2022 08/31/22 | Price Changed | $334,900 | -2.9% | $190 / Sq Ft | |
| 08/19/2022 08/19/22 | Price Changed | $344,900 | -2.8% | $195 / Sq Ft | |
| 08/10/2022 08/10/22 | Price Changed | $354,900 | -1.4% | $201 / Sq Ft | |
| 08/05/2022 08/05/22 | Price Changed | $359,900 | -1.4% | $204 / Sq Ft | |
| 07/29/2022 07/29/22 | Price Changed | $365,000 | -2.7% | $207 / Sq Ft | |
| 07/12/2022 07/12/22 | For Sale | $375,000 | -- | $212 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,207 | $317,500 | $5,000 | $312,500 |
| 2024 | $4,175 | $317,500 | $5,000 | $312,500 |
| 2023 | $4,229 | $317,500 | $5,000 | $312,500 |
| 2022 | $2,664 | $200,000 | $5,000 | $195,000 |
| 2021 | $441 | $65,000 | $5,000 | $60,000 |
| 2020 | $457 | $65,000 | $5,000 | $60,000 |
| 2019 | $462 | $65,000 | $5,000 | $60,000 |
| 2018 | $496 | $65,000 | $5,000 | $60,000 |
| 2017 | $502 | $65,000 | $5,000 | $60,000 |
| 2015 | $704 | $65,000 | $5,000 | $60,000 |
| 2014 | $605 | $65,000 | $5,000 | $60,000 |
Source: Public Records
Agents Affiliated with this Home
-
Darrell Lewis
Seller's Agent in 2026
Darrell Lewis
DIYFlatFee.com
(859) 420-9774
2 in this area
403 Total Sales
-
Michele Mamo
Buyer's Agent in 2026
Michele Mamo
eXp Realty LLC
(859) 512-7772
26 in this area
488 Total Sales
-
Brian Drapp
Seller's Agent in 2022
Brian Drapp
RE/MAX
(859) 221-9695
3 in this area
91 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638920
APN: 054-22-06-017.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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