$395,000
SOLD NOV 17, 2025

20720 2nd St Cottonwood, CA 96022

-- Bed
-- Bath
2,248 Sq Ft
1992 Built

Recently Sold

$176 Per Sq Ft

1% Below List Price

30 Days on Market

About This Home

As of November 2025

An incredible investment opportunity awaits in this updated duplex, ideally located at the end of a quiet cul-de-sac in the heart of Cottonwood. Whether you're a first-time buyer ready to live in one side and let the other help pay the mortgage, or an experienced investor seeking strong returns with minimal headache—this property delivers. Unit B has been completely renovated from top to bottom, featuring a brand-new kitchen with granite countertops, updated flooring, and two fully remodeled bathrooms. The 2-bedroom layout is bright, modern, and move-in ready, offering the perfect setup for comfortable living or premium rental income. Unit A offers a spacious 2-bedroom, 2-bath layout with an additional bonus room—ideal for a home office, guest space, or added rental appeal. The open floor plan makes it easy to attract and retain quality tenants, and it's already producing solid cash flow at $1,450/month. Each unit is separately metered, and with two newer HVAC systems already in place, you'll enjoy energy efficiency and lower long-term maintenance. The property also offers two garage spaces and separate driveways, making this a low-maintenance, high-functioning asset. Duplexes like this don't hit the market often—especially ones with updates, strong income, and flexible living options. It's the kind of property that lets you build equity, generate passive income, and create long-term wealth all in one move.

Last Agent to Sell the Property

Sam Wiseman

Real Brokerage Technologies License #02145749 Listed on: 09/18/2025

Real Brokerage Technologies

Last Buyer's Agent

Shane Paiz

eXp Realty of California, Inc. License #02130564

eXp Realty of California, Inc.

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 1992

Home Design

  • Wood Siding

Utilities

  • Central Air

Community Details

  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 088-060-045-000

Property Details

Home Type

Multi-Family

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Directions: West on Second from Main St. to end of cul-de-sac.
  • Prop. Type: Residential Income
  • Year Built: 1992
  • Existing Rntl Terms Written Lease: Yes
  • Ownership: Seller
  • Subdivision Name: N/A
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Stories: 1

Exterior Features

  • Construction Type: Wood Siding

Garage/Parking

  • Parking Features: Assigned
  • Parking:Assigned: Yes

Utilities

  • Cooling: Central
  • Cooling Y N: Yes
  • Heating:Forced Air: Yes

Lot Info

  • Parcel #: 088-060-045-000
  • Zoning Description: Conforming

Rental Info

  • Owner Pays: Sewer, Water, Bldg/Grnds Mnt, Management

Multi Family

  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2025
Closed on
Nov 10, 2025
Sold by
Vance Kristina N and Morgan Zachary H
Bought by
Hibben Clayton
Seller's Agent
Sam Wiseman
Real Brokerage Technologies
Buyer's Agent
Shane Paiz
eXp Realty of California, Inc.
List Price
$399,900
Sold Price
$395,000
Premium/Discount to List
-$4,900
-1.23%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.81%
Original Mortgage
$344,000
Outstanding Balance
$344,000
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$31,106

Purchase Details

Listed on
Jun 26, 2020
Closed on
Sep 3, 2020
Sold by
Snow Michael C and Snow Lauren C
Bought by
Morgan Zachary H and Vance Kristina N
Seller's Agent
Chris Young
Coldwell Banker Select Real Estate - Redding
Buyer's Agent
Jake Mires
Gold Mountain Real Estate
List Price
$280,000
Sold Price
$278,000
Premium/Discount to List
-$2,000
-0.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.00%
Original Mortgage
$272,964
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 5, 2015
Closed on
Apr 13, 2015
Sold by
Barker Joshua and Barker Nikole
Bought by
Snow Michael C and Snow Lauren C
Seller's Agent
Josh Barker
Josh Barker Real Estate
Buyer's Agent
Kasey Stewart
Stewart Real Estate Company
List Price
$179,900
Sold Price
$174,900
Premium/Discount to List
-$5,000
-2.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.94%
Original Mortgage
$131,175
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 23, 2014
Closed on
Sep 10, 2014
Sold by
Jsn Llc
Bought by
Barker Joshua and Barker Nikole
Seller's Agent
Josh Barker
Josh Barker Real Estate
Buyer's Agent
Josh Barker
Josh Barker Real Estate
List Price
$189,900
Sold Price
$161,680
Premium/Discount to List
-$28,220
-14.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.25%
Original Mortgage
$113,176
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2007
Sold by
Adams Ralph E
Bought by
Jsn Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,500
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $395,000 Fidelity National Title Compan
Grant Deed $278,000 Placer Title Company
Grant Deed $175,000 Placer Title Company
Grant Deed $162,000 Placer Title Company
Grant Deed $307,000 Placer Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $344,000 New Conventional
Previous Owner $272,964 FHA
Previous Owner $131,175 New Conventional
Previous Owner $113,176 New Conventional
Previous Owner $153,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 Sold $395,000 -1.2% $176 / Sq Ft
10/18/2025 10/18/25 Pending -- -- --
09/18/2025 09/18/25 For Sale $399,900 +43.8% $178 / Sq Ft
09/11/2020 09/11/20 Sold $278,000 -0.7% $124 / Sq Ft View Prior Sale
07/04/2020 07/04/20 Pending -- -- --
06/23/2020 06/23/20 For Sale $280,000 +60.1% $125 / Sq Ft
04/17/2015 04/17/15 Sold $174,900 -2.8% $78 / Sq Ft View Prior Sale
02/21/2015 02/21/15 Pending -- -- --
02/05/2015 02/05/15 For Sale $179,900 +11.3% $80 / Sq Ft
09/12/2014 09/12/14 Sold $161,680 -14.9% $72 / Sq Ft View Prior Sale
07/21/2014 07/21/14 Pending -- -- --
05/22/2014 05/22/14 For Sale $189,900 -- $84 / Sq Ft
Source: Shasta Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,201 $300,914 $43,296 $257,618
2024 $3,138 $295,015 $42,448 $252,567
2023 $3,138 $289,231 $41,616 $247,615
2022 $3,068 $283,560 $40,800 $242,760
2021 $3,051 $278,000 $40,000 $238,000
2020 $2,162 $192,200 $54,945 $137,255
2019 $2,137 $188,432 $53,868 $134,564
2018 $2,097 $184,738 $52,812 $131,926
2017 $2,102 $181,117 $51,777 $129,340
2016 $1,926 $177,566 $50,762 $126,804
2015 $1,796 $161,600 $40,000 $121,600
2014 $2,086 $190,000 $40,000 $150,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Shasta Association of REALTORS®

MLS Number: 25-4248

Shasta Association of REALTORS®

APN: 088-060-045-000