$499,000

20798 White Oaks Rd Morrison, IL 61270

Estimated payment $3,197/month

Total Views 5,056
3 Beds
3 Baths
2,717 Sq Ft
$184 Price per Sq Ft

Highlights

  • Barn
  • Second Kitchen
  • Mature Trees
  • Stables
  • 6.84 Acre Lot
  • Deck

About This Home

Tucked away in a peaceful 15-home rural subdivision, this expansive 6.8-acre retreat offers the best of country living just 5 minutes from I-88 access, 6 minutes from the quaint city of Morrison and 10 minutes from the city of Sterling. Surrounded by rolling farmland and woods, it's the largest acreage in the neighborhood, offering privacy and tranquility while still maintaining a sense of community and quick access to town. Wildlife abounds on this outdoor lover's paradise. The property features a winding creek, mature oak trees, and thousands of perennial wildflowers. A divided 30x40 barn with concrete floors opens to fenced pastures ideal for horses. You'll also find a wooden hen house, an orchard with multi variety fruit trees, scenic walking paths, a sledding hill, and sunny lower pasture areas perfect for gardening, riding, or recreation. The spacious ranch-style home includes 3 bedrooms, 3 updated full baths, beautiful hardwood floors, fireplaces of hand cut stone/masonry, double sided on the upper level, single large on the lower and a 2.5-car garage which has built-ins and a workshop ideal for hobbyists or extra storage. The walkout lower level features a large family room, a kitchenette, a full bath, and a bonus room, perfect for a guest suite, rental, or multi-generational living. A stunning sun-room connects to the outdoors and leads via spiral staircase to an upper deck overlooking the serene landscape. This one-of-a-kind property is ideal for animal lovers, hobbyists, or families seeking a private, nature-filled escape with modern amenities and convenient location. Don't miss this rare opportunity. Schedule your showing today!

Listing Agent

Tony Cataldo

HomeSmart Connect LLC License #475181237 Listed on: 07/09/2025

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,799

Year Built

  • Built in 1964

Lot Details

  • 6.84 Acre Lot
  • Lot Dimensions are 728x422x681x425
  • Home fronts a stream
  • Poultry Coop
  • Mature Trees

Parking

  • 2.5 Car Garage
  • Driveway

Home Design

  • Ranch Style House
  • Earth Berm
  • Asphalt Roof
  • Stone Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,717 Sq Ft Home
  • Ceiling Fan
  • 2 Fireplaces
  • Double Sided Fireplace
  • Wood Burning Fireplace
  • Window Treatments
  • Family Room Downstairs
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Workshop
  • Heated Sun or Florida Room
  • Finished Basement Bathroom
  • Carbon Monoxide Detectors
  • Laundry Room

Kitchen

  • Second Kitchen
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • 100 Amp Service
  • Well
  • Gas Water Heater
  • Water Purifier
  • Water Purifier is Owned
  • Water Softener is Owned
  • Septic Tank

Additional Features

  • Deck
  • Barn
  • Stables

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,799

Year Built

Built in 1964

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Hillside,Multi-Level
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: Hillside,Multi-Level
  • Year Built: 1964
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Disposal, Water Purifier, Water Purifier Owned, Water Softener, Water Softener Owned, Gas Cooktop, Gas Oven
  • Basement: Finished, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Double Sided, Wood Burning
  • Fireplaces: 2
  • Flooring: Hardwood
  • Interior Amenities: In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Separate Dining Room, Workshop
  • LivingArea: 2717
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Possible Use: Horses
  • Room Type: Heated Sun Room, Kitchen, Family Room, Bonus Room
  • Window Features: Window Treatments
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Square Footage Comments: Finished main level: 1825 sqft - Finished lower level: 892 sqft - Unfinished lower level: 157 sqft - Total Finished: 2717 sqft - Walkout Sunroom: 620 sqft - Total Finished+Unfinished: 3494 sqft
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Cedar, Stone
  • Foundation Details: Concrete Perimeter
  • List Price: 499000
  • Lot Features: Mature Trees
  • OtherStructures: Workshop, Barn(s), Poultry Coop, Stable(s)
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront Features: Stream, Creek
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Asphalt, Garage Door Opener, On Site, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Baseboard, Radiant
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 5

Lot Info

  • Lot Size Acres: 6.8395
  • Lot Dimensions: 728X422X681X425
  • Lot Size: 6.0-7.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 5799
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,799 $92,458 $17,659 $74,799
2023 $5,431 $86,103 $16,445 $69,658
2022 $5,031 $78,604 $15,013 $63,591
2021 $4,513 $69,818 $10,834 $58,984
2020 $4,274 $65,804 $10,211 $55,593
2019 $3,992 $60,868 $9,445 $51,423
2018 $3,973 $60,039 $9,316 $50,723
2017 $3,910 $58,211 $9,032 $49,179
2016 $4,168 $61,788 $9,587 $52,201
2015 $5,538 $77,543 $9,107 $68,436
2014 $5,765 $80,133 $9,411 $70,722
2013 $5,538 $77,543 $9,107 $68,436
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 For Sale $499,000 -- $184 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Mortgage History

Date Status Loan Amount Loan Type
Closed $56,694 Credit Line Revolving
Closed $145,000 New Conventional
Closed $165,000 New Conventional
Closed $145,500 New Conventional
Closed $23,500 Future Advance Clause Open End Mortgage
Closed $75,000 Credit Line Revolving
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12410867

Midwest Real Estate Data (MRED)

APN: 1019476004