$240,000
PENDING

208 Floral St Elsmere, KY 41018

Estimated payment $1,529/month

Total Views 5,253
3 Beds
1.5 Baths
1,095 Sq Ft
$219 Price per Sq Ft

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Hydromassage or Jetted Bathtub
  • Tiered Deck
  • Traditional Architecture
  • Private Yard

About This Home

Welcome home to this newly updated bi-level located at the end of the street with a lovely wooded backdrop, fenced in level backyard and 2 tier back deck. Over $20K in upgrades within the last year including new roof, granite counter tops, built in living room showcase bookcases plus new half wall instead of rails, new floors and paint., newly added coffee station, new dishwasher and microwave, new dining room fan, new garage door, new washer/dryer and all air ducts cleaned. Open floor plan, one car garage, well kept home. When can you stop by?

Listing Agent

Cathy Miles

Miles Home Team, LLC License #215914 Listed on: 08/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,689

Year Built

  • Built in 1988

Lot Details

  • 6,534 Sq Ft Lot
  • Aluminum or Metal Fence
  • Level Lot
  • Private Yard

Parking

  • 1 Car Garage
  • Front Facing Garage
  • Driveway
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,095 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Sliding Windows
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Finished Basement Bathroom
  • Laundry in Basement
  • Basement Storage

Outdoor Features

  • Tiered Deck
  • Porch

Schools

  • Arnett Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Propane

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 016-10-01-156.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,689

Year Built

Built in 1988

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.15
  • Year Built: 1988
  • Lot Size: Irregular
  • Ownership: Consumer
  • Directions: Dixie Hwy to Garvey. R on Floral....home at end of street on left.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Arnett Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irregular
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.15
  • General Property Description:Living Area: 1095.0
  • General Property Description:Lot Size Square Feet: 6534.0
  • Laundry Features:Laundry Room2: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 016-10-01-156.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Laundry Features:Lower Level: Yes
  • Levels:Bi-Level: Yes
  • Percent Basement Finished: Yes
  • Utilities:Propane3: Yes
  • Fencing:Metal4: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Open Floorplan, Entrance Foyer, Built-in Features, Ceiling Fan(s), Natural Woodwork, Vaulted Ceiling(s)
  • Basement: Finished, Storage Space
  • Heating: Propane, Forced Air
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1095.0
  • Window Features: Insulated Windows, Double Hung, Slider Window(s), Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Natural Woodwork: Yes
  • Basement:Storage Space: Yes
  • Basement:Full Finished Half Bath: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Basement:Laminate Flooring8: Yes

Exterior Features

  • Fencing: Fenced, Metal
  • Roof: Shingle
  • Lot Features: Level
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Porch, Tiered Deck
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Patio and Porch Features:Tiered Deck: Yes
  • Window Features:Slider Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Faces Front, On Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Laundry Room, Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane, Sewer Available, Water Available
  • Heating:Forced Air: Yes
  • Heating:Propane4: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Arnett Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 6534.0
  • Zoning Description: Residential

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,689 $175,200 $20,000 $155,200
2023 $2,626 $175,200 $20,000 $155,200
2022 $1,801 $107,000 $10,000 $97,000
2021 $1,824 $107,000 $10,000 $97,000
2020 $1,813 $107,000 $10,000 $97,000
2019 $1,789 $107,000 $10,000 $97,000
2018 $1,793 $105,000 $10,000 $95,000
2017 $1,677 $105,000 $10,000 $95,000
2015 $1,979 $105,000 $10,000 $95,000
2014 $1,936 $105,000 $10,000 $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Pending -- -- --
08/25/2025 08/25/25 For Sale $240,000 +9.1% $219 / Sq Ft
12/13/2024 12/13/24 Sold $220,000 -3.5% $201 / Sq Ft
11/15/2024 11/15/24 Pending -- -- --
10/14/2024 10/14/24 Price Changed $228,000 -5.0% $208 / Sq Ft
10/14/2024 10/14/24 Price Changed $239,900 -2.1% $219 / Sq Ft
10/07/2024 10/07/24 For Sale $245,000 -- $224 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $220,000 None Listed On Document
Warranty Deed $220,000 None Listed On Document
Deed $102,500 Kentucky Land Title Agency
Deed $90,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $201,465 FHA
Closed $201,465 FHA
Previous Owner $6,000 New Conventional
Previous Owner $10,160 Unknown
Previous Owner $102,500 Purchase Money Mortgage
Previous Owner $89,294 FHA
Source: Public Records

About the Listing Agent

Cathy Miles

Miles Home Team, LLC

(859) 484-8938

Section Image

WELCOME! My name is Cathy Miles and I am an experienced, full time Realtor® in Northern KY who specializes in empowering buyers and sellers to make sound decisions in all of their real estate transactions. Together with a background in sales, marketing, investing, rehabbing and budgeting, I bring to the table a unique set of skill sets and experience that often provides additional, rich layers of information and insight for my clients. It is my goal to secure good business deals for all my

Cathy's Other Listings

  • 4071 Elizabeth Dr, Independence, KY 41051

    $340,900

    • 4 Beds
    • 3.5 Baths
    • 2,070 Sq Ft
    • 4071 Elizabeth Dr
    • Independence, KY

    Lovely 4 bed home with great location at the end of the street plus private/wooded views, fenced in level backyard, no HOA, lots of inside space and newer roof/carpeting/painting throughout. The oversized living room features abundant light and a wood burning fireplace. The open kitchen boasts granite counter tops, pantry, stainless steel appliances and an adjoining breakfast room with walk out.

    Cathy Miles Miles Home Team, LLC

    Section Image
  • 1742 Val Ct, Burlington, KY 41005

    $140,000

    • 2 Beds
    • 1.5 Baths
    • 1,200 Sq Ft
    • 1742 Val Ct
    • Burlington, KY

    One or more photos virtually staged. OPEN HOUSE SUN, JULY 27th, FROM 1-3!! Two bed/two bath townhome featuring spacious rooms with walkout to private back patio and scenic views. Living room features wood burning fireplace with white brick exterior, extended mantle and hearth. The kitchen includes all appliances and opens up to a spacious dining area with chandelier and walkout to the private

    Cathy Miles Miles Home Team, LLC

    Section Image
  • 10864 Griststone Cir, Independence, KY 41051

    $649,900

    • 4 Beds
    • 3.5 Baths
    • 3,600 Sq Ft
    • 10864 Griststone Cir
    • Independence, KY

    One or more photos are virtually staged. Priced below appraisal!! 4 bed/4 bath pristine, custom brick home on 1/2 acre lot in beautiful Shaw Estates. Majestic 2 story great room, impressive wall of windows, exquisite marble fireplace, gorgeous wood floors throughout main level plus a convenient 1st fl Primary Suite. Large, formal dining room plus breakfast bonus room. Open kitchen with granite

    Cathy Miles Miles Home Team, LLC

    Section Image
  • 4467 Hackberry Ct, Burlington, KY 41005

    $442,900

    • 4 Beds
    • 2.5 Baths
    • 2,688 Sq Ft
    • 4467 Hackberry Ct
    • Burlington, KY

    One or more photos are virtually staged. Large, two story brick Arlinghaus built home with over 2,600 sq ft living area on a quiet cul-de-sac street with newer roof, 2 car side entry garage and generous backyard with newer fencing. Oversized living room with lots of natural light, gas fireplace and walk out to back deck. Open kitchen layout with stainless steel appliances including gas stove

    Cathy Miles Miles Home Team, LLC

    Section Image
  • 3777 Feather Ln, Elsmere, KY 41018

    $205,000 Sold Jul 31, 2025

    • 3 Beds
    • 1 Bath
    • 1,184 Sq Ft
    • 3777 Feather Ln
    • Elsmere, KY

    Lovely 3 bed ranch in Elsmere just rehabbed and move in ready! Featuring a generous open layout, 4 walkouts, lots of light, fenced in backyard and large storage shed. Oversized great room boasts an impressive cathedral ceiling and features a grand wood burning fireplace with a brick facade and mantle that stretches the entire width of the room! There's also a walk out to the covered driveway for

    Cathy Miles Miles Home Team, LLC

  • 5855 Garden Rd, Florence, KY 41042

    $80,000 Sold Oct 25, 2024

    • 2 Beds
    • 1 Bath
    • 864 Sq Ft
    • 5855 Garden Rd
    • Florence, KY

    Rehab opportunity for this 2 bed/1bath ranch home in Florence on a 1/4 acre lot. 2nd bedroom currently has washer/dryer hookups installed. Eat in kitchen with all appliances. No garage. No AC. Foundation work needed. Back deck is unstable with no access allowed. Basement with walk out. Selling as is. Cash or rehab loans only.

    Cathy Miles Miles Home Team, LLC

  • 1608 Shady Cove Ln, Florence, KY 41042

    $225,000 Sold Oct 21, 2024

    • 3 Beds
    • 2.5 Baths
    • 1,960 Sq Ft
    • 1608 Shady Cove Ln
    • Florence, KY

    Lovely townhome with 3 finished levels plus a direct entry garage. Large back deck overlooks wooded views with relaxing creek. LIving room features open layout with cathedral ceilings and built in bookshelves. Updated kitchen with newer appliances, flooring and cabinets. All updated bathrooms, newer lighting and garage with epoxy flooring and convenient shelving. Lower level has a large

    Cathy Miles Miles Home Team, LLC

  • 10418 Calvary Rd, Independence, KY 41051

    $275,000 Sold Nov 19, 2024

    • 3 Beds
    • 2.5 Baths
    • 1,103 Sq Ft
    • 10418 Calvary Rd
    • Independence, KY

    Nestled on a sprawling wooded lot in the community of Battle Ridge, this lovely home features spacious living areas with an open layout, tall ceilings and split bedroom design. The living room showcases gleeming wood floors, lots of natural light plus a walkout to a newly refinished deck that overlooks the fenced backyard. The spacious kitchen is ideal for entertaining with plenty of counter

    Cathy Miles Miles Home Team, LLC

  • 10565 Pimlico Park, Union, KY 41091

    $840,000 Sold May 22, 2025

    • 3 Beds
    • 3 Baths
    • 3,539 Sq Ft
    • 10565 Pimlico Park
    • Union, KY

    OPEN HOUSE CANCELLED. Property is pending. Pristine, full brick ranch located in a quiet cul-de-sac with finished lower level, gorgeous wooded backdrop & private backyard. Spacious open layout with tall ceilings, accent lighting, tray ceilings, white oak hardwood flooring & custom wood finishes throughout. Top of the line 7 series water furnace Geothermal system with tankless water heater &

    Cathy Miles Miles Home Team, LLC

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635660

Northern Kentucky Multiple Listing Service

APN: 016-10-01-156.00