$435,000
SOLD JUL 15, 2026
4 Beds
2 Baths
2,213 Sq Ft
0.43 Acre Lot

Sale Details

Date Sold: July 15, 2026

$197 Per Sq Ft

17 Days on Market

Highlights

  • Beach Access
  • Deck
  • Lower Floor Utility Room
  • Home fronts a pond
  • No HOA
  • The kitchen features windows

About This Home

As of July 2026

Rarely available waterfront opportunity on the shores of Mill Pond! Tucked away on a quiet dead-end cul-de-sac, this spacious walkout home offers peaceful nature views, abundant wildlife and the relaxing sounds of nature right outside your window. A huge picture window, sunroom and walkout lower level perfectly capture the stunning backyard and waterfront setting. Freshly painted with shampooed carpets, this move-in ready home features a large kitchen with convenient pass-through to the dining room, 4 spacious bedrooms and 2 full bathrooms. The expansive fenced backyard offers plenty of space for lawn games, entertaining and evenings around the firepit. Cozy up to the lower-level gas fireplace while enjoying additional space for ping pong, billiards, gaming or movie nights. Complete with a 2-car attached garage and extra parking pad, all just minutes to downtown Champlin, parks, trails and easy access to Hwy 169. For the opportunity of a lifestyle, this home truly delivers.

Last Agent to Sell the Property

Douglas Herkenhoff

Edina Realty, Inc. Listed on: 05/20/2026

Edina Realty, Inc.

Last Buyer's Agent

Michelle Moen

RE/MAX Advantage Plus

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,480

Year Built

  • Built in 1973

Lot Details

  • Lot Dimensions are 100x171x130x157
  • Home fronts a pond
  • Property is Fully Fenced
  • Chain Link Fence

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Block Foundation
  • Wood Siding
  • Stone Exterior Construction

Interior Spaces

  • Gas Fireplace
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Lower Floor Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Outdoor Features

  • Beach Access
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan

Community Details

  • No Home Owners Association
  • Elm Creek Terrace Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1912021340015

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,480

Year Built

Built in 1973

Lot Details

0.43 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Stone, Wood
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1973
  • Above Grade Finished Sq Ft: 1174
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished, Full
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Family Room, Gas
  • Living Area: 2213
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1039
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4

Exterior Features

  • Fencing: Chain Link, Full
  • Foundation Details: Block
  • PatioPorchType: Deck, Patio

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener, Storage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Lower Level, Laundry Room, Sink
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Balcony, Ceiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Patio, Porch

Schools

  • Junior High Dist: Anoka-Hennepin
  • SchoolDistrictPhone: 7635061000

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 100x171x130x157
  • Land Lease: No
  • Lot Features: Accessible Shoreline
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 1912021340015
  • Tax Annual Amount: 4480.02
  • TaxWithAssessments: 4480.02

Multi Family

  • WaterfrontFeatures: Pond

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 2, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$378,203
Outstanding Balance
$336,547
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$97,777

Purchase Details

Listed on
Jul 21, 2012
Closed on
Sep 5, 2012
Sold by
Bought by
Seller's Agent
Annette Boone
Edina Realty, Inc.
Buyer's Agent
Kerby Skurat
RE/MAX Results
List Price
$188,500
Sold Price
$184,500
Premium/Discount to List
-$4,000
-2.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.35%
Original Mortgage
$181,157
Interest Rate
3.37%
Mortgage Type
FHA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $389,900 Edina Realty Title Inc
Warranty Deed $184,500 Liberty Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $378,203 New Conventional
Previous Owner $37,264 Credit Line Revolving
Previous Owner $181,157 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/15/2026 07/15/26 Sold $435,000 0.0% $197 / Sq Ft
06/08/2026 06/08/26 Pending -- -- --
06/02/2026 06/02/26 Off Market $435,000 -- --
05/28/2026 05/28/26 For Sale $435,000 0.0% $197 / Sq Ft
05/26/2026 05/26/26 Off Market $435,000 -- --
05/22/2026 05/22/26 For Sale $435,000 +135.8% $197 / Sq Ft
09/05/2012 09/05/12 Sold $184,500 -2.1% $76 / Sq Ft View Prior Sale
08/10/2012 08/10/12 Pending -- -- --
07/21/2012 07/21/12 For Sale $188,500 -- $77 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,480 $375,700 $92,400 $283,300
2024 $4,433 $380,300 $95,700 $284,600
2023 $4,379 $383,700 $97,900 $285,800
2022 $3,316 $362,000 $86,000 $276,000
2021 $3,112 $273,000 $72,000 $201,000
2020 $3,016 $257,000 $62,000 $195,000
2019 $2,932 $244,000 $64,000 $180,000
2018 $2,860 $234,000 $54,000 $180,000
2017 $2,532 $201,000 $40,000 $161,000
2016 $2,401 $186,000 $46,000 $140,000
2015 $2,330 $181,000 $41,000 $140,000
2014 -- $166,000 $44,000 $122,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7065336

NorthstarMLS

APN: 19-120-21-34-0015

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